Grupo Supervielle (BUE:SUPV) Cyclically Adjusted PB Ratio: 4.00 (As of Aug. 15, 2026) — 48% Below Median

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Director of Data and Quant Analytics at GuruFocus
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BUE:SUPV Grupo Supervielle SA BUE:SUPV
50 GF Score
Price ARS2,562.50
GF Value ARS1,310.84
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Grupo Supervielle Cyclically Adjusted PB Ratio?

Grupo Supervielle BUE:SUPV -4.30% 50 Cyclically Adjusted PB Ratio is 4.00 as of Aug. 15, 2026, which is 48% below its 10-year median of 7.72. GuruFocus rates BUE:SUPV with a GF Score™ of 50/100 and a GF Value™ of ARS1,310.84 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,286 Banks companies, Grupo Supervielle ranks worse than 97.2% on this metric.

As of today (2026-08-15), Grupo Supervielle's current share price is ARS2562.50. Grupo Supervielle's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ARS640.89. Grupo Supervielle's Cyclically Adjusted PB Ratio for today is 4.00.

The historical rank and industry rank for Grupo Supervielle's Cyclically Adjusted PB Ratio or its related term are showing as below:

BUE:SUPV' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 3.53   Med: 7.72   Max: 14.15
Current: 4

During the past years, Grupo Supervielle's highest Cyclically Adjusted PB Ratio was 14.15. The lowest was 3.53. And the median was 7.72.

BUE:SUPV's Cyclically Adjusted PB Ratio is ranked worse than
97.2% of 1286 companies
in the Banks industry
Industry Median: 1.29 vs BUE:SUPV: 4.00

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Grupo Supervielle's adjusted book value per share data for the three months ended in Jun. 2026 was ARS2,696.749. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ARS640.89 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Grupo Supervielle  (BUE:SUPV) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Grupo Supervielle Cyclically Adjusted PB Ratio Related Terms


Grupo Supervielle Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Grupo Supervielle's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Supervielle Cyclically Adjusted PB Ratio Chart

Grupo Supervielle Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 10.90 7.24

Grupo Supervielle Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.13 5.90 7.24 4.94 4.70

BUE:SUPV vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Grupo Supervielle's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Supervielle Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Supervielle's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Supervielle's Cyclically Adjusted PB Ratio falls into.


BUE:SUPV
50GF Score
Grupo Supervielle SA BUE:SUPV
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Supervielle Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Grupo Supervielle's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2562.50/640.89
=4.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Supervielle's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Grupo Supervielle's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2696.749/333.9520*333.9520
=2,696.749

Current CPI (Jun. 2026) = 333.9520.

Grupo Supervielle Quarterly Data

Book Value per Share CPI Adj_Book
201606 16.404 241.018 22.729
201609 17.543 241.428 24.266
201612 32.056 241.432 44.340
201703 20.005 243.801 27.402
201706 21.451 244.955 29.245
201709 39.310 246.819 53.187
201712 43.942 246.524 59.526
201803 33.093 249.554 44.285
201806 33.599 251.989 44.528
201809 35.514 252.439 46.982
201812 57.104 251.233 75.906
201903 38.910 254.202 51.117
201906 42.428 256.143 55.316
201909 44.031 256.759 57.269
201912 69.798 256.974 90.706
202003 57.980 258.115 75.015
202006 0.000 257.797 0.000
202009 69.559 260.280 89.248
202012 117.823 260.474 151.060
202103 89.182 264.877 112.439
202106 97.765 271.696 120.167
202109 107.045 274.310 130.319
202112 219.689 278.802 263.146
202203 134.536 287.504 156.271
202206 151.206 296.311 170.414
202209 177.378 296.808 199.576
202212 646.509 296.797 727.443
202303 254.616 301.836 281.708
202306 330.819 305.109 362.092
202309 466.895 307.789 506.582
202312 1,679.338 306.746 1,828.282
202403 1,265.551 312.332 1,353.154
202406 1,481.538 314.175 1,574.799
202409 1,683.425 315.301 1,783.005
202412 2,397.388 315.605 2,536.755
202503 2,054.411 319.799 2,145.331
202506 2,131.247 322.561 2,206.510
202512 2,217.118 324.054 2,284.838
202603 2,484.801 330.213 2,512.936
202606 2,696.749 333.952 2,696.749

