BMBZF (Blom BankL) Return-on-Tangible-Asset: 1.17% (As of Mar. 2026) — 24% Below Median

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Director of Data and Quant Analytics at GuruFocus
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BMBZF Blom Bank SAL BMBZF
80 GF Score
Price $8.61
GF Value $0.50
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What is Blom BankL Return-on-Tangible-Asset?

Blom BankL BMBZF 80 Return-on-Tangible-Asset is 1.17% as of Mar. 2026, which is 24% below its 10-year median of 1.53. GuruFocus rates BMBZF with a GF Score™ of 80/100 and a GF Value™ of $0.50. Among 1,524 Banks companies, Blom BankL ranks worse than 96.92% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Blom BankL's annualized Net Income for the quarter that ended in Mar. 2026 was $209.88 Mil. Blom BankL's average total tangible assets for the quarter that ended in Mar. 2026 was $17,992.70 Mil. Therefore, Blom BankL's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.17%.

The historical rank and industry rank for Blom BankL's Return-on-Tangible-Asset or its related term are showing as below:

BMBZF' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.19   Med: 1.53   Max: 4.5
Current: -0.56

During the past 13 years, Blom BankL's highest Return-on-Tangible-Asset was 4.50%. The lowest was -1.19%. And the median was 1.53%.

BMBZF's Return-on-Tangible-Asset is ranked worse than
96.92% of 1524 companies
in the Banks industry
Industry Median: 0.995 vs BMBZF: -0.56

Blom BankL  (OTCPK:BMBZF) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Blom BankL Return-on-Tangible-Asset Related Terms


Blom BankL Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Blom BankL's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Blom BankL Return-on-Tangible-Asset Chart

Blom BankL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.96 4.50 -1.19

Blom BankL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.39 -1.27 1.11 -3.26 1.17

BMBZF vs JPM, BAC, WFC: Return-on-Tangible-Asset Comparison

For the Banks - Diversified subindustry, Blom BankL's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Blom BankL Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Blom BankL's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Blom BankL's Return-on-Tangible-Asset falls into.


BMBZF
80GF Score
Blom Bank SAL BMBZF
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Blom BankL Return-on-Tangible-Asset Calculation

Blom BankL's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-216.277/( (18306.592+18047.659)/ 2 )
=-216.277/18177.1255
=-1.19 %

Blom BankL's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=209.884/( (18047.659+17937.749)/ 2 )
=209.884/17992.704
=1.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 1.17% mean?
Blom BankL (BMBZF) has a Return-on-Tangible-Asset of 1.17% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Blom BankL and its competitors. This is 24% below median its historical median of 1.53. According to the industry distribution chart, Blom BankL ranks #1477 out of 1524 companies in the Banks industry, placing it in the top 96.9%.
Is Blom BankL's Return-on-Tangible-Asset too high?
Blom BankL's current Return-on-Tangible-Asset of 1.17% is 24% below median its 10-year median of 1.53. The Banks industry median Return-on-Tangible-Asset is 1.00. Blom BankL's value of 1.17% is 17.6% above this industry median. Based on the distribution chart, Blom BankL ranks #1477 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Blom BankL has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Blom BankL's Return-on-Tangible-Asset compare to JPM and BAC?
According to the Banks industry distribution chart, Blom BankL ranks #1477 out of 1524 companies for Return-on-Tangible-Asset. This places Blom BankL in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.00. Blom BankL's value of 1.17% is 17.6% above this benchmark. While the company's 10-year median is 1.53 vs. the industry median of 1.00, Blom BankL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Blom BankL's current Return-on-Tangible-Asset of 1.17% is 17.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Blom BankL and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Blom BankL's current Return-on-Tangible-Asset is 1.17%, which is 24% below median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blom BankL stock overvalued right now?
Blom BankL (BMBZF) has a current Return-on-Tangible-Asset of 1.17%. The stock's GF Value™ is $0.50, compared to a current price of $8.61 — trading 1622% above its estimated fair value. The current Return-on-Tangible-Asset is 1.17%, which is 24% below median its 10-year median of 1.53 and 17.6% above the Banks industry median of 1.00. Blom BankL's overall GF Score™ is 80/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Blom BankL (BMBZF), the current Return-on-Tangible-Asset is 1.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Blom BankL (BMBZF) Overvalued in 2026?

Based on GuruFocus' analysis, Blom BankL stock appears to be overvalued. The current stock price of $8.61 is trading 1622% above its estimated GF Value™ of $0.50.

Key valuation signals for BMBZF:

  • Return-on-Tangible-Asset: 1.17% (24% below median its 10-year median of 1.53)
  • GF Value™: $0.50 vs. price of $8.61 (1622% above fair value)
  • GF Score™: 80/100
  • Industry Position: 17.6% above the Banks median (#1477 of 1524)

No single metric tells the full story. See the BMBZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Blom BankL Business Description

Other Exchanges BLOM:LebanonBLBD:Lebanon
Address Rashid Karameh Street, Blom Bank Building, P.O. Box 11-1912, Riad El-Solh, Verdun, Beirut, LBN, 1107 2807
Blom Bank SAL is a bank in Lebanon that provides a wide range of retail, commercial, investment, and private banking activities, insurance, and brokerage services. The Group operates in four business segments: treasury, corporate banking, retail banking, and asset management and private banking. It generates maximum revenue from the Treasury segment. The Treasury segment is responsible for the liquidity management and market risk of the Group as well as managing the Group's portfolio of stocks, bonds, and other financial instruments. Geographically, it derives a majority of its revenue from the domestic market.
80GF Score

Get the complete analysis for BMBZF

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.61
Price
$0.50
GF Value