Cindrella Financial Services (BOM:531283) Cyclically Adjusted PB Ratio: (As of Sep. 15, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:531283 Cindrella Financial Services Ltd BOM:531283
66 GF Score
Price ₹9.98
GF Value ₹9.46
Valuation Fairly Valued
! 1 Warning Sign
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What is Cindrella Financial Services Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Cindrella Financial Services  (BOM:531283) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Cindrella Financial Services Cyclically Adjusted PB Ratio Related Terms


Cindrella Financial Services Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Cindrella Financial Services's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cindrella Financial Services Cyclically Adjusted PB Ratio Chart

Cindrella Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.11 0.96 1.41 1.24 0.67

Cindrella Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.85 0.00 0.67 0.00

BOM:531283 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Cindrella Financial Services's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cindrella Financial Services Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Cindrella Financial Services's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Cindrella Financial Services's Cyclically Adjusted PB Ratio falls into.


BOM:531283
66GF Score
Cindrella Financial Services Ltd BOM:531283
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Cindrella Financial Services Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Cindrella Financial Services's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Cindrella Financial Services's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

Cindrella Financial Services Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 105.961 0.000
201609 0.000 105.961 0.000
201612 0.000 105.196 0.000
201703 9.325 105.196 14.835
201706 0.000 107.109 0.000
201709 6.424 109.021 9.861
201712 0.000 109.404 0.000
201803 9.423 109.786 14.364
201809 0.000 115.142 0.000
201812 0.000 115.142 0.000
201903 9.716 118.202 13.756
201906 0.000 120.880 0.000
201909 6.846 123.175 9.302
201912 0.000 126.235 0.000
202003 10.535 124.705 14.138
202006 0.000 127.000 0.000
202009 4.890 130.118 6.290
202012 0.000 130.889 0.000
202103 10.021 131.771 12.727
202106 0.000 134.084 0.000
202109 10.218 135.847 12.588
202112 0.000 138.161 0.000
202203 7.444 138.822 8.974
202206 0.000 142.347 0.000
202209 13.229 144.661 15.305
202212 0.000 145.763 0.000
202303 9.283 146.865 10.578
202306 0.000 150.280 0.000
202309 15.347 151.492 16.954
202312 0.000 152.924 0.000
202403 15.550 153.035 17.005
202406 0.000 155.789 0.000
202409 15.667 157.882 16.607
202412 0.000 158.323 0.000
202503 15.811 157.552 16.795
202506 0.000 159.755 0.000
202509 15.660 162.289 16.149
202512 0.000 163.281 0.000
202603 15.529 164.272 15.821
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Cindrella Financial Services (BOM:531283) Overvalued in 2026?

Based on GuruFocus' analysis, Cindrella Financial Services stock appears to be overvalued. The current stock price of ₹9.98 is trading 5.5% above its estimated GF Value™ of ₹9.46. GuruFocus considers Cindrella Financial Services to be Fairly Valued.

Key valuation signals for BOM:531283:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹9.46 vs. price of ₹9.98 (5.5% above fair value)
  • GF Score™: 66/100 with 1 warning sign

No single metric tells the full story. See the BOM:531283 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cindrella Financial Services Business Description

Address 3rd Mile, Sevoke Road, Cindrella Hotel Complex, Siliguri, WB, IND, 734 008
Cindrella Financial Services Ltd is an India-based company. It is a non-banking financial company. It provides long-term loans and consultancy services. The company receives maximum revenue from dividend income.
66GF Score

Get the complete analysis for BOM:531283

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹9.98
Price
₹9.46
GF Value