BKALF (PT Bank Aladin Syariah Tbk) LT-Debt-to-Total-Asset: 0.03 (As of Mar. 2026)

What is PT Bank Aladin Syariah Tbk LT-Debt-to-Total-Asset?

PT Bank Aladin Syariah Tbk BKALF 63 LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus rates BKALF with a GF Score™ of 63/100 and a GF Value™ of $0.22 (Significantly Undervalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. PT Bank Aladin Syariah Tbk's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.03.

PT Bank Aladin Syariah Tbk's long-term debt to total assets ratio declined from Mar. 2025 (0.04) to Mar. 2026 (0.03). It may suggest that PT Bank Aladin Syariah Tbk is progressively becoming less dependent on debt to grow their business.

PT Bank Aladin Syariah Tbk (OTCPK:BKALF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

PT Bank Aladin Syariah Tbk LT-Debt-to-Total-Asset Related Terms

PT Bank Aladin Syariah Tbk LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for PT Bank Aladin Syariah Tbk's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Aladin Syariah Tbk LT-Debt-to-Total-Asset Chart

PT Bank Aladin Syariah Tbk Annual Data

Trend

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.01

0.15

0.00

0.07

0.00

PT Bank Aladin Syariah Tbk Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.04	0.05	0.01	0.00	0.03

63GF Score

PT Bank Aladin Syariah Tbk BKALF

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

PT Bank Aladin Syariah Tbk LT-Debt-to-Total-Asset Calculation

PT Bank Aladin Syariah Tbk's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	0.9	/	863.235
	=	0.00

PT Bank Aladin Syariah Tbk's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	30.233	/	895.158
	=	0.03

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.03 mean?

PT Bank Aladin Syariah Tbk (BKALF) has a LT-Debt-to-Total-Asset of 0.03 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Bank Aladin Syariah Tbk and its competitors.

Is PT Bank Aladin Syariah Tbk's LT-Debt-to-Total-Asset too high?

PT Bank Aladin Syariah Tbk's current LT-Debt-to-Total-Asset is 0.03. Overall, PT Bank Aladin Syariah Tbk has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does PT Bank Aladin Syariah Tbk's LT-Debt-to-Total-Asset compare to competitors?

PT Bank Aladin Syariah Tbk's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Bank Aladin Syariah Tbk and its competitors. PT Bank Aladin Syariah Tbk's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is PT Bank Aladin Syariah Tbk stock overvalued right now?

Based on GuruFocus' analysis, PT Bank Aladin Syariah Tbk (BKALF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.22, compared to a current price of $0.08 — trading 64.5% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. PT Bank Aladin Syariah Tbk's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For PT Bank Aladin Syariah Tbk (BKALF), the current LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Aladin Syariah Tbk (BKALF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Aladin Syariah Tbk stock appears to be undervalued. The current stock price of $0.08 is trading 64.5% below its estimated GF Value™ of $0.22. GuruFocus considers PT Bank Aladin Syariah Tbk to be Significantly Undervalued.

Key valuation signals for BKALF:

LT-Debt-to-Total-Asset: 0.03
GF Value™: $0.22 vs. price of $0.08 (64.5% below fair value)
GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the BKALF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Aladin Syariah Tbk Business Description

Industry Financial Services Banks

Comparable Companies ISX:AMAR ISX:AGRO ISX:MASB ISX:NOBU ISX:MAYA ISX:SDRA ISX:AGRS ISX:BSWD ISX:BBYB ISX:BGTG SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges BANK:Indonesia M8B:Germany

Address Jl. General Sudirman Kav. 25, Gedung Millennium Centennial Center, lt 7 dan lt 9, South Jakarta, IDN, 12920

Website https://www.aladinbank.id

PT Bank Aladin Syariah Tbk operates in the banking division. The operating segment is the Corporate, Government, Retail and Institutional (Small, Medium Enterprise/SME & Corporation). It focuses on offering digital-based Islamic banking services to serve all levels of society, as well as collaborating with industry players in various sectors.

63GF Score

Get the complete analysis for BKALF

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.08

Price

$0.22

GF Value

View BKALF Analysis

See LT-Debt-to-Total-Asset data for all stocks →