AMIVF (Atrium Mortgage Investment) Moat Score: 4/10 (As of Jun. 27, 2026)


AMIVF Atrium Mortgage Investment Corp AMIVF
61 GF Score
Price $8.42
GF Value $8.19
Valuation Fairly Valued
! 6 Warning Signs
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What is Atrium Mortgage Investment Moat Score?

Atrium Mortgage Investment AMIVF 61 Moat Score is 4 as of Jun. 27, 2026. GuruFocus rates AMIVF with a GF Score™ of 61/100 and a GF Value™ of $8.19 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,610 Banks companies, Atrium Mortgage Investment ranks better than 86.15% on this metric.

Atrium Mortgage Investment has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Atrium Mortgage Investment has Narrow Moat: Atrium Mortgage Investment Corp has a discernible but modest moat due to its niche focus in the Canadian mortgage market and some customer loyalty. However, it lacks significant scale advantages and faces competition from larger financial institutions, limiting its moat strength.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Atrium Mortgage Investment might have Narrow Moat - Discernible but modest moat.

Atrium Mortgage Investment  (OTCPK:AMIVF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Atrium Mortgage Investment Moat Score Related Terms

AMIVF vs RKT, FNMA, PFSI: Moat Score Comparison

For the Mortgage Finance subindustry, Atrium Mortgage Investment's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Atrium Mortgage Investment Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Atrium Mortgage Investment's Moat Score distribution charts can be found below:

* The bar in red indicates where Atrium Mortgage Investment's Moat Score falls into.


AMIVF
61GF Score
Atrium Mortgage Investment Corp AMIVF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Atrium Mortgage Investment (AMIVF) has a Moat Score of 4 as of Jun. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Atrium Mortgage Investment ranks #223 out of 1610 companies in the Banks industry, placing it in the top 13.9%.
Is Atrium Mortgage Investment's Moat Score too high?
Atrium Mortgage Investment's current Moat Score is 4. Based on the distribution chart, Atrium Mortgage Investment ranks #223 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Atrium Mortgage Investment has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atrium Mortgage Investment's Moat Score compare to RKT and FNMA?
According to the Banks industry distribution chart, Atrium Mortgage Investment ranks #223 out of 1610 companies for Moat Score. This places Atrium Mortgage Investment in the top 14% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Atrium Mortgage Investment's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atrium Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Atrium Mortgage Investment (AMIVF) is currently considered Fairly Valued. The stock's GF Value™ is $8.19, compared to a current price of $8.42 — trading 2.8% above its estimated fair value. The current Moat Score is 4. Atrium Mortgage Investment's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Atrium Mortgage Investment (AMIVF), the current Moat Score is 4 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atrium Mortgage Investment (AMIVF) Overvalued in 2026?

Based on GuruFocus' analysis, Atrium Mortgage Investment stock appears to be overvalued. The current stock price of $8.42 is trading 2.8% above its estimated GF Value™ of $8.19. GuruFocus considers Atrium Mortgage Investment to be Fairly Valued.

Key valuation signals for AMIVF:

  • Moat Score: 4
  • GF Value™: $8.19 vs. price of $8.42 (2.8% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the AMIVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Atrium Mortgage Investment Business Description

Other Exchanges 74O:GermanyAI:Canada
Address 18 King Street East, Suite 1010, Toronto, ON, CAN, M5C 1C4
Atrium Mortgage Investment Corp is a mortgage investment corporation in Canada. The company is a provider of financing solutions to commercial real estate and development communities in urban centers in Ontario, British Columbia, and Alberta. The company generates its revenue from mortgage interest and fees and rental income.
61GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.42
Price
$8.19
GF Value