The Islamic Insurance Co (AMM:TIIC) Cyclically Adjusted PB Ratio: 1.65 (As of Sep. 09, 2026) — 67% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:TIIC The Islamic Insurance Co AMM:TIIC
92 GF Score
Price JOD2.73
GF Value JOD2.71
Valuation Fairly Valued
! 5 Warning Signs
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What is The Islamic Insurance Co Cyclically Adjusted PB Ratio?

The Islamic Insurance Co AMM:TIIC -1.09% 92 Cyclically Adjusted PB Ratio is 1.65 as of Sep. 09, 2026, which is 67% above its 10-year median of 0.99. GuruFocus rates AMM:TIIC with a GF Score™ of 92/100 and a GF Value™ of JOD2.71 (Fairly Valued). The stock has 5 warning signs investors should review. Among 410 Insurance companies, The Islamic Insurance Co ranks worse than 59.76% on this metric.

As of today (2026-09-09), The Islamic Insurance Co's current share price is JOD2.73. The Islamic Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was JOD1.65. The Islamic Insurance Co's Cyclically Adjusted PB Ratio for today is 1.65.

The historical rank and industry rank for The Islamic Insurance Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

AMM:TIIC' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.81   Med: 0.99   Max: 1.67
Current: 1.66

During the past years, The Islamic Insurance Co's highest Cyclically Adjusted PB Ratio was 1.67. The lowest was 0.81. And the median was 0.99.

AMM:TIIC's Cyclically Adjusted PB Ratio is ranked worse than
59.76% of 410 companies
in the Insurance industry
Industry Median: 1.41 vs AMM:TIIC: 1.66

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

The Islamic Insurance Co's adjusted book value per share data for the three months ended in Jun. 2026 was JOD1.713. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD1.65 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Islamic Insurance Co  (AMM:TIIC) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


The Islamic Insurance Co Cyclically Adjusted PB Ratio Related Terms


The Islamic Insurance Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for The Islamic Insurance Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Islamic Insurance Co Cyclically Adjusted PB Ratio Chart

The Islamic Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.96 0.87 0.84 1.06 1.25

The Islamic Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.02 1.16 1.25 1.41 1.55

AMM:TIIC vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, The Islamic Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Islamic Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, The Islamic Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where The Islamic Insurance Co's Cyclically Adjusted PB Ratio falls into.


AMM:TIIC
92GF Score
The Islamic Insurance Co AMM:TIIC
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Islamic Insurance Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

The Islamic Insurance Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.73/1.65
=1.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Islamic Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, The Islamic Insurance Co's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.713/333.9520*333.9520
=1.713

Current CPI (Jun. 2026) = 333.9520.

The Islamic Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201609 1.188 241.428 1.643
201612 1.188 241.432 1.643
201703 1.286 243.801 1.762
201706 1.293 244.955 1.763
201709 1.312 246.819 1.775
201712 1.328 246.524 1.799
201803 1.361 249.554 1.821
201806 1.302 251.989 1.725
201809 1.237 252.439 1.636
201812 1.255 251.233 1.668
201903 1.273 254.202 1.672
201906 1.224 256.143 1.596
201909 1.210 256.759 1.574
201912 1.244 256.974 1.617
202003 1.226 258.115 1.586
202006 1.239 257.797 1.605
202009 1.268 260.280 1.627
202012 1.359 260.474 1.742
202103 1.446 264.877 1.823
202106 1.465 271.696 1.801
202109 1.448 274.310 1.763
202112 1.384 278.802 1.658
202203 1.427 287.504 1.658
202206 1.450 296.311 1.634
202209 1.450 296.808 1.631
202212 1.434 296.797 1.614
202303 1.454 301.836 1.609
202306 1.461 305.109 1.599
202309 1.454 307.789 1.578
202312 1.423 306.746 1.549
202403 1.456 312.332 1.557
202406 1.362 314.175 1.448
202409 1.377 315.301 1.458
202412 1.422 315.605 1.505
202503 1.480 319.799 1.545
202506 1.514 322.561 1.567
202509 1.559 324.800 1.603
202512 1.724 324.054 1.777
202603 1.810 330.213 1.830
202606 1.713 333.952 1.713

