Mony Group (CHIX:MONYL) ROA %: 17.70% (As of Dec. 2025) — 19% Below Median


CHIX:MONYL Mony Group PLC CHIX:MONYL
79 GF Score
Price £1.83
GF Value £2.27
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Mony Group ROA %?

Mony Group CHIX:MONYL -0.41% 79 ROA % is 17.70% as of Dec. 2025, which is 19% below its 10-year median of 21.75. GuruFocus rates CHIX:MONYL with a GF Score™ of 79/100 and a GF Value™ of £2.27 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 568 Interactive Media companies, Mony Group ranks better than 92.78% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Mony Group's annualized Net Income for the quarter that ended in Dec. 2025 was £70.6 Mil. Mony Group's average Total Assets over the quarter that ended in Dec. 2025 was £398.9 Mil. Therefore, Mony Group's annualized ROA % for the quarter that ended in Dec. 2025 was 17.70%.

The historical rank and industry rank for Mony Group's ROA % or its related term are showing as below:

CHIX:MONYl' s ROA % Range Over the Past 10 Years
Min: 14.48   Med: 21.75   Max: 32.93
Current: 20.3

During the past 13 years, Mony Group's highest ROA % was 32.93%. The lowest was 14.48%. And the median was 21.75%.

CHIX:MONYl's ROA % is ranked better than
92.78% of 568 companies
in the Interactive Media industry
Industry Median: 0.675 vs CHIX:MONYl: 20.30

Mony Group  (CHIX:MONYl) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=70.6/398.9
=(Net Income / Revenue)*(Revenue / Total Assets)
=(70.6 / 442)*(442 / 398.9)
=Net Margin %*Asset Turnover
=15.97 %*1.108
=17.70 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Mony Group ROA % Related Terms


Mony Group ROA % Historical Data

* Premium members only.

The historical data trend for Mony Group's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mony Group ROA % Chart

Mony Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.48 16.42 17.86 19.97 20.82

Mony Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.38 21.62 17.86 22.33 17.70

CHIX:MONYL vs GOOGL, META, SPOT: ROA % Comparison

For the Internet Content & Information subindustry, Mony Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mony Group ROA % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Mony Group's ROA % distribution charts can be found below:

* The bar in red indicates where Mony Group's ROA % falls into.


CHIX:MONYL
79GF Score
Mony Group PLC CHIX:MONYL
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mony Group ROA % Calculation

Mony Group's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=81.2/( (402.3+377.8)/ 2 )
=81.2/390.05
=20.82 %

Mony Group's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=70.6/( (420+377.8)/ 2 )
=70.6/398.9
=17.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 17.70% mean?
Mony Group (CHIX:MONYL) has a ROA % of 17.70% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Mony Group and its competitors. This is 19% below median its historical median of 21.75. Over the past decade, Mony Group's ROA % has ranged from 14.48 to 32.93. According to the industry distribution chart, Mony Group ranks #41 out of 568 companies in the Interactive Media industry, placing it in the top 7.2%.
Is Mony Group's ROA % too high?
Mony Group's current ROA % of 17.70% is 19% below median its 10-year median of 21.75. Over the past 10 years, this metric has ranged from a low of 14.48 to a high of 32.93. The Interactive Media industry median ROA % is 0.68. Mony Group's value of 17.70% is 2522.2% above this industry median. Based on the distribution chart, Mony Group ranks #41 out of 568 companies in the Interactive Media industry, which is in the top quartile — a strong position relative to peers. Overall, Mony Group has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mony Group's ROA % compare to GOOGL and META?
According to the Interactive Media industry distribution chart, Mony Group ranks #41 out of 568 companies for ROA %. This places Mony Group in the top 7% of its industry — outperforming the majority of peers. The industry median ROA % is 0.68. Mony Group's value of 17.70% is 2522.2% above this benchmark. Historically, Mony Group's own ROA % has ranged from 14.48 to 32.93 over the past decade. While the company's 10-year median is 21.75 vs. the industry median of 0.68, Mony Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Interactive Media company?
The median ROA % among Interactive Media companies is 0.68, based on 568 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mony Group's current ROA % of 17.70% is 2522.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Mony Group and its competitors. For the Interactive Media industry, the median ROA % is 0.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mony Group's current ROA % is 17.70%, which is 19% below median its own 10-year median of 21.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mony Group stock overvalued right now?
Based on GuruFocus' analysis, Mony Group (CHIX:MONYL) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.27, compared to a current price of £1.83 — trading 19.4% below its estimated fair value. The current ROA % is 17.70%, which is 19% below median its 10-year median of 21.75 and 2522.2% above the Interactive Media industry median of 0.68. Mony Group's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Mony Group (CHIX:MONYL), the current ROA % is 17.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mony Group (CHIX:MONYL) Overvalued in 2026?

Based on GuruFocus' analysis, Mony Group stock appears to be undervalued. The current stock price of £1.83 is trading 19.4% below its estimated GF Value™ of £2.27. GuruFocus considers Mony Group to be Modestly Undervalued.

Key valuation signals for CHIX:MONYL:

  • ROA %: 17.70% (19% below median its 10-year median of 21.75)
  • GF Value™: £2.27 vs. price of £1.83 (19.4% below fair value)
  • GF Score™: 79/100 with 1 warning sign
  • Industry Position: 2522.2% above the Interactive Media median (#41 of 568)

No single metric tells the full story. See the CHIX:MONYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mony Group Business Description

Other Exchanges MONY:UK39M:Germany
Address Saint David\'s Park, Money Group House, Ewloe, Deeside, GBR, CH5 3UZ
Mony Group PLC operates a tech-led savings platform, driven by the purpose of helping households save money. Its comparison sites include MoneySuperMarket, TravelSuperMarket, and Icelolly making it easy to find deals and save money on household bills and financial products, from car, pet, travel, and home insurance to credit cards, loans, savings, pensions, mortgages, bank accounts, holidays, car hire, broadband and TV packages.
79GF Score

Get the complete analysis for CHIX:MONYL

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.83
Price
£2.27
GF Value