Business Description
Ryvyl Inc
NAICS : 541690
SIC : 7379
ISIN : US39366L3078
Total Employee Number:
15Description
Ryvyl Inc is a financial technology company that provides payment acceptance and disbursement solutions, mainly enabling merchants to process credit card transactions through BIN sponsorship arrangements with acquiring banks and payment processors, where it operates as an intermediary performing functions such as merchant underwriting, onboarding, risk monitoring, and customer support. The company also offers its internally developed NEMS Core platform, which facilitates automated inbound and outbound disbursements through a modular workflow system.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.37 | |||||
Equity-to-Asset | 0.05 | |||||
Debt-to-Equity | 4.68 | |||||
Debt-to-EBITDA | -0.32 | |||||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | -21.27 | |||||
Beneish M-Score | 0.86 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -58.1 | |||||
3-Year EBITDA Growth Rate | 22.3 | |||||
3-Year EPS without NRI Growth Rate | 65.6 | |||||
3-Year FCF Growth Rate | 19 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 80.26 | |||||
9-Day RSI | 72.23 | |||||
14-Day RSI | 66.97 | |||||
3-1 Month Momentum % | -11.74 | |||||
6-1 Month Momentum % | -53.87 | |||||
12-1 Month Momentum % | -82.67 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.11 | |||||
Quick Ratio | 1.11 | |||||
Cash Ratio | 0.74 | |||||
Days Sales Outstanding | 15.15 | |||||
Days Payable | 1228.74 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -94 | |||||
Shareholder Yield % | 76.25 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 45.34 | |||||
Operating Margin % | -24.98 | |||||
Net Margin % | -74.6 | |||||
EBITDA Margin % | -41.98 | |||||
FCF Margin % | -104.03 | |||||
OCF Margin % | -98.07 | |||||
ROA % | -30.49 | |||||
ROIC % | -34.96 | |||||
3-Year ROIIC % | -62.59 | |||||
ROC (Joel Greenblatt) % | -424.85 | |||||
ROCE % | -243.48 | |||||
Years of Profitability over Past 10-Year | 1 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 5 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 130.17 | |||||
PS Ratio | 0.1 | |||||
PB Ratio | 12.15 | |||||
Price-to-Tangible-Book | 19.53 | |||||
EV-to-EBIT | -0.56 | |||||
EV-to-EBITDA | -0.59 | |||||
EV-to-Revenue | 0.25 | |||||
EV-to-Forward-Revenue | 0.38 | |||||
EV-to-FCF | -0.24 | |||||
Price-to-GF-Value | 2.25 | |||||
Earnings Yield (Greenblatt) % | -178.57 | |||||
FCF Yield % | -240.87 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NAS:RVYL
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Ryvyl Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 23.495 | ||
| EPS (TTM) ($) | -46.251 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | -0.13 | ||
| 3-Year Sortino Ratio | -0.19 | ||
| Volatility % | 118.67 | ||
| 14-Day RSI | 66.97 | ||
| 14-Day ATR ($) | 0.651375 | ||
| 20-Day SMA ($) | 6.39 | ||
| 12-1 Month Momentum % | -82.67 | ||
| 52-Week Range ($) | 4.14 - 81.549999 | ||
| Shares Outstanding (Mil) | 1.28 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Ryvyl Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Ryvyl Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| General meeting for 2026 | 2026-12-15 16:00 | In 142 days | ||
| Third quarter earnings results for 2026 | 2026-11-13 | In 109 days | ||
| Second quarter earnings results for 2026 | 2026-08-14 | In 18 days | ||
| First quarter earnings results for 2026 | 2026-05-20 | 6.73 (+3.70%) | ||
| Fourth quarter earnings results for 2025 | 2026-04-28 | 5.60 (+1.27%) | ||
| Annual report for 2025 | 2026-04-15 | 5.95 (-3.09%) | ||
| 0.0285714:1 Stock Split | 2026-01-02 | 5.67 (-3.51%) | ||
| General meeting for 2025 | 2025-12-15 16:00 | 11.09 (-4.40%) | ||
| Third quarter earnings results for 2025 | 2025-11-14 | 11.37 (-3.68%) | ||
| Second quarter earnings results for 2025 | 2025-08-14 | 11.28 (+11.10%) |
Show
Entries
Ryvyl Inc Frequently Asked Questions
What is Ryvyl Inc(RVYL)'s stock price today?
The current price of RVYL is $7.81. The 52 week high of RVYL is $81.55 and 52 week low is $4.14.
When is next earnings date of Ryvyl Inc(RVYL)?
The next earnings date of Ryvyl Inc(RVYL) is 2026-08-14 Est..
Does Ryvyl Inc(RVYL) pay dividends? If so, how much?
Ryvyl Inc(RVYL) does not pay dividend.
Guru Commentaries on NAS:RVYL
No articles.
Press Release
Articles on Ryvyl Inc
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers