Moneyboxx Finance (BOM:538446) Cyclically Adjusted PB Ratio: (As of Sep. 11, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:538446 Moneyboxx Finance Ltd BOM:538446
59 GF Score
Price ₹37.17
GF Value ₹133.64
Valuation Possible Value Trap
! 5 Warning Signs
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What is Moneyboxx Finance Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Moneyboxx Finance  (BOM:538446) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Moneyboxx Finance Cyclically Adjusted PB Ratio Related Terms


Moneyboxx Finance Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Moneyboxx Finance's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moneyboxx Finance Cyclically Adjusted PB Ratio Chart

Moneyboxx Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 3.89

Moneyboxx Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 3.89 0.00

BOM:538446 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Moneyboxx Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moneyboxx Finance Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Moneyboxx Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Moneyboxx Finance's Cyclically Adjusted PB Ratio falls into.


BOM:538446
59GF Score
Moneyboxx Finance Ltd BOM:538446
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Moneyboxx Finance Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Moneyboxx Finance's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Moneyboxx Finance's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

Moneyboxx Finance Quarterly Data

Book Value per Share CPI Adj_Book
201409 5.271 96.780 9.115
201503 5.139 97.163 8.852
201509 5.287 101.753 8.696
201603 5.195 102.518 8.481
201609 5.282 105.961 8.343
201703 5.168 105.196 8.222
201709 5.044 109.021 7.743
201803 5.102 109.786 7.777
201809 5.144 115.142 7.477
201812 0.000 115.142 0.000
201903 5.165 118.202 7.313
201906 0.000 120.880 0.000
201909 4.984 123.175 6.772
201912 0.000 126.235 0.000
202003 6.754 124.705 9.064
202006 0.000 127.000 0.000
202009 6.414 130.118 8.250
202012 0.000 130.889 0.000
202103 6.013 131.771 7.637
202106 0.000 134.084 0.000
202109 5.410 135.847 6.665
202112 0.000 138.161 0.000
202203 7.989 138.822 9.631
202206 0.000 142.347 0.000
202209 11.491 144.661 13.294
202212 0.000 145.763 0.000
202303 15.328 146.865 17.467
202306 0.000 150.280 0.000
202309 16.587 151.492 18.324
202312 0.000 152.924 0.000
202403 27.688 153.035 30.279
202406 0.000 155.789 0.000
202409 40.525 157.882 42.957
202412 0.000 158.323 0.000
202503 39.925 157.552 42.410
202506 0.000 159.755 0.000
202509 40.063 162.289 41.314
202512 0.000 163.281 0.000
202603 42.434 164.272 43.231
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Moneyboxx Finance (BOM:538446) Overvalued in 2026?

Based on GuruFocus' analysis, Moneyboxx Finance stock appears to be undervalued. The current stock price of ₹37.17 is trading 72.2% below its estimated GF Value™ of ₹133.64. GuruFocus considers Moneyboxx Finance to be Possible Value Trap.

Key valuation signals for BOM:538446:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹133.64 vs. price of ₹37.17 (72.2% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the BOM:538446 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moneyboxx Finance Business Description

Other Exchanges MONEYBOXX:India
Address 411-A, Kanakia Wall Street, Andheri Kurla Road, Wing A, Hanuman Nagar, Andheri East, Chakala, Mumbai, MH, IND, 400093
Moneyboxx Finance Ltd is a Non-Deposit Taking, Non-Systemically Important Non-Banking Financial Company. The company is engaged in lending and allied activities. The company focuses on small and medium-sized enterprises (SME) lending, commercial lending, and value-added services. The company generates the majority of its revenue from Interest income, followed by fee and commission income. The company has all of its operations within India.
59GF Score

Get the complete analysis for BOM:538446

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹37.17
Price
₹133.64
GF Value