Moneta Money Bank AS (XPRA:MONET) Cyclically Adjusted FCF per Share: Kč13.26 (As of Jun. 2026)

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XPRA:MONET Moneta Money Bank AS XPRA:MONET
67 GF Score
Price Kč196.80
GF Value Kč151.02
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Moneta Money Bank AS Cyclically Adjusted FCF per Share?

Moneta Money Bank AS XPRA:MONET -2.68% 67 Cyclically Adjusted FCF per Share is Kč13.26 as of Jun. 2026. GuruFocus rates XPRA:MONET with a GF Score™ of 67/100 and a GF Value™ of Kč151.02 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Moneta Money Bank AS's adjusted free cash flow per share for the three months ended in Jun. 2026 was Kč-5.671. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Kč13.26 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Moneta Money Bank AS's average Cyclically Adjusted FCF Growth Rate was -6.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-09-22), Moneta Money Bank AS's current stock price is Kč196.80. Moneta Money Bank AS's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was Kč13.26. Moneta Money Bank AS's Cyclically Adjusted Price-to-FCF of today is 14.85.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Moneta Money Bank AS was 4.75. The lowest was 2.80. And the median was 4.11.


Moneta Money Bank AS  (XPRA:MONET) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Moneta Money Bank AS's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=196.80/13.255
=14.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Moneta Money Bank AS was 4.75. The lowest was 2.80. And the median was 4.11.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Moneta Money Bank AS Cyclically Adjusted FCF per Share Related Terms


Moneta Money Bank AS Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Moneta Money Bank AS's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moneta Money Bank AS Cyclically Adjusted FCF per Share Chart

Moneta Money Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 10.36 11.02 11.88 12.23

Moneta Money Bank AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.14 12.22 12.34 13.96 13.26

XPRA:MONET vs USB, PNC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Moneta Money Bank AS's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moneta Money Bank AS Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Moneta Money Bank AS's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Moneta Money Bank AS's Cyclically Adjusted Price-to-FCF falls into.


XPRA:MONET
67GF Score
Moneta Money Bank AS XPRA:MONET
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Moneta Money Bank AS Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Moneta Money Bank AS's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-5.671/333.9520*333.9520
=-5.671

Current CPI (Jun. 2026) = 333.9520.

Moneta Money Bank AS Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 2.589 241.428 3.581
201612 0.295 241.432 0.408
201703 1.252 243.801 1.715
201706 1.337 244.955 1.823
201709 2.029 246.819 2.745
201712 1.718 246.524 2.327
201803 1.562 249.554 2.090
201806 1.883 251.989 2.495
201809 2.145 252.439 2.838
201812 -0.035 251.233 -0.047
201903 2.984 254.202 3.920
201906 1.415 256.143 1.845
201909 2.288 256.759 2.976
201912 2.654 256.974 3.449
202003 1.063 258.115 1.375
202006 3.117 257.797 4.038
202009 2.039 260.280 2.616
202012 1.932 260.474 2.477
202103 3.051 264.877 3.847
202106 -2.270 271.696 -2.790
202109 7.765 274.310 9.453
202112 5.470 278.802 6.552
202203 0.609 287.504 0.707
202206 2.705 296.311 3.049
202209 1.654 296.808 1.861
202212 4.215 296.797 4.743
202303 2.476 301.836 2.739
202306 1.350 305.109 1.478
202309 3.830 307.789 4.156
202312 5.814 306.746 6.330
202403 4.546 312.332 4.861
202406 2.380 314.175 2.530
202409 5.585 315.301 5.915
202412 4.305 315.605 4.555
202503 3.607 319.799 3.767
202506 6.820 322.561 7.061
202509 2.031 324.800 2.088
202512 4.270 324.054 4.400
202603 18.043 330.213 18.247
202606 -5.671 333.952 -5.671

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Kč13.26 mean?
Moneta Money Bank AS (XPRA:MONET) has a Cyclically Adjusted FCF per Share of Kč13.26 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Moneta Money Bank AS and its competitors.
Is Moneta Money Bank AS's Cyclically Adjusted FCF per Share too high?
Moneta Money Bank AS's current Cyclically Adjusted FCF per Share is Kč13.26. Overall, Moneta Money Bank AS has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's Cyclically Adjusted FCF per Share compare to USB and PNC?
Moneta Money Bank AS's Cyclically Adjusted FCF per Share of Kč13.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Moneta Money Bank AS and its competitors. Moneta Money Bank AS's current Cyclically Adjusted FCF per Share is Kč13.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (XPRA:MONET) is currently considered Modestly Overvalued. The stock's GF Value™ is Kč151.02, compared to a current price of Kč196.80 — trading 30.3% above its estimated fair value. The current Cyclically Adjusted FCF per Share is Kč13.26. Moneta Money Bank AS's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Moneta Money Bank AS (XPRA:MONET), the current Cyclically Adjusted FCF per Share is Kč13.26 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneta Money Bank AS (XPRA:MONET) Overvalued in 2026?

Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued. The current stock price of Kč196.80 is trading 30.3% above its estimated GF Value™ of Kč151.02. GuruFocus considers Moneta Money Bank AS to be Modestly Overvalued.

Key valuation signals for XPRA:MONET:

  • Cyclically Adjusted FCF per Share: Kč13.26
  • GF Value™: Kč151.02 vs. price of Kč196.80 (30.3% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the XPRA:MONET stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moneta Money Bank AS Business Description

Other Exchanges 0RGC:UKMM0:Germany
Address Vyskocilova 1442/1b, Michle, 140 00, Prague 4, CZE, 140 28
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
67GF Score

Get the complete analysis for XPRA:MONET

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč196.80
Price
Kč151.02
GF Value