Jhaveri Credits & Capital (BOM:531550) Interest Coverage: 7.92 (As of Mar. 2026) — Near Median


BOM:531550 Jhaveri Credits & Capital Ltd BOM:531550
50 GF Score
Price ₹185.45
GF Value ₹508.16
Valuation Possible Value Trap
! 6 Warning Signs
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What is Jhaveri Credits & Capital Interest Coverage?

Jhaveri Credits & Capital BOM:531550 -2.80% 50 Interest Coverage is 7.92 as of Mar. 2026, which is 5% above its 10-year median of 7.51. GuruFocus rates BOM:531550 with a GF Score™ of 50/100 and a GF Value™ of ₹508.16 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 431 Capital Markets companies, Jhaveri Credits & Capital ranks worse than 58.47% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Jhaveri Credits & Capital's Operating Income for the three months ended in Mar. 2026 was ₹14.7 Mil. Jhaveri Credits & Capital's Interest Expense for the three months ended in Mar. 2026 was ₹-1.9 Mil. Jhaveri Credits & Capital's interest coverage for the quarter that ended in Mar. 2026 was 7.92. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Jhaveri Credits & Capital's Interest Coverage or its related term are showing as below:

BOM:531550' s Interest Coverage Range Over the Past 10 Years
Min: 2.26   Med: 7.51   Max: 90.49
Current: 9.85


BOM:531550's Interest Coverage is ranked worse than
58.47% of 431 companies
in the Capital Markets industry
Industry Median: 20.17 vs BOM:531550: 9.85

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Jhaveri Credits & Capital  (BOM:531550) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Jhaveri Credits & Capital Interest Coverage Related Terms


Jhaveri Credits & Capital Interest Coverage Historical Data

* Premium members only.

The historical data trend for Jhaveri Credits & Capital's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Jhaveri Credits & Capital Interest Coverage Chart

Jhaveri Credits & Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.26 90.49 0.00 0.00

Jhaveri Credits & Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 148.07 No Debt No Debt 0.00 7.92

BOM:531550 vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Jhaveri Credits & Capital's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jhaveri Credits & Capital Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Jhaveri Credits & Capital's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Jhaveri Credits & Capital's Interest Coverage falls into.


BOM:531550
50GF Score
Jhaveri Credits & Capital Ltd BOM:531550
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Jhaveri Credits & Capital Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Jhaveri Credits & Capital's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Jhaveri Credits & Capital's Interest Expense was ₹-4.0 Mil. Its Operating Income was ₹-47.2 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹60.8 Mil.

Jhaveri Credits & Capital did not have earnings to cover the interest expense.

Jhaveri Credits & Capital's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Jhaveri Credits & Capital's Interest Expense was ₹-1.9 Mil. Its Operating Income was ₹14.7 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹60.8 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*14.734/-1.86
=7.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.92 mean?
Jhaveri Credits & Capital (BOM:531550) has a Interest Coverage of 7.92 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jhaveri Credits & Capital and its competitors. This is near median its historical median of 7.51. Over the past decade, Jhaveri Credits & Capital's Interest Coverage has ranged from 2.26 to 90.49. According to the industry distribution chart, Jhaveri Credits & Capital ranks #252 out of 431 companies in the Capital Markets industry, placing it in the top 58.5%.
Is Jhaveri Credits & Capital's Interest Coverage too high?
Jhaveri Credits & Capital's current Interest Coverage of 7.92 is near median its 10-year median of 7.51. Over the past 10 years, this metric has ranged from a low of 2.26 to a high of 90.49. The Capital Markets industry median Interest Coverage is 20.17. Jhaveri Credits & Capital's value of 7.92 is 60.7% below this industry median. Based on the distribution chart, Jhaveri Credits & Capital ranks #252 out of 431 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Jhaveri Credits & Capital has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jhaveri Credits & Capital's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Jhaveri Credits & Capital ranks #252 out of 431 companies for Interest Coverage. This places Jhaveri Credits & Capital in the lower half of its industry. The industry median Interest Coverage is 20.17. Jhaveri Credits & Capital's value of 7.92 is 60.7% below this benchmark. Historically, Jhaveri Credits & Capital's own Interest Coverage has ranged from 2.26 to 90.49 over the past decade. While the company's 10-year median is 7.51 vs. the industry median of 20.17, Jhaveri Credits & Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.17, based on 431 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jhaveri Credits & Capital's current Interest Coverage of 7.92 is 60.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jhaveri Credits & Capital and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jhaveri Credits & Capital's current Interest Coverage is 7.92, which is near median its own 10-year median of 7.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jhaveri Credits & Capital stock overvalued right now?
Based on GuruFocus' analysis, Jhaveri Credits & Capital (BOM:531550) is currently considered Possible Value Trap. The stock's GF Value™ is ₹508.16, compared to a current price of ₹185.45 — trading 63.5% below its estimated fair value. The current Interest Coverage is 7.92, which is near median its 10-year median of 7.51 and 60.7% below the Capital Markets industry median of 20.17. Jhaveri Credits & Capital's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jhaveri Credits & Capital (BOM:531550), the current Interest Coverage is 7.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jhaveri Credits & Capital (BOM:531550) Overvalued in 2026?

Based on GuruFocus' analysis, Jhaveri Credits & Capital stock appears to be undervalued. The current stock price of ₹185.45 is trading 63.5% below its estimated GF Value™ of ₹508.16. GuruFocus considers Jhaveri Credits & Capital to be Possible Value Trap.

Key valuation signals for BOM:531550:

  • Interest Coverage: 7.92 (near median its 10-year median of 7.51)
  • GF Value™: ₹508.16 vs. price of ₹185.45 (63.5% below fair value)
  • GF Score™: 50/100 with 6 warning signs
  • Industry Position: 60.7% below the Capital Markets median (#252 of 431)

No single metric tells the full story. See the BOM:531550 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jhaveri Credits & Capital Business Description

Address 301, Payal Tower-II, Sayajigunj, Vadodara, GJ, IND, 390020
Jhaveri Credits & Capital Ltd operates as a stock broking houses in Gujarat. It provides broking platform on various exchanges to the clients for dealing in various Commodities traded on those exchanges in the present, spot and future dealings. Its financial and wealth management services include e-trading of the major shares in various sectors. It also offers other financial services such as Mutual funds, commodity trading, derivative trading, equity trading, and initial public offers. It operates in India.
50GF Score

Get the complete analysis for BOM:531550

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹185.45
Price
₹508.16
GF Value