BMBZF (Blom BankL) Cyclically Adjusted PB Ratio: 4.26 (As of Jul. 23, 2026) — 54% Below Median

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BMBZF Blom Bank SAL BMBZF
80 GF Score
Price $8.61
GF Value $0.50
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What is Blom BankL Cyclically Adjusted PB Ratio?

Blom BankL BMBZF 80 Cyclically Adjusted PB Ratio is 4.26 as of Jul. 23, 2026, which is 54% below its 10-year median of 9.26. GuruFocus rates BMBZF with a GF Score™ of 80/100 and a GF Value™ of $0.50. Among 1,291 Banks companies, Blom BankL ranks worse than 95.51% on this metric.

As of today (2026-07-23), Blom BankL's current share price is $8.61. Blom BankL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $2.02. Blom BankL's Cyclically Adjusted PB Ratio for today is 4.26.

The historical rank and industry rank for Blom BankL's Cyclically Adjusted PB Ratio or its related term are showing as below:

BMBZF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 3.66   Med: 9.26   Max: 32.14
Current: 3.86

During the past years, Blom BankL's highest Cyclically Adjusted PB Ratio was 32.14. The lowest was 3.66. And the median was 9.26.

BMBZF's Cyclically Adjusted PB Ratio is ranked worse than
95.51% of 1291 companies
in the Banks industry
Industry Median: 1.26 vs BMBZF: 3.86

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Blom BankL's adjusted book value per share data for the three months ended in Mar. 2026 was $6.516. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $2.02 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Blom BankL  (OTCPK:BMBZF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Blom BankL Cyclically Adjusted PB Ratio Related Terms


Blom BankL Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Blom BankL's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Blom BankL Cyclically Adjusted PB Ratio Chart

Blom BankL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.71 9.79 9.70 6.39 4.01

Blom BankL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.21 4.08 3.66 4.01 4.27

BMBZF vs JPM, BAC, WFC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Diversified subindustry, Blom BankL's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Blom BankL Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Blom BankL's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Blom BankL's Cyclically Adjusted PB Ratio falls into.


BMBZF
80GF Score
Blom Bank SAL BMBZF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Blom BankL Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Blom BankL's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=8.61/2.02
=4.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Blom BankL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Blom BankL's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6.516/330.2130*330.2130
=6.516

Current CPI (Mar. 2026) = 330.2130.

Blom BankL Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.220 241.018 0.301
201609 0.223 241.428 0.305
201612 0.235 241.432 0.321
201703 0.231 243.801 0.313
201706 0.220 244.955 0.297
201709 0.230 246.819 0.308
201712 0.241 246.524 0.323
201803 0.251 249.554 0.332
201806 0.241 251.989 0.316
201809 0.253 252.439 0.331
201812 0.263 251.233 0.346
201903 0.272 254.202 0.353
201906 0.263 256.143 0.339
201909 0.000 256.759 0.000
201912 0.253 256.974 0.325
202003 0.254 258.115 0.325
202006 0.256 257.797 0.328
202009 0.259 260.280 0.329
202012 0.255 260.474 0.323
202103 0.254 264.877 0.317
202106 0.255 271.696 0.310
202109 0.260 274.310 0.313
202112 0.254 278.802 0.301
202203 0.257 287.504 0.295
202206 0.259 296.311 0.289
202209 0.251 296.808 0.279
202212 0.250 296.797 0.278
202303 0.997 301.836 1.091
202306 1.013 305.109 1.096
202309 0.986 307.789 1.058
202312 1.030 306.746 1.109
202403 5.767 312.332 6.097
202406 5.417 314.175 5.694
202409 6.138 315.301 6.428
202412 7.299 315.605 7.637
202503 5.541 319.799 5.721
202506 5.367 322.561 5.494
202509 5.448 324.800 5.539
202512 6.252 324.054 6.371
202603 6.516 330.213 6.516

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 4.26 mean?
Blom BankL (BMBZF) has a Cyclically Adjusted PB Ratio of 4.26 as of Jul. 23, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Blom BankL and its competitors. This is 54% below median its historical median of 9.26. Over the past decade, Blom BankL's Cyclically Adjusted PB Ratio has ranged from 3.66 to 32.14. According to the industry distribution chart, Blom BankL ranks #1233 out of 1291 companies in the Banks industry, placing it in the top 95.5%.
Is Blom BankL's Cyclically Adjusted PB Ratio too high?
Blom BankL's current Cyclically Adjusted PB Ratio of 4.26 is 54% below median its 10-year median of 9.26. Over the past 10 years, this metric has ranged from a low of 3.66 to a high of 32.14. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. Blom BankL's value of 4.26 is 238.1% above this industry median. Based on the distribution chart, Blom BankL ranks #1233 out of 1291 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Blom BankL has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Blom BankL's Cyclically Adjusted PB Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Blom BankL ranks #1233 out of 1291 companies for Cyclically Adjusted PB Ratio. This places Blom BankL in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. Blom BankL's value of 4.26 is 238.1% above this benchmark. Historically, Blom BankL's own Cyclically Adjusted PB Ratio has ranged from 3.66 to 32.14 over the past decade. While the company's 10-year median is 9.26 vs. the industry median of 1.26, Blom BankL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,291 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Blom BankL's current Cyclically Adjusted PB Ratio of 4.26 is 238.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Blom BankL and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Blom BankL's current Cyclically Adjusted PB Ratio is 4.26, which is 54% below median its own 10-year median of 9.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blom BankL stock overvalued right now?
Blom BankL (BMBZF) has a current Cyclically Adjusted PB Ratio of 4.26. The stock's GF Value™ is $0.50, compared to a current price of $8.61 — trading 1622% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 4.26, which is 54% below median its 10-year median of 9.26 and 238.1% above the Banks industry median of 1.26. Blom BankL's overall GF Score™ is 80/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Blom BankL (BMBZF), the current Cyclically Adjusted PB Ratio is 4.26 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Blom BankL (BMBZF) Overvalued in 2026?

Based on GuruFocus' analysis, Blom BankL stock appears to be overvalued. The current stock price of $8.61 is trading 1622% above its estimated GF Value™ of $0.50.

Key valuation signals for BMBZF:

  • Cyclically Adjusted PB Ratio: 4.26 (54% below median its 10-year median of 9.26)
  • GF Value™: $0.50 vs. price of $8.61 (1622% above fair value)
  • GF Score™: 80/100
  • Industry Position: 238.1% above the Banks median (#1233 of 1291)

No single metric tells the full story. See the BMBZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Blom BankL Business Description

Other Exchanges BLOM:LebanonBLBD:Lebanon
Address Rashid Karameh Street, Blom Bank Building, P.O. Box 11-1912, Riad El-Solh, Verdun, Beirut, LBN, 1107 2807
Blom Bank SAL is a bank in Lebanon that provides a wide range of retail, commercial, investment, and private banking activities, insurance, and brokerage services. The Group operates in four business segments: treasury, corporate banking, retail banking, and asset management and private banking. It generates maximum revenue from the Treasury segment. The Treasury segment is responsible for the liquidity management and market risk of the Group as well as managing the Group's portfolio of stocks, bonds, and other financial instruments. Geographically, it derives a majority of its revenue from the domestic market.
80GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.61
Price
$0.50
GF Value