Jordan Kuwait Bank (AMM:JOKB) Cyclically Adjusted PB Ratio: 0.75 (As of Jul. 28, 2026) — 10% Above Median

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AMM:JOKB Jordan Kuwait Bank AMM:JOKB
69 GF Score
Price JOD3.10
GF Value JOD3.28
Valuation Fairly Valued
! 5 Warning Signs
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What is Jordan Kuwait Bank Cyclically Adjusted PB Ratio?

Jordan Kuwait Bank AMM:JOKB 69 Cyclically Adjusted PB Ratio is 0.75 as of Jul. 28, 2026, which is 10% above its 10-year median of 0.68. GuruFocus rates AMM:JOKB with a GF Score™ of 69/100 and a GF Value™ of JOD3.28 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,292 Banks companies, Jordan Kuwait Bank ranks better than 77.09% on this metric.

As of today (2026-07-28), Jordan Kuwait Bank's current share price is JOD3.10. Jordan Kuwait Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was JOD4.14. Jordan Kuwait Bank's Cyclically Adjusted PB Ratio for today is 0.75.

The historical rank and industry rank for Jordan Kuwait Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

AMM:JOKB' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.41   Med: 0.68   Max: 0.86
Current: 0.75

During the past years, Jordan Kuwait Bank's highest Cyclically Adjusted PB Ratio was 0.86. The lowest was 0.41. And the median was 0.68.

AMM:JOKB's Cyclically Adjusted PB Ratio is ranked better than
77.09% of 1292 companies
in the Banks industry
Industry Median: 1.27 vs AMM:JOKB: 0.75

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Jordan Kuwait Bank's adjusted book value per share data for the three months ended in Mar. 2026 was JOD5.311. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD4.14 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Jordan Kuwait Bank  (AMM:JOKB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Jordan Kuwait Bank Cyclically Adjusted PB Ratio Related Terms


Jordan Kuwait Bank Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Jordan Kuwait Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jordan Kuwait Bank Cyclically Adjusted PB Ratio Chart

Jordan Kuwait Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.42 0.47 0.71 0.75 0.86

Jordan Kuwait Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.75 0.73 0.86 0.77

Jordan Kuwait Bank Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Jordan Kuwait Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jordan Kuwait Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jordan Kuwait Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Jordan Kuwait Bank's Cyclically Adjusted PB Ratio falls into.


AMM:JOKB
69GF Score
Jordan Kuwait Bank AMM:JOKB
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jordan Kuwait Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Jordan Kuwait Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=3.10/4.14
=0.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jordan Kuwait Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Jordan Kuwait Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.311/330.2130*330.2130
=5.311

Current CPI (Mar. 2026) = 330.2130.

Jordan Kuwait Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 2.960 241.018 4.055
201609 3.020 241.428 4.131
201612 3.065 241.432 4.192
201703 3.118 243.801 4.223
201706 3.033 244.955 4.089
201709 3.083 246.819 4.125
201712 3.123 246.524 4.183
201803 2.917 249.554 3.860
201806 2.818 251.989 3.693
201809 2.876 252.439 3.762
201812 2.970 251.233 3.904
201903 3.053 254.202 3.966
201906 2.971 256.143 3.830
201909 2.995 256.759 3.852
201912 3.064 256.974 3.937
202003 3.040 258.115 3.889
202006 3.037 257.797 3.890
202009 3.035 260.280 3.850
202012 3.043 260.474 3.858
202103 3.048 264.877 3.800
202106 3.086 271.696 3.751
202109 3.091 274.310 3.721
202112 3.116 278.802 3.691
202203 3.121 287.504 3.585
202206 3.086 296.311 3.439
202209 3.108 296.808 3.458
202212 3.172 296.797 3.529
202303 3.297 301.836 3.607
202306 3.900 305.109 4.221
202309 3.970 307.789 4.259
202312 4.098 306.746 4.412
202403 4.306 312.332 4.553
202406 4.345 314.175 4.567
202409 4.577 315.301 4.793
202412 4.721 315.605 4.940
202503 4.881 319.799 5.040
202506 4.931 322.561 5.048
202509 5.080 324.800 5.165
202512 5.197 324.054 5.296
202603 5.311 330.213 5.311

