Banco BBVA Argentina (BUE:BBAR) Cyclically Adjusted PB Ratio: 5.20 (As of Aug. 18, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BUE:BBAR Banco BBVA Argentina SA BUE:BBAR
60 GF Score
Price ARS7,835.00
GF Value ARS3,551.47
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Banco BBVA Argentina Cyclically Adjusted PB Ratio?

Banco BBVA Argentina BUE:BBAR -3.27% 60 Cyclically Adjusted PB Ratio is 5.20 as of Aug. 18, 2026, which is 6% below its 10-year median of 5.54. GuruFocus rates BUE:BBAR with a GF Score™ of 60/100 and a GF Value™ of ARS3,551.47 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,284 Banks companies, Banco BBVA Argentina ranks worse than 97.9% on this metric.

As of today (2026-08-18), Banco BBVA Argentina's current share price is ARS7835.00. Banco BBVA Argentina's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ARS1,506.50. Banco BBVA Argentina's Cyclically Adjusted PB Ratio for today is 5.20.

The historical rank and industry rank for Banco BBVA Argentina's Cyclically Adjusted PB Ratio or its related term are showing as below:

BUE:BBAR' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.89   Med: 5.54   Max: 11.91
Current: 5.38

During the past years, Banco BBVA Argentina's highest Cyclically Adjusted PB Ratio was 11.91. The lowest was 1.89. And the median was 5.54.

BUE:BBAR's Cyclically Adjusted PB Ratio is ranked worse than
97.9% of 1284 companies
in the Banks industry
Industry Median: 1.3 vs BUE:BBAR: 5.38

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Banco BBVA Argentina's adjusted book value per share data for the three months ended in Mar. 2026 was ARS6,357.305. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ARS1,506.50 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco BBVA Argentina  (BUE:BBAR) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Banco BBVA Argentina Cyclically Adjusted PB Ratio Related Terms


Banco BBVA Argentina Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Banco BBVA Argentina's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco BBVA Argentina Cyclically Adjusted PB Ratio Chart

Banco BBVA Argentina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.62 2.73 4.77 9.48 6.93

Banco BBVA Argentina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.61 6.26 3.60 6.93 5.27

BUE:BBAR vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Banco BBVA Argentina's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco BBVA Argentina Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco BBVA Argentina's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Banco BBVA Argentina's Cyclically Adjusted PB Ratio falls into.


BUE:BBAR
60GF Score
Banco BBVA Argentina SA BUE:BBAR
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco BBVA Argentina Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Banco BBVA Argentina's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=7835.00/1506.50
=5.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco BBVA Argentina's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Banco BBVA Argentina's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6357.305/330.2130*330.2130
=6,357.305

Current CPI (Mar. 2026) = 330.2130.

Banco BBVA Argentina Quarterly Data

Book Value per Share CPI Adj_Book
201606 27.243 241.018 37.325
201609 28.944 241.428 39.588
201612 69.312 241.432 94.800
201703 31.272 243.801 42.356
201706 30.756 244.955 41.461
201709 40.216 246.819 53.804
201712 80.080 246.524 107.265
201803 0.000 249.554 0.000
201806 53.638 251.989 70.289
201809 58.269 252.439 76.221
201812 114.276 251.233 150.201
201903 72.430 254.202 94.088
201906 79.613 256.143 102.635
201909 91.561 256.759 117.755
201912 183.889 256.974 236.298
202003 142.072 258.115 181.756
202006 151.910 257.797 194.582
202009 170.843 260.280 216.746
202012 276.851 260.474 350.975
202103 191.824 264.877 239.140
202106 212.606 271.696 258.396
202109 237.497 274.310 285.898
202112 508.015 278.802 601.693
202203 311.009 287.504 357.210
202206 375.170 296.311 418.095
202209 484.988 296.808 539.572
202212 1,809.337 296.797 2,013.048
202303 739.674 301.836 809.214
202306 911.659 305.109 986.669
202309 1,228.974 307.789 1,318.511
202312 4,964.386 306.746 5,344.177
202403 3,424.800 312.332 3,620.870
202406 3,387.836 314.175 3,560.778
202409 3,841.935 315.301 4,023.637
202412 5,525.829 315.605 5,781.596
202503 4,518.346 319.799 4,665.482
202506 4,698.889 322.561 4,810.359
202509 4,766.199 324.800 4,845.631
202512 5,601.798 324.054 5,708.266
202603 6,357.305 330.213 6,357.305

