Dah Sing Financial HoldingsDAHSF 80 Return-on-Tangible-Asset is 0.48% as of Dec. 2025, which is 28% below its 10-year median of 0.67. GuruFocus rates DAHSF with a GF Score™ of 80/100 and a GF Value™ of $2.47. The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Dah Sing Financial Holdings ranks worse than 64.44% on this metric.
The historical rank and industry rank for Dah Sing Financial Holdings's Return-on-Tangible-Asset or its related term are showing as below:
DAHSF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.46 Med: 0.67 Max: 2.42
Current: 0.77
During the past 13 years, Dah Sing Financial Holdings's highest Return-on-Tangible-Asset was 2.42%. The lowest was 0.46%. And the median was 0.67%.
DAHSF's Return-on-Tangible-Asset is ranked worse than 64.44% of 1527
companies
in the Banks industry
Industry Median: 0.99
vs DAHSF: 0.77
Dah Sing Financial Holdings (OTCPK:DAHSF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Dah Sing Financial Holdings Return-on-Tangible-Asset Related Terms
Dah Sing Financial Holdings Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dah Sing Financial Holdings Return-on-Tangible-Asset Chart
Dah Sing Financial Holdings Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Dah Sing Financial Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dah Sing Financial Holdings Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Dah Sing Financial Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Dah Sing Financial Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.48% mean?
Dah Sing Financial Holdings (DAHSF) has a Return-on-Tangible-Asset of 0.48% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Dah Sing Financial Holdings and its competitors. This is 28% below median its historical median of 0.67. Over the past decade, Dah Sing Financial Holdings' Return-on-Tangible-Asset has ranged from 0.46 to 2.42. According to the industry distribution chart, Dah Sing Financial Holdings ranks #984 out of 1527 companies in the Banks industry, placing it in the top 64.4%.
Is Dah Sing Financial Holdings' Return-on-Tangible-Asset too high?
Dah Sing Financial Holdings' current Return-on-Tangible-Asset of 0.48% is 28% below median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 2.42. The Banks industry median Return-on-Tangible-Asset is 0.99. Dah Sing Financial Holdings' value of 0.48% is 51.5% below this industry median. Based on the distribution chart, Dah Sing Financial Holdings ranks #984 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Dah Sing Financial Holdings has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Dah Sing Financial Holdings' Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Dah Sing Financial Holdings ranks #984 out of 1527 companies for Return-on-Tangible-Asset. This places Dah Sing Financial Holdings in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Dah Sing Financial Holdings' value of 0.48% is 51.5% below this benchmark. Historically, Dah Sing Financial Holdings' own Return-on-Tangible-Asset has ranged from 0.46 to 2.42 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 0.99, Dah Sing Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dah Sing Financial Holdings's current Return-on-Tangible-Asset of 0.48% is 51.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Dah Sing Financial Holdings and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dah Sing Financial Holdings's current Return-on-Tangible-Asset is 0.48%, which is 28% below median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dah Sing Financial Holdings stock overvalued right now?
Dah Sing Financial Holdings (DAHSF) has a current Return-on-Tangible-Asset of 0.48%. The stock's GF Value™ is $2.47, compared to a current price of $3.34 — trading 35.2% above its estimated fair value. The current Return-on-Tangible-Asset is 0.48%, which is 28% below median its 10-year median of 0.67 and 51.5% below the Banks industry median of 0.99. Dah Sing Financial Holdings' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Dah Sing Financial Holdings (DAHSF), the current Return-on-Tangible-Asset is 0.48% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dah Sing Financial Holdings (DAHSF) Overvalued in 2026?
Based on GuruFocus' analysis, Dah Sing Financial Holdings stock appears to be overvalued.
The current stock price of $3.34 is trading 35.2% above its estimated GF Value™ of $2.47.
Key valuation signals for DAHSF:
Return-on-Tangible-Asset: 0.48% (28% below median its 10-year median of 0.67)
GF Value™: $2.47 vs. price of $3.34 (35.2% above fair value)
Industry Position: 51.5% below the Banks median (#984 of 1527)
No single metric tells the full story. See the DAHSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dah Sing Financial Holdings Ltd is an investment holding company. The group provides banking, insurance, financial and other related services in Hong Kong, Macau, and the People's Republic of China. It operates in six segments: Personal Banking, Corporate Banking, Treasury and Global Markets activities, Chinese Mainland and Macau Banking, Insurance and Investment Operations, and Others. The Personal Banking segment, which derives the maximum profit, deals in deposits from individual customers, the extension of residential mortgage lending, personal loans, insurance, and investment services.
80GF Score
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