WSFX Global Pay (BOM:511147) Cyclically Adjusted PB Ratio: (As of Sep. 02, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511147 WSFX Global Pay Ltd BOM:511147
51 GF Score
Price ₹64.64
GF Value ₹2.87
Valuation Significantly Overvalued
! 3 Warning Signs
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What is WSFX Global Pay Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


WSFX Global Pay  (BOM:511147) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


WSFX Global Pay Cyclically Adjusted PB Ratio Related Terms


WSFX Global Pay Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for WSFX Global Pay's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WSFX Global Pay Cyclically Adjusted PB Ratio Chart

WSFX Global Pay Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 1.03 2.82 2.17 1.80

WSFX Global Pay Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.89 0.00 1.80 0.00

BOM:511147 vs MS, GS, SCHW: Cyclically Adjusted PB Ratio Comparison

For the Capital Markets subindustry, WSFX Global Pay's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WSFX Global Pay Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, WSFX Global Pay's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where WSFX Global Pay's Cyclically Adjusted PB Ratio falls into.


BOM:511147
51GF Score
WSFX Global Pay Ltd BOM:511147
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

WSFX Global Pay Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

WSFX Global Pay's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, WSFX Global Pay's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

WSFX Global Pay Quarterly Data

Book Value per Share CPI Adj_Book
201609 15.111 105.961 23.867
201612 0.000 105.196 0.000
201703 15.116 105.196 24.048
201706 0.000 107.109 0.000
201709 16.123 109.021 24.750
201712 0.000 109.404 0.000
201803 33.483 109.786 51.041
201806 0.000 111.317 0.000
201809 33.394 115.142 48.538
201812 0.000 115.142 0.000
201903 33.846 118.202 47.921
201906 0.000 120.880 0.000
201909 32.623 123.175 44.325
201912 0.000 126.235 0.000
202003 31.549 124.705 42.340
202006 0.000 127.000 0.000
202009 28.514 130.118 36.675
202012 0.000 130.889 0.000
202103 25.674 131.771 32.608
202106 0.000 134.084 0.000
202109 24.554 135.847 30.249
202112 0.000 138.161 0.000
202203 21.778 138.822 26.255
202206 0.000 142.347 0.000
202209 22.556 144.661 26.095
202212 0.000 145.763 0.000
202303 23.726 146.865 27.037
202306 0.000 150.280 0.000
202309 26.191 151.492 28.934
202312 0.000 152.924 0.000
202403 27.429 153.035 29.996
202406 0.000 155.789 0.000
202409 30.068 157.882 31.872
202412 0.000 158.323 0.000
202503 29.447 157.552 31.280
202506 0.000 159.755 0.000
202509 31.030 162.289 31.999
202512 0.000 163.281 0.000
202603 32.924 164.272 33.542
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is WSFX Global Pay (BOM:511147) Overvalued in 2026?

Based on GuruFocus' analysis, WSFX Global Pay stock appears to be overvalued. The current stock price of ₹64.64 is trading 2152.3% above its estimated GF Value™ of ₹2.87. GuruFocus considers WSFX Global Pay to be Significantly Overvalued.

Key valuation signals for BOM:511147:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹2.87 vs. price of ₹64.64 (2152.3% above fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the BOM:511147 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WSFX Global Pay Business Description

Address Unit 622, M.V. Road, 6th Floor, The Summit Business Bay - Omkar Prakash Wadi, Opposite PVR Cinema, Chakala, Andheri (East), Mumbai, MH, IND, 400093
WSFX Global Pay Ltd is a financial service company in India. It is an RBI licensed, Authorized Dealer Category II foreign exchange house. The company is engaged in the foreign currency business and money transfer business. The segments of the company for forex are Wholesale, Student, Retail, Corporate, and Remittance. It offers products such as Currency Notes, Forex Prepaid Cards, Travellers Cheque, Outward Remittances, Travel Insurance, Smart Currency Card, and Student Identity Card.
51GF Score

Get the complete analysis for BOM:511147

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹64.64
Price
₹2.87
GF Value