BKALF (PT Bank Aladin Syariah Tbk) Cyclically Adjusted PB Ratio: (As of Sep. 22, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKALF PT Bank Aladin Syariah Tbk BKALF
59 GF Score
Price $0.08
GF Value $0.43
! 2 Warning Signs
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What is PT Bank Aladin Syariah Tbk Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank Aladin Syariah Tbk  (OTCPK:BKALF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


PT Bank Aladin Syariah Tbk Cyclically Adjusted PB Ratio Related Terms


PT Bank Aladin Syariah Tbk Cyclically Adjusted PB Ratio Historical Data

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The historical data trend for PT Bank Aladin Syariah Tbk's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Aladin Syariah Tbk Cyclically Adjusted PB Ratio Chart

PT Bank Aladin Syariah Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
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PT Bank Aladin Syariah Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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PT Bank Aladin Syariah Tbk Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Aladin Syariah Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Aladin Syariah Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Aladin Syariah Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Aladin Syariah Tbk's Cyclically Adjusted PB Ratio falls into.


BKALF
59GF Score
PT Bank Aladin Syariah Tbk BKALF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Aladin Syariah Tbk Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

PT Bank Aladin Syariah Tbk's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, PT Bank Aladin Syariah Tbk's adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.014/135.2711*135.2711
=0.014

Current CPI (Dec25) = 135.2711.

PT Bank Aladin Syariah Tbk Annual Data

Book Value per Share CPI Adj_Book
201612 46.504 105.222 59.785
201712 45.519 109.017 56.481
201812 39.018 112.430 46.945
201912 0.003 115.486 0.004
202012 0.003 117.318 0.003
202112 0.006 119.516 0.007
202212 0.015 126.098 0.016
202312 0.014 129.395 0.015
202412 0.014 131.432 0.014
202512 0.014 135.271 0.014

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is PT Bank Aladin Syariah Tbk (BKALF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Aladin Syariah Tbk stock appears to be undervalued. The current stock price of $0.08 is trading 81.9% below its estimated GF Value™ of $0.43.

Key valuation signals for BKALF:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: $0.43 vs. price of $0.08 (81.9% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the BKALF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Aladin Syariah Tbk Business Description

Other Exchanges BANK:IndonesiaM8B:Germany
Address Jl. General Sudirman Kav. 25, Gedung Millennium Centennial Center, lt 7 dan lt 9, South Jakarta, IDN, 12920
PT Bank Aladin Syariah Tbk operates in the banking division. The operating segment is the Corporate, Government, Retail and Institutional (Small, Medium Enterprise/SME & Corporation). It focuses on offering digital-based Islamic banking services to serve all levels of society, as well as collaborating with industry players in various sectors.
59GF Score

Get the complete analysis for BKALF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.08
Price
$0.43
GF Value