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.65 mean?
The Islamic Insurance Co (AMM:TIIC) has a Cyclically Adjusted PB Ratio of 1.65 as of Sep. 09, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on The Islamic Insurance Co and its competitors. This is 67% above median its historical median of 0.99. Over the past decade, The Islamic Insurance Co's Cyclically Adjusted PB Ratio has ranged from 0.81 to 1.67. According to the industry distribution chart, The Islamic Insurance Co ranks #245 out of 410 companies in the Insurance industry, placing it in the top 59.8%.
Is The Islamic Insurance Co's Cyclically Adjusted PB Ratio too high?
The Islamic Insurance Co's current Cyclically Adjusted PB Ratio of 1.65 is 67% above median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 1.67. The Insurance industry median Cyclically Adjusted PB Ratio is 1.41. The Islamic Insurance Co's value of 1.65 is 17% above this industry median. Based on the distribution chart, The Islamic Insurance Co ranks #245 out of 410 companies in the Insurance industry, which is below the industry midpoint. Overall, The Islamic Insurance Co has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Islamic Insurance Co's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, The Islamic Insurance Co ranks #245 out of 410 companies for Cyclically Adjusted PB Ratio. This places The Islamic Insurance Co in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.41. The Islamic Insurance Co's value of 1.65 is 17% above this benchmark. Historically, The Islamic Insurance Co's own Cyclically Adjusted PB Ratio has ranged from 0.81 to 1.67 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 1.41, The Islamic Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.41, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Islamic Insurance Co's current Cyclically Adjusted PB Ratio of 1.65 is 17% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on The Islamic Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Islamic Insurance Co's current Cyclically Adjusted PB Ratio is 1.65, which is 67% above median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Islamic Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, The Islamic Insurance Co (AMM:TIIC) is currently considered Fairly Valued. The stock's GF Value™ is JOD2.71, compared to a current price of JOD2.73 — trading 0.7% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.65, which is 67% above median its 10-year median of 0.99 and 17% above the Insurance industry median of 1.41. The Islamic Insurance Co's overall GF Score™ is 92/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For The Islamic Insurance Co (AMM:TIIC), the current Cyclically Adjusted PB Ratio is 1.65 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Islamic Insurance Co (AMM:TIIC) Overvalued in 2026?

Based on GuruFocus' analysis, The Islamic Insurance Co stock appears to be overvalued. The current stock price of JOD2.73 is trading 0.7% above its estimated GF Value™ of JOD2.71. GuruFocus considers The Islamic Insurance Co to be Fairly Valued.

Key valuation signals for AMM:TIIC:

  • Cyclically Adjusted PB Ratio: 1.65 (67% above median its 10-year median of 0.99)
  • GF Value™: JOD2.71 vs. price of JOD2.73 (0.7% above fair value)
  • GF Score™: 92/100 with 5 warning signs
  • Industry Position: 17% above the Insurance median (#245 of 410)

No single metric tells the full story. See the AMM:TIIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Islamic Insurance Co Business Description

Address Wasfi Al-Tal Street (Al Gardens, P.O. Box 941000, Islamic Insurance Complex (94, Amman, JOR, 11194
The Islamic Insurance Co is a Jordan-based insurance company engaged in insurance activities. The company offers motor and marine transportation hazard, fire insurance, comprehensive householder insurance, engineering and contractor's plant and equipment insurance, miscellaneous insurance, workers' compensation insurance, liability insurance, glass plate insurance, personal accident insurance, and others.
92GF Score

Get the complete analysis for AMM:TIIC

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.73
Price
JOD2.71
GF Value