Business Description
Union Insurance Co
ISIN : AEU000501012
Total Employee Number:
244Compare
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Traded in other countries / regions
UNION.United Arab Emirates IPO Date
2004-04-11Description
Union Insurance Co is a UAE-based insurance company engaged in the underwriting of various insurance products. The company provides retail and commercial insurance solutions across the United Arab Emirates and the Middle East. It operates through two segments: General Insurance and Life Assurance. The General Insurance segment includes auto, marine, engineering, healthcare, fire, travel, employee benefits, and general accident insurance, while the Life Assurance segment offers short-term and long-term life insurance. The company generates the majority of its revenue from the General Insurance segment. Its geographical segments include the United Arab Emirates, GCC Countries, and Others.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 18.16 | |||||
Equity-to-Asset | 0.2 | |||||
Debt-to-Equity | 0.01 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 5.7 | |||||
3-Year EPS without NRI Growth Rate | 155.7 | |||||
3-Year FCF Growth Rate | 189.2 | |||||
3-Year Book Growth Rate | 11.7 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 22.5 | |||||
9-Day RSI | 29.23 | |||||
14-Day RSI | 33.22 | |||||
3-1 Month Momentum % | -4.35 | |||||
6-1 Month Momentum % | 19.57 | |||||
12-1 Month Momentum % | 43.48 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.03 | |||||
Dividend Payout Ratio | 0.22 | |||||
Forward Dividend Yield % | 3.03 | |||||
5-Year Yield-on-Cost % | 3.03 | |||||
Shareholder Yield % | 2.51 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 12.95 | |||||
FCF Margin % | 15.78 | |||||
OCF Margin % | 15.86 | |||||
ROE % | 16.66 | |||||
ROA % | 3.16 | |||||
Years of Profitability over Past 10-Year | 7 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.17 | |||||
PE Ratio without NRI | 7.17 | |||||
Shiller PE Ratio | 21.27 | |||||
Price-to-Owner-Earnings | 4.3 | |||||
PS Ratio | 0.93 | |||||
PB Ratio | 1.12 | |||||
Price-to-Tangible-Book | 1.13 | |||||
Price-to-Free-Cash-Flow | 5.87 | |||||
Price-to-Operating-Cash-Flow | 5.84 | |||||
EV-to-Revenue | 0.79 | |||||
EV-to-FCF | 5 | |||||
Price-to-GF-Value | 1.09 | |||||
Price-to-Projected-FCF | 0.94 | |||||
Price-to-Median-PS-Value | 1.25 | |||||
Price-to-Graham-Number | 0.6 | |||||
FCF Yield % | 17.02 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Union Insurance Co Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil د.إ) | 355.842 | ||
| EPS (TTM) (د.إ) | 0.184 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 0.49 | ||
| 3-Year Sortino Ratio | 0.95 | ||
| Volatility % | 51.4 | ||
| 14-Day RSI | 33.22 | ||
| 14-Day ATR (د.إ) | 0.000982 | ||
| 20-Day SMA (د.إ) | 1.32 | ||
| 12-1 Month Momentum % | 43.48 | ||
| 52-Week Range (د.إ) | 0.86112 - 1.38 | ||
| Shares Outstanding (Mil) | 250 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Union Insurance Co Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Union Insurance Co Stock Events
| Event | Date | Price (د.إ) | ||
|---|---|---|---|---|
| AED 0.040000 Cash Dividend | 2026-03-27 | 1.27 (+0.00%) | ||
| 1.08696:1 Stock Split | 2026-03-27 | 1.27 (+0.00%) | ||
| 0.695:1 Stock Split | 2025-06-30 | 0.90 (+0.00%) |
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Union Insurance Co Frequently Asked Questions
What is Union Insurance Co(ADX:UNION)'s stock price today?
The current price of ADX:UNION is د.إ1.32. The 52 week high of ADX:UNION is د.إ1.38 and 52 week low is د.إ0.86.
When is next earnings date of Union Insurance Co(ADX:UNION)?
The next earnings date of Union Insurance Co(ADX:UNION) is .
Does Union Insurance Co(ADX:UNION) pay dividends? If so, how much?
The Dividend Yield %  of Union Insurance Co(ADX:UNION) is 3.03% (As of Today), Highest Dividend Payout Ratio of Union Insurance Co(ADX:UNION) was 0.22. The lowest was 0. And the median was 0. The  Forward Dividend Yield % of Union Insurance Co(ADX:UNION) is 3.03%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Union Insurance Co
No articles.
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