FINR (Fintech Scion) Cyclically Adjusted PB Ratio: (As of Jul. 11, 2026)


What is Fintech Scion Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Fintech Scion  (OTCPK:FINR) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Fintech Scion Cyclically Adjusted PB Ratio Related Terms


Fintech Scion Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Fintech Scion's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintech Scion Cyclically Adjusted PB Ratio Chart

Fintech Scion Annual Data
Trend Oct14 Oct15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Fintech Scion Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FINR vs UBXG, ARAT, BNAI: Cyclically Adjusted PB Ratio Comparison

For the Software - Infrastructure subindustry, Fintech Scion's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintech Scion Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Fintech Scion's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fintech Scion's Cyclically Adjusted PB Ratio falls into.



Fintech Scion Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Fintech Scion's Cyclically Adjusted Book per Share for the quarter that ended in Sep. 2024 is calculated as:

For example, Fintech Scion's adjusted Book Value per Share data for the three months ended in Sep. 2024 was:

Adj_Book=Book Value per Share/CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=0.084/133.5000*133.5000
=0.084

Current CPI (Sep. 2024) = 133.5000.

Fintech Scion Quarterly Data

Book Value per Share CPI Adj_Book
201407 0.000 99.600 0.000
201410 0.000 100.100 0.000
201504 -0.001 99.900 -0.001
201507 -0.001 100.000 -0.001
201510 -0.003 100.300 -0.004
201603 -0.224 100.400 -0.298
201606 -0.314 101.000 -0.415
201609 -0.352 101.500 -0.463
201612 -0.209 102.200 -0.273
201703 -0.222 102.700 -0.289
201706 -0.279 103.500 -0.360
201709 -0.328 104.300 -0.420
201712 -0.354 105.000 -0.450
201803 -0.444 105.100 -0.564
201806 -0.541 105.900 -0.682
201809 -1.388 106.600 -1.738
201812 -0.768 107.100 -0.957
201903 -0.806 107.000 -1.006
201906 -0.814 107.900 -1.007
201909 -0.821 108.400 -1.011
201912 -0.863 108.500 -1.062
202003 -0.843 108.600 -1.036
202006 -0.855 108.800 -1.049
202009 -0.860 109.200 -1.051
202012 -0.875 109.400 -1.068
202103 -0.851 109.700 -1.036
202106 -0.849 111.400 -1.017
202109 -0.839 112.400 -0.996
202112 -0.848 114.700 -0.987
202203 -0.865 116.500 -0.991
202206 -0.852 120.500 -0.944
202209 -0.857 122.300 -0.935
202212 0.296 125.300 0.315
202303 0.296 126.800 0.312
202306 0.295 129.400 0.304
202309 0.294 130.100 0.302
202312 0.061 130.500 0.062
202403 0.088 131.600 0.089
202406 0.086 133.000 0.086
202409 0.084 133.500 0.084

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Fintech Scion Business Description

Address Portman House, 2 Portman Street, London, GBR, W1H 6DU
Fintech Scion Ltd is a fintech enterprise poised to revolutionize the financial landscape through its digital Banking-as-a-Service (BaaS) platform. Its mission is to empower merchants by furnishing them with an integrated suite of tools, skills, and solutions that streamline payment services, unlocking a realm of secure, online, and fully managed transactions and settlements. Its cutting-edge payments platform boasts a comprehensive suite of integrated payment products and services tailored to various channels be it in-store, online, or through mobile and tablet interfaces. This suite encompasses end-to-end payment processing for an array of payment types, merchant acquiring and issuing, diverse methods of mobile and contactless payments, and QR code-based solutions.