Jhaveri Credits & Capital (BOM:531550) Cyclically Adjusted PB Ratio: (As of Sep. 12, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:531550 Jhaveri Credits & Capital Ltd BOM:531550
51 GF Score
Price ₹191.75
GF Value ₹462.74
Valuation Possible Value Trap
! 5 Warning Signs
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What is Jhaveri Credits & Capital Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Jhaveri Credits & Capital  (BOM:531550) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Jhaveri Credits & Capital Cyclically Adjusted PB Ratio Related Terms


Jhaveri Credits & Capital Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Jhaveri Credits & Capital's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jhaveri Credits & Capital Cyclically Adjusted PB Ratio Chart

Jhaveri Credits & Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 3.89 24.54 5.87 4.85

Jhaveri Credits & Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 6.38 0.00 4.85 0.00

BOM:531550 vs MS, GS, SCHW: Cyclically Adjusted PB Ratio Comparison

For the Capital Markets subindustry, Jhaveri Credits & Capital's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jhaveri Credits & Capital Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Jhaveri Credits & Capital's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Jhaveri Credits & Capital's Cyclically Adjusted PB Ratio falls into.


BOM:531550
51GF Score
Jhaveri Credits & Capital Ltd BOM:531550
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jhaveri Credits & Capital Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Jhaveri Credits & Capital's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Jhaveri Credits & Capital's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

Jhaveri Credits & Capital Quarterly Data

Book Value per Share CPI Adj_Book
201609 12.669 105.961 20.010
201612 0.000 105.196 0.000
201703 12.677 105.196 20.168
201706 0.000 107.109 0.000
201709 12.630 109.021 19.388
201712 0.000 109.404 0.000
201803 12.920 109.786 19.695
201806 0.000 111.317 0.000
201809 11.994 115.142 17.433
201812 0.000 115.142 0.000
201903 12.192 118.202 17.262
201906 0.000 120.880 0.000
201909 11.571 123.175 15.721
201912 11.894 126.235 15.769
202003 11.797 124.705 15.832
202006 0.000 127.000 0.000
202009 11.797 130.118 15.173
202012 0.000 130.889 0.000
202103 11.189 131.771 14.211
202106 0.000 134.084 0.000
202109 10.926 135.847 13.460
202112 0.000 138.161 0.000
202203 11.609 138.822 13.995
202206 0.000 142.347 0.000
202209 11.429 144.661 13.222
202212 0.000 145.763 0.000
202303 12.824 146.865 14.613
202306 0.000 150.280 0.000
202309 13.392 151.492 14.795
202312 0.000 152.924 0.000
202403 94.988 153.035 103.878
202406 0.000 155.789 0.000
202409 98.543 157.882 104.457
202412 0.000 158.323 0.000
202503 120.090 157.552 127.564
202506 0.000 159.755 0.000
202509 106.340 162.289 109.661
202512 0.000 163.281 0.000
202603 126.923 164.272 129.307
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Jhaveri Credits & Capital (BOM:531550) Overvalued in 2026?

Based on GuruFocus' analysis, Jhaveri Credits & Capital stock appears to be undervalued. The current stock price of ₹191.75 is trading 58.6% below its estimated GF Value™ of ₹462.74. GuruFocus considers Jhaveri Credits & Capital to be Possible Value Trap.

Key valuation signals for BOM:531550:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹462.74 vs. price of ₹191.75 (58.6% below fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the BOM:531550 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jhaveri Credits & Capital Business Description

Address 301, Payal Tower-II, Sayajigunj, Vadodara, GJ, IND, 390020
Jhaveri Credits & Capital Ltd operates as a stock broking houses in Gujarat. It provides broking platform on various exchanges to the clients for dealing in various Commodities traded on those exchanges in the present, spot and future dealings. Its financial and wealth management services include e-trading of the major shares in various sectors. It also offers other financial services such as Mutual funds, commodity trading, derivative trading, equity trading, and initial public offers. It operates in India.
51GF Score

Get the complete analysis for BOM:531550

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹191.75
Price
₹462.74
GF Value