Cairo Amman Bank (AMM:CABK) Net Margin %: 7.39% (As of Mar. 2026) — 66% Below Median


AMM:CABK Cairo Amman Bank AMM:CABK
42 GF Score
Price JOD1.50
GF Value JOD1.25
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Cairo Amman Bank Net Margin %?

Cairo Amman Bank AMM:CABK 42 Net Margin % is 7.39% as of Mar. 2026, which is 66% below its 10-year median of 22.02. GuruFocus rates AMM:CABK with a GF Score™ of 42/100 and a GF Value™ of JOD1.25 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Cairo Amman Bank ranks worse than 79.96% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Cairo Amman Bank's Net Income for the three months ended in Mar. 2026 was JOD3.0 Mil. Cairo Amman Bank's Revenue for the three months ended in Mar. 2026 was JOD41.1 Mil. Therefore, Cairo Amman Bank's net margin for the quarter that ended in Mar. 2026 was 7.39%.

The historical rank and industry rank for Cairo Amman Bank's Net Margin % or its related term are showing as below:

AMM:CABK' s Net Margin % Range Over the Past 10 Years
Min: 12.37   Med: 22.02   Max: 28.44
Current: 15.76


AMM:CABK's Net Margin % is ranked worse than
79.96% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs AMM:CABK: 15.76

Cairo Amman Bank  (AMM:CABK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Cairo Amman Bank Net Margin % Related Terms


Cairo Amman Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Cairo Amman Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cairo Amman Bank Net Margin % Chart

Cairo Amman Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.06 28.44 24.94 12.37 21.59

Cairo Amman Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.75 16.84 19.60 21.18 7.39

Cairo Amman Bank Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Cairo Amman Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cairo Amman Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Cairo Amman Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Cairo Amman Bank's Net Margin % falls into.


AMM:CABK
42GF Score
Cairo Amman Bank AMM:CABK
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cairo Amman Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Cairo Amman Bank's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=27.244/126.208
=21.59 %

Cairo Amman Bank's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3.042/41.149
=7.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 7.39% mean?
Cairo Amman Bank (AMM:CABK) has a Net Margin % of 7.39% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Cairo Amman Bank and its competitors. This is 66% below median its historical median of 22.02. Over the past decade, Cairo Amman Bank's Net Margin % has ranged from 12.37 to 28.44. According to the industry distribution chart, Cairo Amman Bank ranks #1221 out of 1527 companies in the Banks industry, placing it in the top 80%.
Is Cairo Amman Bank's Net Margin % too high?
Cairo Amman Bank's current Net Margin % of 7.39% is 66% below median its 10-year median of 22.02. Over the past 10 years, this metric has ranged from a low of 12.37 to a high of 28.44. The Banks industry median Net Margin % is 26.95. Cairo Amman Bank's value of 7.39% is 72.6% below this industry median. Based on the distribution chart, Cairo Amman Bank ranks #1221 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Cairo Amman Bank has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cairo Amman Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Cairo Amman Bank ranks #1221 out of 1527 companies for Net Margin %. This places Cairo Amman Bank in the lower half of its industry. The industry median Net Margin % is 26.95. Cairo Amman Bank's value of 7.39% is 72.6% below this benchmark. Historically, Cairo Amman Bank's own Net Margin % has ranged from 12.37 to 28.44 over the past decade. While the company's 10-year median is 22.02 vs. the industry median of 26.95, Cairo Amman Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cairo Amman Bank's current Net Margin % of 7.39% is 72.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Cairo Amman Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cairo Amman Bank's current Net Margin % is 7.39%, which is 66% below median its own 10-year median of 22.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cairo Amman Bank stock overvalued right now?
Based on GuruFocus' analysis, Cairo Amman Bank (AMM:CABK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.25, compared to a current price of JOD1.50 — trading 20% above its estimated fair value. The current Net Margin % is 7.39%, which is 66% below median its 10-year median of 22.02 and 72.6% below the Banks industry median of 26.95. Cairo Amman Bank's overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Cairo Amman Bank (AMM:CABK), the current Net Margin % is 7.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cairo Amman Bank (AMM:CABK) Overvalued in 2026?

Based on GuruFocus' analysis, Cairo Amman Bank stock appears to be overvalued. The current stock price of JOD1.50 is trading 20% above its estimated GF Value™ of JOD1.25. GuruFocus considers Cairo Amman Bank to be Modestly Overvalued.

Key valuation signals for AMM:CABK:

  • Net Margin %: 7.39% (66% below median its 10-year median of 22.02)
  • GF Value™: JOD1.25 vs. price of JOD1.50 (20% above fair value)
  • GF Score™: 42/100 with 6 warning signs
  • Industry Position: 72.6% below the Banks median (#1221 of 1527)

No single metric tells the full story. See the AMM:CABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cairo Amman Bank Business Description

Address Wadi Saqra, Arar Street, P.O. Box 950661, Amman, JOR, 11195
Cairo Amman Bank is a banking services provider in Jordan, which focuses on providing a full range of commercial banking products. Its services are segmented into four divisions: Retail Banking, Corporate Banking, Treasury, and Others. The Retail Banking division secures a majority of the company's revenue by providing individual customers' deposits, consumer loans, overdrafts, credit card facilities, and funds transfer facilities. Within the Corporate Banking division's scope, it principally handles loans and other credit facilities and deposit and current accounts for corporate and institutional customers. Treasury banking provides money market, trading, treasury services, and the management of the Bank's funding operations.
42GF Score

Get the complete analysis for AMM:CABK

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.50
Price
JOD1.25
GF Value