WSFX Global PayBOM:511147 -2.20%40 ROA % is 1.34% as of Mar. 2026, which is 4% below its 10-year median of 1.39. GuruFocus rates BOM:511147 with a GF Score™ of 40/100 and a GF Value™ of ₹2.26 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 816 Capital Markets companies, WSFX Global Pay ranks better than 68.01% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. WSFX Global Pay's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹22 Mil.
WSFX Global Pay's average Total Assets over the quarter that ended in Mar. 2026 was ₹1,658 Mil. Therefore, WSFX Global Pay's annualized ROA % for the quarter that ended in Mar. 2026 was 1.34%.
The historical rank and industry rank for WSFX Global Pay's ROA % or its related term are showing as below:
BOM:511147'
s ROA % Range Over the Past 10 Years
Min: -10.5 Med: 1.39 Max: 40.97
Current: 3.61
During the past 13 years, WSFX Global Pay's highest ROA % was 40.97%. The lowest was -10.50%. And the median was 1.39%.
BOM:511147's ROA % is ranked better than 68.01% of 816
companies
in the Capital Markets industry
Industry Median: 1.495
vs BOM:511147: 3.61
WSFX Global Pay (BOM:511147) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
WSFX Global Pay ROA % Related Terms
WSFX Global Pay ROA % Historical Data
* Premium members only.
The historical data trend for WSFX Global Pay's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, WSFX Global Pay's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WSFX Global Pay ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, WSFX Global Pay's ROA % distribution charts can be found below:
* The bar in red indicates where WSFX Global Pay's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
WSFX Global Pay (BOM:511147) has a ROA % of 1.34% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on WSFX Global Pay and its competitors. This is near median its historical median of 1.39. According to the industry distribution chart, WSFX Global Pay ranks #261 out of 816 companies in the Capital Markets industry, placing it in the top 32%.
Is WSFX Global Pay's ROA % too high?
WSFX Global Pay's current ROA % of 1.34% is near median its 10-year median of 1.39. The Capital Markets industry median ROA % is 1.50. WSFX Global Pay's value of 1.34% is 10.4% below this industry median. Based on the distribution chart, WSFX Global Pay ranks #261 out of 816 companies in the Capital Markets industry, which is above the industry midpoint. Overall, WSFX Global Pay has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFX Global Pay's ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, WSFX Global Pay ranks #261 out of 816 companies for ROA %. This puts WSFX Global Pay in the upper half of its industry. The industry median ROA % is 1.50. WSFX Global Pay's value of 1.34% is 10.4% below this benchmark. While the company's 10-year median is 1.39 vs. the industry median of 1.50, WSFX Global Pay has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 816 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WSFX Global Pay's current ROA % of 1.34% is 10.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on WSFX Global Pay and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WSFX Global Pay's current ROA % is 1.34%, which is near median its own 10-year median of 1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFX Global Pay stock overvalued right now?
Based on GuruFocus' analysis, WSFX Global Pay (BOM:511147) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹2.26, compared to a current price of ₹61.21 — trading 2608.4% above its estimated fair value. The current ROA % is 1.34%, which is near median its 10-year median of 1.39 and 10.4% below the Capital Markets industry median of 1.50. WSFX Global Pay's overall GF Score™ is 40/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For WSFX Global Pay (BOM:511147), the current ROA % is 1.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WSFX Global Pay (BOM:511147) Overvalued in 2026?
Based on GuruFocus' analysis, WSFX Global Pay stock appears to be overvalued.
The current stock price of ₹61.21 is trading 2608.4% above its estimated GF Value™ of ₹2.26.
GuruFocus considers WSFX Global Pay to be Significantly Overvalued.
Key valuation signals for BOM:511147:
ROA %: 1.34% (near median its 10-year median of 1.39)
GF Value™: ₹2.26 vs. price of ₹61.21 (2608.4% above fair value)
Industry Position: 10.4% below the Capital Markets median (#261 of 816)
No single metric tells the full story. See the BOM:511147 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WSFX Global Pay Ltd is a financial service company in India. It is an RBI licensed, Authorized Dealer Category II foreign exchange house. The company is engaged in the foreign currency business and money transfer business. The segments of the company for forex are Wholesale, Student, Retail, Corporate, and Remittance. It offers products such as Currency Notes, Forex Prepaid Cards, Travellers Cheque, Outward Remittances, Travel Insurance, Smart Currency Card, and Student Identity Card.
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