Jordan Kuwait Bank (AMM:JOKB) ROE %: 9.86% (As of Mar. 2026) — 50% Above Median


AMM:JOKB Jordan Kuwait Bank AMM:JOKB
68 GF Score
Price JOD3.04
GF Value JOD3.24
Valuation Fairly Valued
! 5 Warning Signs
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What is Jordan Kuwait Bank ROE %?

Jordan Kuwait Bank AMM:JOKB 68 ROE % is 9.86% as of Mar. 2026, which is 50% above its 10-year median of 6.59. GuruFocus rates AMM:JOKB with a GF Score™ of 68/100 and a GF Value™ of JOD3.24 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,525 Banks companies, Jordan Kuwait Bank ranks better than 62.62% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Jordan Kuwait Bank's annualized net income for the quarter that ended in Mar. 2026 was JOD77.7 Mil. Jordan Kuwait Bank's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was JOD788.1 Mil. Therefore, Jordan Kuwait Bank's annualized ROE % for the quarter that ended in Mar. 2026 was 9.86%.

The historical rank and industry rank for Jordan Kuwait Bank's ROE % or its related term are showing as below:

AMM:JOKB' s ROE % Range Over the Past 10 Years
Min: -0.98   Med: 6.59   Max: 17.74
Current: 11.94

During the past 13 years, Jordan Kuwait Bank's highest ROE % was 17.74%. The lowest was -0.98%. And the median was 6.59%.

AMM:JOKB's ROE % is ranked better than
62.62% of 1525 companies
in the Banks industry
Industry Median: 10.22 vs AMM:JOKB: 11.94

Jordan Kuwait Bank  (AMM:JOKB) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=77.744/788.122
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(77.744 / 274.852)*(274.852 / 5411.482)*(5411.482 / 788.122)
=Net Margin %*Asset Turnover*Equity Multiplier
=28.29 %*0.0508*6.8663
=ROA %*Equity Multiplier
=1.44 %*6.8663
=9.86 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=77.744/788.122
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (77.744 / 118.948) * (118.948 / 274.852) * (274.852 / 5411.482) * (5411.482 / 788.122)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.6536 * 43.28 % * 0.0508 * 6.8663
=9.86 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Jordan Kuwait Bank ROE % Related Terms


Jordan Kuwait Bank ROE % Historical Data

* Premium members only.

The historical data trend for Jordan Kuwait Bank's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jordan Kuwait Bank ROE % Chart

Jordan Kuwait Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.68 3.96 10.84 17.74 13.06

Jordan Kuwait Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.23 14.48 13.03 10.60 9.86

Jordan Kuwait Bank ROE % Competitor Comparison

For the Banks - Regional subindustry, Jordan Kuwait Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jordan Kuwait Bank ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Jordan Kuwait Bank's ROE % distribution charts can be found below:

* The bar in red indicates where Jordan Kuwait Bank's ROE % falls into.


AMM:JOKB
68GF Score
Jordan Kuwait Bank AMM:JOKB
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jordan Kuwait Bank ROE % Calculation

Jordan Kuwait Bank's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=97.152/( (708.117+779.533)/ 2 )
=97.152/743.825
=13.06 %

Jordan Kuwait Bank's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=77.744/( (779.533+796.711)/ 2 )
=77.744/788.122
=9.86 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 9.86% mean?
Jordan Kuwait Bank (AMM:JOKB) has a ROE % of 9.86% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Jordan Kuwait Bank and its competitors. This is 50% above median its historical median of 6.59. According to the industry distribution chart, Jordan Kuwait Bank ranks #570 out of 1525 companies in the Banks industry, placing it in the top 37.4%.
Is Jordan Kuwait Bank's ROE % too high?
Jordan Kuwait Bank's current ROE % of 9.86% is 50% above median its 10-year median of 6.59. The Banks industry median ROE % is 10.22. Jordan Kuwait Bank's value of 9.86% is 3.5% below this industry median. Based on the distribution chart, Jordan Kuwait Bank ranks #570 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Jordan Kuwait Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jordan Kuwait Bank's ROE % compare to competitors?
According to the Banks industry distribution chart, Jordan Kuwait Bank ranks #570 out of 1525 companies for ROE %. This puts Jordan Kuwait Bank in the upper half of its industry. The industry median ROE % is 10.22. Jordan Kuwait Bank's value of 9.86% is 3.5% below this benchmark. While the company's 10-year median is 6.59 vs. the industry median of 10.22, Jordan Kuwait Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Kuwait Bank's current ROE % of 9.86% is 3.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Jordan Kuwait Bank and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Kuwait Bank's current ROE % is 9.86%, which is 50% above median its own 10-year median of 6.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Kuwait Bank stock overvalued right now?
Based on GuruFocus' analysis, Jordan Kuwait Bank (AMM:JOKB) is currently considered Fairly Valued. The stock's GF Value™ is JOD3.24, compared to a current price of JOD3.04 — trading 6.2% below its estimated fair value. The current ROE % is 9.86%, which is 50% above median its 10-year median of 6.59 and 3.5% below the Banks industry median of 10.22. Jordan Kuwait Bank's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Jordan Kuwait Bank (AMM:JOKB), the current ROE % is 9.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jordan Kuwait Bank (AMM:JOKB) Overvalued in 2026?

Based on GuruFocus' analysis, Jordan Kuwait Bank stock appears to be undervalued. The current stock price of JOD3.04 is trading 6.2% below its estimated GF Value™ of JOD3.24. GuruFocus considers Jordan Kuwait Bank to be Fairly Valued.

Key valuation signals for AMM:JOKB:

  • ROE %: 9.86% (50% above median its 10-year median of 6.59)
  • GF Value™: JOD3.24 vs. price of JOD3.04 (6.2% below fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 3.5% below the Banks median (#570 of 1525)

No single metric tells the full story. See the AMM:JOKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jordan Kuwait Bank Business Description

Address 62 Ummaya Bin Abed Shams Street, P.O. Box 9776, Abdali, Amman, JOR, 11191
Jordan Kuwait Bank provides all banking and financial activities related to its activities through its head office and 64 branches inside the Kingdom and 2 foreign branches and a group of its subsidiaries, which provide banking services, finance leasing, and brokerage services. Its segments include Retail accounts, Corporate accounts, Treasury, Financial brokerage services, Financial leasing services, and Others.
68GF Score

Get the complete analysis for AMM:JOKB

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD3.04
Price
JOD3.24
GF Value