Mony Group (CHIX:MONYL) Cyclically Adjusted PB Ratio: 4.40 (As of Jul. 19, 2026) — 37% Below Median

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CHIX:MONYL Mony Group PLC CHIX:MONYL
79 GF Score
Price £2.02
GF Value £2.27
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Mony Group Cyclically Adjusted PB Ratio?

Mony Group CHIX:MONYL -1.36% 79 Cyclically Adjusted PB Ratio is 4.40 as of Jul. 19, 2026, which is 37% below its 10-year median of 6.96. GuruFocus rates CHIX:MONYL with a GF Score™ of 79/100 and a GF Value™ of £2.27 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 347 Interactive Media companies, Mony Group ranks worse than 83.29% on this metric.

As of today (2026-07-19), Mony Group's current share price is £2.024. Mony Group's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 was £0.46. Mony Group's Cyclically Adjusted PB Ratio for today is 4.40.

The historical rank and industry rank for Mony Group's Cyclically Adjusted PB Ratio or its related term are showing as below:

CHIX:MONYl' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 3.2   Med: 6.96   Max: 11.29
Current: 4.41

During the past 13 years, Mony Group's highest Cyclically Adjusted PB Ratio was 11.29. The lowest was 3.20. And the median was 6.96.

CHIX:MONYl's Cyclically Adjusted PB Ratio is ranked worse than
83.29% of 347 companies
in the Interactive Media industry
Industry Median: 1.44 vs CHIX:MONYl: 4.41

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Mony Group's adjusted book value per share data of for the fiscal year that ended in Dec25 was £0.433. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is £0.46 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mony Group  (CHIX:MONYl) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Mony Group Cyclically Adjusted PB Ratio Related Terms


Mony Group Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Mony Group's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mony Group Cyclically Adjusted PB Ratio Chart

Mony Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.86 4.88 6.69 4.35 4.01

Mony Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.69 0.00 4.35 0.00 4.01

CHIX:MONYL vs GOOGL, META, SPOT: Cyclically Adjusted PB Ratio Comparison

For the Internet Content & Information subindustry, Mony Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mony Group Cyclically Adjusted PB Ratio vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Mony Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Mony Group's Cyclically Adjusted PB Ratio falls into.


CHIX:MONYL
79GF Score
Mony Group PLC CHIX:MONYL
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mony Group Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Mony Group's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.024/0.46
=4.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mony Group's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Mony Group's adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.433/139.9000*139.9000
=0.433

Current CPI (Dec25) = 139.9000.

Mony Group Annual Data

Book Value per Share CPI Adj_Book
201612 0.340 102.200 0.465
201712 0.317 105.000 0.422
201812 0.374 107.100 0.489
201912 0.371 108.500 0.478
202012 0.388 109.400 0.496
202112 0.379 114.700 0.462
202212 0.389 125.300 0.434
202312 0.411 130.500 0.441
202412 0.446 135.100 0.462
202512 0.433 139.900 0.433

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 4.40 mean?
Mony Group (CHIX:MONYL) has a Cyclically Adjusted PB Ratio of 4.40 as of Jul. 19, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Mony Group and its competitors. This is 37% below median its historical median of 6.96. Over the past decade, Mony Group's Cyclically Adjusted PB Ratio has ranged from 3.20 to 11.29. According to the industry distribution chart, Mony Group ranks #289 out of 347 companies in the Interactive Media industry, placing it in the top 83.3%.
Is Mony Group's Cyclically Adjusted PB Ratio too high?
Mony Group's current Cyclically Adjusted PB Ratio of 4.40 is 37% below median its 10-year median of 6.96. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 11.29. The Interactive Media industry median Cyclically Adjusted PB Ratio is 1.44. Mony Group's value of 4.40 is 205.6% above this industry median. Based on the distribution chart, Mony Group ranks #289 out of 347 companies in the Interactive Media industry, which is in the bottom quartile relative to peers. Overall, Mony Group has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mony Group's Cyclically Adjusted PB Ratio compare to GOOGL and META?
According to the Interactive Media industry distribution chart, Mony Group ranks #289 out of 347 companies for Cyclically Adjusted PB Ratio. This places Mony Group in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.44. Mony Group's value of 4.40 is 205.6% above this benchmark. Historically, Mony Group's own Cyclically Adjusted PB Ratio has ranged from 3.20 to 11.29 over the past decade. While the company's 10-year median is 6.96 vs. the industry median of 1.44, Mony Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Interactive Media company?
The median Cyclically Adjusted PB Ratio among Interactive Media companies is 1.44, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mony Group's current Cyclically Adjusted PB Ratio of 4.40 is 205.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Mony Group and its competitors. For the Interactive Media industry, the median Cyclically Adjusted PB Ratio is 1.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mony Group's current Cyclically Adjusted PB Ratio is 4.40, which is 37% below median its own 10-year median of 6.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mony Group stock overvalued right now?
Based on GuruFocus' analysis, Mony Group (CHIX:MONYL) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.27, compared to a current price of £2.02 — trading 10.8% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 4.40, which is 37% below median its 10-year median of 6.96 and 205.6% above the Interactive Media industry median of 1.44. Mony Group's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Mony Group (CHIX:MONYL), the current Cyclically Adjusted PB Ratio is 4.40 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mony Group (CHIX:MONYL) Overvalued in 2026?

Based on GuruFocus' analysis, Mony Group stock appears to be undervalued. The current stock price of £2.02 is trading 10.8% below its estimated GF Value™ of £2.27. GuruFocus considers Mony Group to be Modestly Undervalued.

Key valuation signals for CHIX:MONYL:

  • Cyclically Adjusted PB Ratio: 4.40 (37% below median its 10-year median of 6.96)
  • GF Value™: £2.27 vs. price of £2.02 (10.8% below fair value)
  • GF Score™: 79/100 with 6 warning signs
  • Industry Position: 205.6% above the Interactive Media median (#289 of 347)

No single metric tells the full story. See the CHIX:MONYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mony Group Business Description

Other Exchanges MONY:UK39M:Germany
Address Saint David\'s Park, Money Group House, Ewloe, Deeside, GBR, CH5 3UZ
Mony Group PLC operates a tech-led savings platform, driven by the purpose of helping households save money. Its comparison sites include MoneySuperMarket, TravelSuperMarket, and Icelolly making it easy to find deals and save money on household bills and financial products, from car, pet, travel, and home insurance to credit cards, loans, savings, pensions, mortgages, bank accounts, holidays, car hire, broadband and TV packages.
79GF Score

Get the complete analysis for CHIX:MONYL

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£2.02
Price
£2.27
GF Value