DAHSF (Dah Sing Financial Holdings) Cyclically Adjusted PB Ratio: 0.37 (As of Jul. 13, 2026) — Near Median


DAHSF Dah Sing Financial Holdings Ltd DAHSF
80 GF Score
Price $3.34
GF Value $2.47
! 4 Warning Signs
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What is Dah Sing Financial Holdings Cyclically Adjusted PB Ratio?

Dah Sing Financial Holdings DAHSF 80 Cyclically Adjusted PB Ratio is 0.37 as of Jul. 13, 2026, which is 3% above its 10-year median of 0.36. GuruFocus rates DAHSF with a GF Score™ of 80/100 and a GF Value™ of $2.47. The stock has 4 warning signs investors should review. Among 1,303 Banks companies, Dah Sing Financial Holdings ranks better than 90.79% on this metric.

As of today (2026-07-13), Dah Sing Financial Holdings's current share price is $3.34. Dah Sing Financial Holdings's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 was $9.10. Dah Sing Financial Holdings's Cyclically Adjusted PB Ratio for today is 0.37.

The historical rank and industry rank for Dah Sing Financial Holdings's Cyclically Adjusted PB Ratio or its related term are showing as below:

DAHSF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.18   Med: 0.36   Max: 1.14
Current: 0.41

During the past 13 years, Dah Sing Financial Holdings's highest Cyclically Adjusted PB Ratio was 1.14. The lowest was 0.18. And the median was 0.36.

DAHSF's Cyclically Adjusted PB Ratio is ranked better than
90.79% of 1303 companies
in the Banks industry
Industry Median: 1.25 vs DAHSF: 0.41

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Dah Sing Financial Holdings's adjusted book value per share data of for the fiscal year that ended in Dec25 was $15.077. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $9.10 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Dah Sing Financial Holdings  (OTCPK:DAHSF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Dah Sing Financial Holdings Cyclically Adjusted PB Ratio Related Terms


Dah Sing Financial Holdings Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Dah Sing Financial Holdings's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dah Sing Financial Holdings Cyclically Adjusted PB Ratio Chart

Dah Sing Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.23 0.19 0.31 0.37

Dah Sing Financial Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.00 0.31 0.00 0.37

Dah Sing Financial Holdings Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Dah Sing Financial Holdings's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dah Sing Financial Holdings Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dah Sing Financial Holdings's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Dah Sing Financial Holdings's Cyclically Adjusted PB Ratio falls into.


DAHSF
80GF Score
Dah Sing Financial Holdings Ltd DAHSF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Dah Sing Financial Holdings Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Dah Sing Financial Holdings's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=3.34/9.10
=0.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dah Sing Financial Holdings's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Dah Sing Financial Holdings's adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=15.077/120.7036*120.7036
=15.077

Current CPI (Dec25) = 120.7036.

Dah Sing Financial Holdings Annual Data

Book Value per Share CPI Adj_Book
201612 8.392 103.225 9.813
201712 9.573 104.984 11.006
201812 9.708 107.622 10.888
201912 10.747 110.700 11.718
202012 11.458 109.711 12.606
202112 12.125 112.349 13.027
202212 11.897 114.548 12.536
202312 13.095 117.296 13.475
202412 13.945 118.945 14.151
202512 15.077 120.704 15.077

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.37 mean?
Dah Sing Financial Holdings (DAHSF) has a Cyclically Adjusted PB Ratio of 0.37 as of Jul. 13, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Dah Sing Financial Holdings and its competitors. This is near median its historical median of 0.36. Over the past decade, Dah Sing Financial Holdings' Cyclically Adjusted PB Ratio has ranged from 0.18 to 1.14. According to the industry distribution chart, Dah Sing Financial Holdings ranks #120 out of 1303 companies in the Banks industry, placing it in the top 9.2%.
Is Dah Sing Financial Holdings' Cyclically Adjusted PB Ratio too high?
Dah Sing Financial Holdings' current Cyclically Adjusted PB Ratio of 0.37 is near median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 1.14. The Banks industry median Cyclically Adjusted PB Ratio is 1.25. Dah Sing Financial Holdings' value of 0.37 is 70.4% below this industry median. Based on the distribution chart, Dah Sing Financial Holdings ranks #120 out of 1303 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dah Sing Financial Holdings has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Dah Sing Financial Holdings' Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Dah Sing Financial Holdings ranks #120 out of 1303 companies for Cyclically Adjusted PB Ratio. This places Dah Sing Financial Holdings in the top 9% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.25. Dah Sing Financial Holdings' value of 0.37 is 70.4% below this benchmark. Historically, Dah Sing Financial Holdings' own Cyclically Adjusted PB Ratio has ranged from 0.18 to 1.14 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 1.25, Dah Sing Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.25, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dah Sing Financial Holdings's current Cyclically Adjusted PB Ratio of 0.37 is 70.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Dah Sing Financial Holdings and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dah Sing Financial Holdings's current Cyclically Adjusted PB Ratio is 0.37, which is near median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dah Sing Financial Holdings stock overvalued right now?
Dah Sing Financial Holdings (DAHSF) has a current Cyclically Adjusted PB Ratio of 0.37. The stock's GF Value™ is $2.47, compared to a current price of $3.34 — trading 35.2% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.37, which is near median its 10-year median of 0.36 and 70.4% below the Banks industry median of 1.25. Dah Sing Financial Holdings' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Dah Sing Financial Holdings (DAHSF), the current Cyclically Adjusted PB Ratio is 0.37 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dah Sing Financial Holdings (DAHSF) Overvalued in 2026?

Based on GuruFocus' analysis, Dah Sing Financial Holdings stock appears to be overvalued. The current stock price of $3.34 is trading 35.2% above its estimated GF Value™ of $2.47.

Key valuation signals for DAHSF:

  • Cyclically Adjusted PB Ratio: 0.37 (near median its 10-year median of 0.36)
  • GF Value™: $2.47 vs. price of $3.34 (35.2% above fair value)
  • GF Score™: 80/100 with 4 warning signs
  • Industry Position: 70.4% below the Banks median (#120 of 1303)

No single metric tells the full story. See the DAHSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dah Sing Financial Holdings Business Description

Other Exchanges DSFGY:USA00440:Hong Kong
Address 248 Queen\'s Road East, 26th Floor, Dah Sing Financial Centre, Hong Kong, HKG
Dah Sing Financial Holdings Ltd is an investment holding company. The group provides banking, insurance, financial and other related services in Hong Kong, Macau, and the People's Republic of China. It operates in six segments: Personal Banking, Corporate Banking, Treasury and Global Markets activities, Chinese Mainland and Macau Banking, Insurance and Investment Operations, and Others. The Personal Banking segment, which derives the maximum profit, deals in deposits from individual customers, the extension of residential mortgage lending, personal loans, insurance, and investment services.
80GF Score

Get the complete analysis for DAHSF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.34
Price
$2.47
GF Value