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.75 mean?
Jordan Kuwait Bank (AMM:JOKB) has a Cyclically Adjusted PB Ratio of 0.75 as of Jul. 28, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Jordan Kuwait Bank and its competitors. This is 10% above median its historical median of 0.68. Over the past decade, Jordan Kuwait Bank's Cyclically Adjusted PB Ratio has ranged from 0.41 to 0.86. According to the industry distribution chart, Jordan Kuwait Bank ranks #296 out of 1292 companies in the Banks industry, placing it in the top 22.9%.
Is Jordan Kuwait Bank's Cyclically Adjusted PB Ratio too high?
Jordan Kuwait Bank's current Cyclically Adjusted PB Ratio of 0.75 is 10% above median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 0.86. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. Jordan Kuwait Bank's value of 0.75 is 40.9% below this industry median. Based on the distribution chart, Jordan Kuwait Bank ranks #296 out of 1292 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jordan Kuwait Bank has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jordan Kuwait Bank's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Jordan Kuwait Bank ranks #296 out of 1292 companies for Cyclically Adjusted PB Ratio. This places Jordan Kuwait Bank in the top 23% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.27. Jordan Kuwait Bank's value of 0.75 is 40.9% below this benchmark. Historically, Jordan Kuwait Bank's own Cyclically Adjusted PB Ratio has ranged from 0.41 to 0.86 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 1.27, Jordan Kuwait Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,292 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Kuwait Bank's current Cyclically Adjusted PB Ratio of 0.75 is 40.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Jordan Kuwait Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Kuwait Bank's current Cyclically Adjusted PB Ratio is 0.75, which is 10% above median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Kuwait Bank stock overvalued right now?
Based on GuruFocus' analysis, Jordan Kuwait Bank (AMM:JOKB) is currently considered Fairly Valued. The stock's GF Value™ is JOD3.28, compared to a current price of JOD3.10 — trading 5.5% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.75, which is 10% above median its 10-year median of 0.68 and 40.9% below the Banks industry median of 1.27. Jordan Kuwait Bank's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Jordan Kuwait Bank (AMM:JOKB), the current Cyclically Adjusted PB Ratio is 0.75 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jordan Kuwait Bank (AMM:JOKB) Overvalued in 2026?

Based on GuruFocus' analysis, Jordan Kuwait Bank stock appears to be undervalued. The current stock price of JOD3.10 is trading 5.5% below its estimated GF Value™ of JOD3.28. GuruFocus considers Jordan Kuwait Bank to be Fairly Valued.

Key valuation signals for AMM:JOKB:

  • Cyclically Adjusted PB Ratio: 0.75 (10% above median its 10-year median of 0.68)
  • GF Value™: JOD3.28 vs. price of JOD3.10 (5.5% below fair value)
  • GF Score™: 69/100 with 5 warning signs
  • Industry Position: 40.9% below the Banks median (#296 of 1292)

No single metric tells the full story. See the AMM:JOKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jordan Kuwait Bank Business Description

Address 62 Ummaya Bin Abed Shams Street, P.O. Box 9776, Abdali, Amman, JOR, 11191
Jordan Kuwait Bank provides all banking and financial activities related to its activities through its head office and 64 branches inside the Kingdom and 2 foreign branches and a group of its subsidiaries, which provide banking services, finance leasing, and brokerage services. Its segments include Retail accounts, Corporate accounts, Treasury, Financial brokerage services, Financial leasing services, and Others.
69GF Score

Get the complete analysis for AMM:JOKB

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD3.10
Price
JOD3.28
GF Value