AMIVF (Atrium Mortgage Investment) Cyclically Adjusted PB Ratio: 0.94 (As of Jul. 07, 2026) — Near Median


AMIVF Atrium Mortgage Investment Corp AMIVF
62 GF Score
Price $8.49
GF Value $8.25
Valuation Fairly Valued
! 6 Warning Signs
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What is Atrium Mortgage Investment Cyclically Adjusted PB Ratio?

Atrium Mortgage Investment AMIVF 62 Cyclically Adjusted PB Ratio is 0.94 as of Jul. 07, 2026, which is 1% above its 10-year median of 0.93. GuruFocus rates AMIVF with a GF Score™ of 62/100 and a GF Value™ of $8.25 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,300 Banks companies, Atrium Mortgage Investment ranks better than 66.92% on this metric.

As of today (2026-07-07), Atrium Mortgage Investment's current share price is $8.492. Atrium Mortgage Investment's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $9.06. Atrium Mortgage Investment's Cyclically Adjusted PB Ratio for today is 0.94.

The historical rank and industry rank for Atrium Mortgage Investment's Cyclically Adjusted PB Ratio or its related term are showing as below:

AMIVF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.82   Med: 0.93   Max: 1.32
Current: 0.96

During the past years, Atrium Mortgage Investment's highest Cyclically Adjusted PB Ratio was 1.32. The lowest was 0.82. And the median was 0.93.

AMIVF's Cyclically Adjusted PB Ratio is ranked better than
66.92% of 1300 companies
in the Banks industry
Industry Median: 1.26 vs AMIVF: 0.96

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Atrium Mortgage Investment's adjusted book value per share data for the three months ended in Mar. 2026 was $8.001. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $9.06 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Atrium Mortgage Investment  (OTCPK:AMIVF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Atrium Mortgage Investment Cyclically Adjusted PB Ratio Related Terms


Atrium Mortgage Investment Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Atrium Mortgage Investment's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atrium Mortgage Investment Cyclically Adjusted PB Ratio Chart

Atrium Mortgage Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.22 0.89 0.85 0.88 0.93

Atrium Mortgage Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.85 0.92 0.93 0.93 0.92

AMIVF vs RKT, FNMA, PFSI: Cyclically Adjusted PB Ratio Comparison

For the Mortgage Finance subindustry, Atrium Mortgage Investment's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atrium Mortgage Investment Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Atrium Mortgage Investment's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Atrium Mortgage Investment's Cyclically Adjusted PB Ratio falls into.


AMIVF
62GF Score
Atrium Mortgage Investment Corp AMIVF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Atrium Mortgage Investment Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Atrium Mortgage Investment's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=8.492/9.06
=0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atrium Mortgage Investment's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Atrium Mortgage Investment's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=8.001/132.2623*132.2623
=8.001

Current CPI (Mar. 2026) = 132.2623.

Atrium Mortgage Investment Quarterly Data

Book Value per Share CPI Adj_Book
201606 7.984 102.002 10.353
201609 7.885 101.765 10.248
201612 7.704 101.449 10.044
201703 7.773 102.634 10.017
201706 7.841 103.029 10.066
201709 8.563 103.345 10.959
201712 8.221 103.345 10.521
201803 8.154 105.004 10.271
201806 8.059 105.557 10.098
201809 8.139 105.636 10.190
201812 7.884 105.399 9.893
201903 8.042 106.979 9.943
201906 8.113 107.690 9.964
201909 8.164 107.611 10.034
201912 8.333 107.769 10.227
202003 7.821 107.927 9.584
202006 8.061 108.401 9.835
202009 8.255 108.164 10.094
202012 8.521 108.559 10.381
202103 8.693 110.298 10.424
202106 8.970 111.720 10.619
202109 8.673 112.905 10.160
202112 8.581 113.774 9.975
202203 8.729 117.646 9.814
202206 8.651 120.806 9.471
202209 8.338 120.648 9.141
202212 8.078 120.964 8.833
202303 8.099 122.702 8.730
202306 8.423 124.203 8.970
202309 8.287 125.230 8.752
202312 8.175 125.072 8.645
202403 8.140 126.258 8.527
202406 8.067 127.522 8.367
202409 8.186 127.285 8.506
202412 7.694 127.364 7.990
202503 7.647 129.181 7.829
202506 8.063 129.892 8.210
202509 7.975 130.287 8.096
202512 7.942 130.366 8.058
202603 8.001 132.262 8.001