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 5.20 mean?
Banco BBVA Argentina (BUE:BBAR) has a Cyclically Adjusted PB Ratio of 5.20 as of Aug. 18, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco BBVA Argentina and its competitors. This is near median its historical median of 5.54. Over the past decade, Banco BBVA Argentina's Cyclically Adjusted PB Ratio has ranged from 1.89 to 11.91. According to the industry distribution chart, Banco BBVA Argentina ranks #1257 out of 1284 companies in the Banks industry, placing it in the top 97.9%.
Is Banco BBVA Argentina's Cyclically Adjusted PB Ratio too high?
Banco BBVA Argentina's current Cyclically Adjusted PB Ratio of 5.20 is near median its 10-year median of 5.54. Over the past 10 years, this metric has ranged from a low of 1.89 to a high of 11.91. The Banks industry median Cyclically Adjusted PB Ratio is 1.30. Banco BBVA Argentina's value of 5.20 is 300% above this industry median. Based on the distribution chart, Banco BBVA Argentina ranks #1257 out of 1284 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco BBVA Argentina has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BBVA Argentina's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco BBVA Argentina ranks #1257 out of 1284 companies for Cyclically Adjusted PB Ratio. This places Banco BBVA Argentina in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.30. Banco BBVA Argentina's value of 5.20 is 300% above this benchmark. Historically, Banco BBVA Argentina's own Cyclically Adjusted PB Ratio has ranged from 1.89 to 11.91 over the past decade. While the company's 10-year median is 5.54 vs. the industry median of 1.30, Banco BBVA Argentina has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.30, based on 1,284 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco BBVA Argentina's current Cyclically Adjusted PB Ratio of 5.20 is 300% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco BBVA Argentina and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco BBVA Argentina's current Cyclically Adjusted PB Ratio is 5.20, which is near median its own 10-year median of 5.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BBVA Argentina stock overvalued right now?
Based on GuruFocus' analysis, Banco BBVA Argentina (BUE:BBAR) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS3,551.47, compared to a current price of ARS7,835.00 — trading 120.6% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 5.20, which is near median its 10-year median of 5.54 and 300% above the Banks industry median of 1.30. Banco BBVA Argentina's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Banco BBVA Argentina (BUE:BBAR), the current Cyclically Adjusted PB Ratio is 5.20 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco BBVA Argentina (BUE:BBAR) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BBVA Argentina stock appears to be overvalued. The current stock price of ARS7,835.00 is trading 120.6% above its estimated GF Value™ of ARS3,551.47. GuruFocus considers Banco BBVA Argentina to be Significantly Overvalued.

Key valuation signals for BUE:BBAR:

  • Cyclically Adjusted PB Ratio: 5.20 (near median its 10-year median of 5.54)
  • GF Value™: ARS3,551.47 vs. price of ARS7,835.00 (120.6% above fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 300% above the Banks median (#1257 of 1284)

No single metric tells the full story. See the BUE:BBAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco BBVA Argentina Business Description

Address Avenue Cordoba 111, 31st floor, Buenos Aires, ARG, C1054AAA
Banco BBVA Argentina SA is a banking services provider in Argentina. It provides financial assistance to large corporations, small and medium-sized companies, as well as individuals. It bank provides services through retail, corporate, investment banking, and Small and medium-sized companies divisions. Through the retail banking segment, it provides banking products and services to individuals, corporate banking deals with services to corporates, and the small and medium-sized companies segment focuses on foreign trade, agricultural business, and digital products.
60GF Score

Get the complete analysis for BUE:BBAR

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS7,835.00
Price
ARS3,551.47
GF Value