Mitsubishi HC Capital (FRA:5B4) Cyclically Adjusted PB Ratio: (As of Sep. 21, 2026)

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FRA:5B4 Mitsubishi HC Capital Inc FRA:5B4
79 GF Score
Price €7.65
GF Value €6.23
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Mitsubishi HC Capital Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Mitsubishi HC Capital  (FRA:5B4) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Mitsubishi HC Capital Cyclically Adjusted PB Ratio Related Terms


Mitsubishi HC Capital Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Mitsubishi HC Capital's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mitsubishi HC Capital Cyclically Adjusted PB Ratio Chart

Mitsubishi HC Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.69 0.87 0.82 0.97

Mitsubishi HC Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.82 0.92 0.92 0.99 0.91

FRA:5B4 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Mitsubishi HC Capital's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mitsubishi HC Capital Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Mitsubishi HC Capital's Cyclically Adjusted PB Ratio falls into.


FRA:5B4
79GF Score
Mitsubishi HC Capital Inc FRA:5B4
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mitsubishi HC Capital Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Mitsubishi HC Capital's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Mitsubishi HC Capital's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=7.613/113.6000*113.6000
=7.613

Current CPI (Jun. 2026) = 113.6000.

Mitsubishi HC Capital Quarterly Data

Book Value per Share CPI Adj_Book
201609 6.093 98.000 7.063
201612 5.851 98.400 6.755
201703 6.475 98.100 7.498
201706 6.058 98.500 6.987
201709 5.975 98.800 6.870
201712 6.010 99.400 6.869
201803 6.280 99.200 7.192
201806 6.305 99.200 7.220
201809 6.490 99.900 7.380
201812 6.852 99.700 7.807
201903 7.035 99.700 8.016
201906 7.065 99.800 8.042
201909 7.414 100.100 8.414
201912 7.302 100.500 8.254
202003 7.568 100.300 8.572
202006 7.305 99.900 8.307
202009 7.203 99.900 8.191
202012 7.060 99.300 8.077
202103 7.065 99.900 8.034
202106 6.485 99.500 7.404
202109 6.747 100.100 7.657
202112 6.729 100.100 7.637
202203 6.877 101.100 7.727
202206 6.996 101.800 7.807
202209 7.655 103.100 8.435
202212 7.744 104.100 8.451
202303 7.469 104.400 8.127
202306 7.135 105.200 7.705
202309 7.441 106.200 7.959
202312 7.491 106.800 7.968
202403 7.273 107.200 7.707
202406 7.367 108.200 7.735
202409 7.602 108.900 7.930
202412 7.732 110.700 7.935
202503 7.782 111.100 7.957
202506 7.316 111.700 7.440
202509 7.410 112.000 7.516
202512 7.310 113.000 7.349
202603 7.632 112.700 7.693
202606 7.613 113.600 7.613

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Mitsubishi HC Capital (FRA:5B4) Overvalued in 2026?

Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued. The current stock price of €7.65 is trading 22.8% above its estimated GF Value™ of €6.23. GuruFocus considers Mitsubishi HC Capital to be Modestly Overvalued.

Key valuation signals for FRA:5B4:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: €6.23 vs. price of €7.65 (22.8% above fair value)
  • GF Score™: 79/100 with 5 warning signs

No single metric tells the full story. See the FRA:5B4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mitsubishi HC Capital Business Description

Other Exchanges MIUFY:USA8593:Japan
Address 1-5-1 Marunouchi, Shin-Marunouchi Building, Chiyoda-ku, Tokyo, JPN, 100-6525
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
79GF Score

Get the complete analysis for FRA:5B4

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.65
Price
€6.23
GF Value