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.94 mean?
Atrium Mortgage Investment (AMIVF) has a Cyclically Adjusted PB Ratio of 0.94 as of Jul. 07, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Atrium Mortgage Investment and its competitors. This is near median its historical median of 0.93. Over the past decade, Atrium Mortgage Investment's Cyclically Adjusted PB Ratio has ranged from 0.82 to 1.32. According to the industry distribution chart, Atrium Mortgage Investment ranks #430 out of 1300 companies in the Banks industry, placing it in the top 33.1%.
Is Atrium Mortgage Investment's Cyclically Adjusted PB Ratio too high?
Atrium Mortgage Investment's current Cyclically Adjusted PB Ratio of 0.94 is near median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 1.32. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. Atrium Mortgage Investment's value of 0.94 is 25.4% below this industry median. Based on the distribution chart, Atrium Mortgage Investment ranks #430 out of 1300 companies in the Banks industry, which is above the industry midpoint. Overall, Atrium Mortgage Investment has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atrium Mortgage Investment's Cyclically Adjusted PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Atrium Mortgage Investment ranks #430 out of 1300 companies for Cyclically Adjusted PB Ratio. This puts Atrium Mortgage Investment in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. Atrium Mortgage Investment's value of 0.94 is 25.4% below this benchmark. Historically, Atrium Mortgage Investment's own Cyclically Adjusted PB Ratio has ranged from 0.82 to 1.32 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 1.26, Atrium Mortgage Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atrium Mortgage Investment's current Cyclically Adjusted PB Ratio of 0.94 is 25.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Atrium Mortgage Investment and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atrium Mortgage Investment's current Cyclically Adjusted PB Ratio is 0.94, which is near median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atrium Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Atrium Mortgage Investment (AMIVF) is currently considered Fairly Valued. The stock's GF Value™ is $8.25, compared to a current price of $8.49 — trading 2.9% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.94, which is near median its 10-year median of 0.93 and 25.4% below the Banks industry median of 1.26. Atrium Mortgage Investment's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Atrium Mortgage Investment (AMIVF), the current Cyclically Adjusted PB Ratio is 0.94 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atrium Mortgage Investment (AMIVF) Overvalued in 2026?

Based on GuruFocus' analysis, Atrium Mortgage Investment stock appears to be overvalued. The current stock price of $8.49 is trading 2.9% above its estimated GF Value™ of $8.25. GuruFocus considers Atrium Mortgage Investment to be Fairly Valued.

Key valuation signals for AMIVF:

  • Cyclically Adjusted PB Ratio: 0.94 (near median its 10-year median of 0.93)
  • GF Value™: $8.25 vs. price of $8.49 (2.9% above fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 25.4% below the Banks median (#430 of 1300)

No single metric tells the full story. See the AMIVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atrium Mortgage Investment Business Description

Other Exchanges 74O:GermanyAI:Canada
Address 18 King Street East, Suite 1010, Toronto, ON, CAN, M5C 1C4
Atrium Mortgage Investment Corp is a mortgage investment corporation in Canada. The company is a provider of financing solutions to commercial real estate and development communities in urban centers in Ontario, British Columbia, and Alberta. The company generates its revenue from mortgage interest and fees and rental income.
62GF Score

Get the complete analysis for AMIVF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.49
Price
$8.25
GF Value