The Islamic Insurance Co (AMM:TIIC) Return-on-Tangible-Equity: 35.29% (As of Jun. 2026) — 301% Above Median

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Director of Data and Quant Analytics at GuruFocus
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AMM:TIIC The Islamic Insurance Co AMM:TIIC
90 GF Score
Price JOD2.70
GF Value JOD2.53
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is The Islamic Insurance Co Return-on-Tangible-Equity?

The Islamic Insurance Co AMM:TIIC +0.75% 90 Return-on-Tangible-Equity is 35.29% as of Jun. 2026, which is 301% above its 10-year median of 8.80. GuruFocus rates AMM:TIIC with a GF Score™ of 90/100 and a GF Value™ of JOD2.53 (Fairly Valued). The stock has 5 warning signs investors should review. Among 495 Insurance companies, The Islamic Insurance Co ranks better than 58.38% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. The Islamic Insurance Co's annualized net income for the quarter that ended in Jun. 2026 was JOD10.24 Mil. The Islamic Insurance Co's average shareholder tangible equity for the quarter that ended in Jun. 2026 was JOD29.02 Mil. Therefore, The Islamic Insurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 35.29%.

The historical rank and industry rank for The Islamic Insurance Co's Return-on-Tangible-Equity or its related term are showing as below:

AMM:TIIC' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 5.32   Med: 8.8   Max: 16.28
Current: 16.06

During the past 13 years, The Islamic Insurance Co's highest Return-on-Tangible-Equity was 16.28%. The lowest was 5.32%. And the median was 8.80%.

AMM:TIIC's Return-on-Tangible-Equity is ranked better than
58.38% of 495 companies
in the Insurance industry
Industry Median: 13.55 vs AMM:TIIC: 16.06

The Islamic Insurance Co  (AMM:TIIC) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


The Islamic Insurance Co Return-on-Tangible-Equity Related Terms


The Islamic Insurance Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for The Islamic Insurance Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Islamic Insurance Co Return-on-Tangible-Equity Chart

The Islamic Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.71 7.52 8.88 6.72 16.28

The Islamic Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 60.22 14.26 22.87 -8.34 35.29

AMM:TIIC vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison

For the Insurance - Diversified subindustry, The Islamic Insurance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Islamic Insurance Co Return-on-Tangible-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, The Islamic Insurance Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where The Islamic Insurance Co's Return-on-Tangible-Equity falls into.


AMM:TIIC
90GF Score
The Islamic Insurance Co AMM:TIIC
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Islamic Insurance Co Return-on-Tangible-Equity Calculation

The Islamic Insurance Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=4.221/( (23.449+28.41 )/ 2 )
=4.221/25.9295
=16.28 %

The Islamic Insurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=10.24/( (29.82+28.219)/ 2 )
=10.24/29.0195
=35.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jun. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 35.29% mean?
The Islamic Insurance Co (AMM:TIIC) has a Return-on-Tangible-Equity of 35.29% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on The Islamic Insurance Co and its competitors. This is 301% above median its historical median of 8.80. Over the past decade, The Islamic Insurance Co's Return-on-Tangible-Equity has ranged from 5.32 to 16.28. According to the industry distribution chart, The Islamic Insurance Co ranks #206 out of 495 companies in the Insurance industry, placing it in the top 41.6%.
Is The Islamic Insurance Co's Return-on-Tangible-Equity too high?
The Islamic Insurance Co's current Return-on-Tangible-Equity of 35.29% is 301% above median its 10-year median of 8.80. Over the past 10 years, this metric has ranged from a low of 5.32 to a high of 16.28. The Insurance industry median Return-on-Tangible-Equity is 13.55. The Islamic Insurance Co's value of 35.29% is 160.4% above this industry median. Based on the distribution chart, The Islamic Insurance Co ranks #206 out of 495 companies in the Insurance industry, which is above the industry midpoint. Overall, The Islamic Insurance Co has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Islamic Insurance Co's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, The Islamic Insurance Co ranks #206 out of 495 companies for Return-on-Tangible-Equity. This puts The Islamic Insurance Co in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.55. The Islamic Insurance Co's value of 35.29% is 160.4% above this benchmark. Historically, The Islamic Insurance Co's own Return-on-Tangible-Equity has ranged from 5.32 to 16.28 over the past decade. While the company's 10-year median is 8.80 vs. the industry median of 13.55, The Islamic Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.55, based on 495 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Islamic Insurance Co's current Return-on-Tangible-Equity of 35.29% is 160.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on The Islamic Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Islamic Insurance Co's current Return-on-Tangible-Equity is 35.29%, which is 301% above median its own 10-year median of 8.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Islamic Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, The Islamic Insurance Co (AMM:TIIC) is currently considered Fairly Valued. The stock's GF Value™ is JOD2.53, compared to a current price of JOD2.70 — trading 6.7% above its estimated fair value. The current Return-on-Tangible-Equity is 35.29%, which is 301% above median its 10-year median of 8.80 and 160.4% above the Insurance industry median of 13.55. The Islamic Insurance Co's overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For The Islamic Insurance Co (AMM:TIIC), the current Return-on-Tangible-Equity is 35.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Islamic Insurance Co (AMM:TIIC) Overvalued in 2026?

Based on GuruFocus' analysis, The Islamic Insurance Co stock appears to be overvalued. The current stock price of JOD2.70 is trading 6.7% above its estimated GF Value™ of JOD2.53. GuruFocus considers The Islamic Insurance Co to be Fairly Valued.

Key valuation signals for AMM:TIIC:

  • Return-on-Tangible-Equity: 35.29% (301% above median its 10-year median of 8.80)
  • GF Value™: JOD2.53 vs. price of JOD2.70 (6.7% above fair value)
  • GF Score™: 90/100 with 5 warning signs
  • Industry Position: 160.4% above the Insurance median (#206 of 495)

No single metric tells the full story. See the AMM:TIIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Islamic Insurance Co Business Description

Address Wasfi Al-Tal Street (Al Gardens, P.O. Box 941000, Islamic Insurance Complex (94, Amman, JOR, 11194
The Islamic Insurance Co is a Jordan-based insurance company engaged in insurance activities. The company offers motor and marine transportation hazard, fire insurance, comprehensive householder insurance, engineering and contractor's plant and equipment insurance, miscellaneous insurance, workers' compensation insurance, liability insurance, glass plate insurance, personal accident insurance, and others.
90GF Score

Get the complete analysis for AMM:TIIC

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.70
Price
JOD2.53
GF Value