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 4.00 mean?
Grupo Supervielle (BUE:SUPV) has a Cyclically Adjusted PB Ratio of 4.00 as of Aug. 15, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo Supervielle and its competitors. This is 48% below median its historical median of 7.72. Over the past decade, Grupo Supervielle's Cyclically Adjusted PB Ratio has ranged from 3.53 to 14.15. According to the industry distribution chart, Grupo Supervielle ranks #1250 out of 1286 companies in the Banks industry, placing it in the top 97.2%.
Is Grupo Supervielle's Cyclically Adjusted PB Ratio too high?
Grupo Supervielle's current Cyclically Adjusted PB Ratio of 4.00 is 48% below median its 10-year median of 7.72. Over the past 10 years, this metric has ranged from a low of 3.53 to a high of 14.15. The Banks industry median Cyclically Adjusted PB Ratio is 1.29. Grupo Supervielle's value of 4.00 is 210.1% above this industry median. Based on the distribution chart, Grupo Supervielle ranks #1250 out of 1286 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Supervielle has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Supervielle's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Supervielle ranks #1250 out of 1286 companies for Cyclically Adjusted PB Ratio. This places Grupo Supervielle in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.29. Grupo Supervielle's value of 4.00 is 210.1% above this benchmark. Historically, Grupo Supervielle's own Cyclically Adjusted PB Ratio has ranged from 3.53 to 14.15 over the past decade. While the company's 10-year median is 7.72 vs. the industry median of 1.29, Grupo Supervielle has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.29, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Supervielle's current Cyclically Adjusted PB Ratio of 4.00 is 210.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo Supervielle and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Supervielle's current Cyclically Adjusted PB Ratio is 4.00, which is 48% below median its own 10-year median of 7.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Supervielle stock overvalued right now?
Based on GuruFocus' analysis, Grupo Supervielle (BUE:SUPV) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS1,310.84, compared to a current price of ARS2,562.50 — trading 95.5% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 4.00, which is 48% below median its 10-year median of 7.72 and 210.1% above the Banks industry median of 1.29. Grupo Supervielle's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Grupo Supervielle (BUE:SUPV), the current Cyclically Adjusted PB Ratio is 4.00 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Supervielle (BUE:SUPV) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Supervielle stock appears to be overvalued. The current stock price of ARS2,562.50 is trading 95.5% above its estimated GF Value™ of ARS1,310.84. GuruFocus considers Grupo Supervielle to be Significantly Overvalued.

Key valuation signals for BUE:SUPV:

  • Cyclically Adjusted PB Ratio: 4.00 (48% below median its 10-year median of 7.72)
  • GF Value™: ARS1,310.84 vs. price of ARS2,562.50 (95.5% above fair value)
  • GF Score™: 50/100 with 4 warning signs
  • Industry Position: 210.1% above the Banks median (#1250 of 1286)

No single metric tells the full story. See the BUE:SUPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Supervielle Business Description

Other Exchanges SUPV:USA0TVQ:UK189A:Germany
Address Reconquista 330, Buenos Aires, ARG, C1003ABG
Grupo Supervielle SA a diversified financial services group in Argentina. It offers a broad range of financial products and services including lending, savings and investments, insurance, payments and cash management services, car loans, and asset management, positioning itself as a one-stop destination for financial needs. It operates exclusively in Argentina, through the Bank, which serves as its main banking subsidiary, delivering a comprehensive suite of financial services to retail, SMEs and corporate customers. Its segments include Personal & Business Banking; Corporate Banking; Bank Treasury; Insurance; and Asset Management and Other Services (which includes IOL invertironline). The majority of the revenue is derived from Personal & Business Banking segment.
50GF Score

Get the complete analysis for BUE:SUPV

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS2,562.50
Price
ARS1,310.84
GF Value