Insurance House PSC (ADX:IH) Cyclically Adjusted PB Ratio: (As of Sep. 20, 2026)

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ADX:IH Insurance House PSC ADX:IH
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What is Insurance House PSC Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Insurance House PSC  (ADX:IH) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Insurance House PSC Cyclically Adjusted PB Ratio Related Terms


Insurance House PSC Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Insurance House PSC's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insurance House PSC Cyclically Adjusted PB Ratio Chart

Insurance House PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.84 0.73 0.96 1.17 0.80

Insurance House PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.69 0.72 2.55 2.28

ADX:IH vs BRK.A, AIG, ACGL: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Insurance House PSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insurance House PSC Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Insurance House PSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Insurance House PSC's Cyclically Adjusted PB Ratio falls into.


ADX:IH
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Insurance House PSC ADX:IH
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Insurance House PSC Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Insurance House PSC's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Insurance House PSC's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.049/333.9520*333.9520
=-0.049

Current CPI (Jun. 2026) = 333.9520.

Insurance House PSC Quarterly Data

Book Value per Share CPI Adj_Book
201609 0.819 241.428 1.133
201612 0.806 241.432 1.115
201703 0.712 243.801 0.975
201706 0.718 244.955 0.979
201709 0.734 246.819 0.993
201712 0.770 246.524 1.043
201803 0.800 249.554 1.071
201806 0.807 251.989 1.069
201809 0.828 252.439 1.095
201812 0.834 251.233 1.109
201903 0.879 254.202 1.155
201906 0.902 256.143 1.176
201909 0.931 256.759 1.211
201912 0.988 256.974 1.284
202003 0.876 258.115 1.133
202006 0.925 257.797 1.198
202009 0.957 260.280 1.228
202012 1.019 260.474 1.306
202103 1.079 264.877 1.360
202106 1.064 271.696 1.308
202109 1.083 274.310 1.318
202112 1.128 278.802 1.351
202203 1.193 287.504 1.386
202206 1.125 296.311 1.268
202209 1.114 296.808 1.253
202212 0.407 296.797 0.458
202303 0.385 301.836 0.426
202306 0.215 305.109 0.235
202309 0.185 307.789 0.201
202312 0.034 306.746 0.037
202403 -0.029 312.332 -0.031
202406 -0.060 314.175 -0.064
202409 -0.084 315.301 -0.089
202412 -0.150 315.605 -0.159
202503 -0.145 319.799 -0.151
202506 -0.131 322.561 -0.136
202509 -0.115 324.800 -0.118
202512 -0.113 324.054 -0.116
202603 -0.073 330.213 -0.074
202606 -0.049 333.952 -0.049

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Insurance House PSC Business Description

Address Finance House Building, Zayed 1st Street, P.O.Box 129921, Khalidiya Area, Abu Dhabi, ARE
Insurance House PSC provides various non-life insurance products in the United Arab Emirates. The products and services offered by the company include accidents and civil responsibility insurance, land, marine and air transportation, dangers insurance and health insurance. The company is organized into two business segments comprising Underwriting of general insurance business and Investments. Underwriting of general insurance business segment incorporates all classes of general insurance, fire, marine, motor, general accident and medical. Investments segment incorporates investments in UAE marketable equity securities, term deposits with banks, overseas managed portfolios, and other securities.
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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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