Cairo Amman Bank (AMM:CABK) Cyclically Adjusted PB Ratio: 0.65 (As of Jul. 19, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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AMM:CABK Cairo Amman Bank AMM:CABK
41 GF Score
Price JOD1.49
GF Value JOD1.25
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Cairo Amman Bank Cyclically Adjusted PB Ratio?

Cairo Amman Bank AMM:CABK -0.67% 41 Cyclically Adjusted PB Ratio is 0.65 as of Jul. 19, 2026, which is 2% above its 10-year median of 0.64. GuruFocus rates AMM:CABK with a GF Score™ of 41/100 and a GF Value™ of JOD1.25 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,299 Banks companies, Cairo Amman Bank ranks better than 81.14% on this metric.

As of today (2026-07-19), Cairo Amman Bank's current share price is JOD1.49. Cairo Amman Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was JOD2.30. Cairo Amman Bank's Cyclically Adjusted PB Ratio for today is 0.65.

The historical rank and industry rank for Cairo Amman Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

AMM:CABK' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.46   Med: 0.64   Max: 0.86
Current: 0.65

During the past years, Cairo Amman Bank's highest Cyclically Adjusted PB Ratio was 0.86. The lowest was 0.46. And the median was 0.64.

AMM:CABK's Cyclically Adjusted PB Ratio is ranked better than
81.14% of 1299 companies
in the Banks industry
Industry Median: 1.26 vs AMM:CABK: 0.65

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Cairo Amman Bank's adjusted book value per share data for the three months ended in Mar. 2026 was JOD2.753. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD2.30 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Cairo Amman Bank  (AMM:CABK) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Cairo Amman Bank Cyclically Adjusted PB Ratio Related Terms


Cairo Amman Bank Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Cairo Amman Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cairo Amman Bank Cyclically Adjusted PB Ratio Chart

Cairo Amman Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.66 0.63 0.51 0.69

Cairo Amman Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.48 0.53 0.56 0.69 0.60

Cairo Amman Bank Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Cairo Amman Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cairo Amman Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Cairo Amman Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Cairo Amman Bank's Cyclically Adjusted PB Ratio falls into.


AMM:CABK
41GF Score
Cairo Amman Bank AMM:CABK
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cairo Amman Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Cairo Amman Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1.49/2.30
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cairo Amman Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Cairo Amman Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.753/330.2130*330.2130
=2.753

Current CPI (Mar. 2026) = 330.2130.

Cairo Amman Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.746 241.018 2.392
201609 1.595 241.428 2.182
201612 1.632 241.432 2.232
201703 1.666 243.801 2.256
201706 1.598 244.955 2.154
201709 1.631 246.819 2.182
201712 1.682 246.524 2.253
201803 1.660 249.554 2.197
201806 1.605 251.989 2.103
201809 1.644 252.439 2.151
201812 1.681 251.233 2.209
201903 1.697 254.202 2.204
201906 1.654 256.143 2.132
201909 1.700 256.759 2.186
201912 1.749 256.974 2.247
202003 1.748 258.115 2.236
202006 1.751 257.797 2.243
202009 1.787 260.280 2.267
202012 1.833 260.474 2.324
202103 1.870 264.877 2.331
202106 1.843 271.696 2.240
202109 1.881 274.310 2.264
202112 1.935 278.802 2.292
202203 1.987 287.504 2.282
202206 1.912 296.311 2.131
202209 1.946 296.808 2.165
202212 2.007 296.797 2.233
202303 2.069 301.836 2.264
202306 2.043 305.109 2.211
202309 2.157 307.789 2.314
202312 2.189 306.746 2.356
202403 2.285 312.332 2.416
202406 2.233 314.175 2.347
202409 2.228 315.301 2.333
202412 2.365 315.605 2.474
202503 2.409 319.799 2.487
202506 2.436 322.561 2.494
202509 2.584 324.800 2.627
202512 2.736 324.054 2.788
202603 2.753 330.213 2.753

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.65 mean?
Cairo Amman Bank (AMM:CABK) has a Cyclically Adjusted PB Ratio of 0.65 as of Jul. 19, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Cairo Amman Bank and its competitors. This is near median its historical median of 0.64. Over the past decade, Cairo Amman Bank's Cyclically Adjusted PB Ratio has ranged from 0.46 to 0.86. According to the industry distribution chart, Cairo Amman Bank ranks #245 out of 1299 companies in the Banks industry, placing it in the top 18.9%.
Is Cairo Amman Bank's Cyclically Adjusted PB Ratio too high?
Cairo Amman Bank's current Cyclically Adjusted PB Ratio of 0.65 is near median its 10-year median of 0.64. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 0.86. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. Cairo Amman Bank's value of 0.65 is 48.4% below this industry median. Based on the distribution chart, Cairo Amman Bank ranks #245 out of 1299 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Cairo Amman Bank has a GF Score™ of 41/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cairo Amman Bank's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Cairo Amman Bank ranks #245 out of 1299 companies for Cyclically Adjusted PB Ratio. This places Cairo Amman Bank in the top 19% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.26. Cairo Amman Bank's value of 0.65 is 48.4% below this benchmark. Historically, Cairo Amman Bank's own Cyclically Adjusted PB Ratio has ranged from 0.46 to 0.86 over the past decade. While the company's 10-year median is 0.64 vs. the industry median of 1.26, Cairo Amman Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cairo Amman Bank's current Cyclically Adjusted PB Ratio of 0.65 is 48.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Cairo Amman Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cairo Amman Bank's current Cyclically Adjusted PB Ratio is 0.65, which is near median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cairo Amman Bank stock overvalued right now?
Based on GuruFocus' analysis, Cairo Amman Bank (AMM:CABK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.25, compared to a current price of JOD1.49 — trading 19.2% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.65, which is near median its 10-year median of 0.64 and 48.4% below the Banks industry median of 1.26. Cairo Amman Bank's overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Cairo Amman Bank (AMM:CABK), the current Cyclically Adjusted PB Ratio is 0.65 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cairo Amman Bank (AMM:CABK) Overvalued in 2026?

Based on GuruFocus' analysis, Cairo Amman Bank stock appears to be overvalued. The current stock price of JOD1.49 is trading 19.2% above its estimated GF Value™ of JOD1.25. GuruFocus considers Cairo Amman Bank to be Modestly Overvalued.

Key valuation signals for AMM:CABK:

  • Cyclically Adjusted PB Ratio: 0.65 (near median its 10-year median of 0.64)
  • GF Value™: JOD1.25 vs. price of JOD1.49 (19.2% above fair value)
  • GF Score™: 41/100 with 5 warning signs
  • Industry Position: 48.4% below the Banks median (#245 of 1299)

No single metric tells the full story. See the AMM:CABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cairo Amman Bank Business Description

Address Wadi Saqra, Arar Street, P.O. Box 950661, Amman, JOR, 11195
Cairo Amman Bank is a banking services provider in Jordan, which focuses on providing a full range of commercial banking products. Its services are segmented into four divisions: Retail Banking, Corporate Banking, Treasury, and Others. The Retail Banking division secures a majority of the company's revenue by providing individual customers' deposits, consumer loans, overdrafts, credit card facilities, and funds transfer facilities. Within the Corporate Banking division's scope, it principally handles loans and other credit facilities and deposit and current accounts for corporate and institutional customers. Treasury banking provides money market, trading, treasury services, and the management of the Bank's funding operations.
41GF Score

Get the complete analysis for AMM:CABK

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.49
Price
JOD1.25
GF Value