Mitsubishi HC Capital (FRA:5B4) Cyclically Adjusted Book per Share: €5.58 (As of Mar. 2026)


FRA:5B4 Mitsubishi HC Capital Inc FRA:5B4
80 GF Score
Price €7.35
GF Value €6.16
! 3 Warning Signs
View Full Analysis

What is Mitsubishi HC Capital Cyclically Adjusted Book per Share?

Mitsubishi HC Capital FRA:5B4 80 Cyclically Adjusted Book per Share is €5.58 as of Mar. 2026. GuruFocus rates FRA:5B4 with a GF Score™ of 80/100 and a GF Value™ of €6.16. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Mitsubishi HC Capital's adjusted book value per share for the three months ended in Mar. 2026 was €7.556. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €5.58 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Mitsubishi HC Capital's average Cyclically Adjusted Book Growth Rate was 7.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 8.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Mitsubishi HC Capital was 9.20% per year. The lowest was 6.90% per year. And the median was 8.05% per year.

As of today (2026-07-09), Mitsubishi HC Capital's current stock price is €7.35. Mitsubishi HC Capital's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €5.58. Mitsubishi HC Capital's Cyclically Adjusted PB Ratio of today is 1.32.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Mitsubishi HC Capital was 1.48. The lowest was 0.66. And the median was 1.00.


Mitsubishi HC Capital  (FRA:5B4) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Mitsubishi HC Capital's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=7.35/5.58
=1.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Mitsubishi HC Capital was 1.48. The lowest was 0.66. And the median was 1.00.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Mitsubishi HC Capital Cyclically Adjusted Book per Share Related Terms


Mitsubishi HC Capital Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Mitsubishi HC Capital's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mitsubishi HC Capital Cyclically Adjusted Book per Share Chart

Mitsubishi HC Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.38 5.50 5.18 5.95 5.58

Mitsubishi HC Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.95 5.70 5.68 5.50 5.58

FRA:5B4 vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Mitsubishi HC Capital's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mitsubishi HC Capital Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Mitsubishi HC Capital's Cyclically Adjusted PB Ratio falls into.


FRA:5B4
80GF Score
Mitsubishi HC Capital Inc FRA:5B4
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mitsubishi HC Capital Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Mitsubishi HC Capital's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=7.556/112.7000*112.7000
=7.556

Current CPI (Mar. 2026) = 112.7000.

Mitsubishi HC Capital Quarterly Data

Book Value per Share CPI Adj_Book
201606 5.674 98.100 6.518
201609 5.813 98.000 6.685
201612 5.638 98.400 6.457
201703 6.128 98.100 7.040
201706 5.972 98.500 6.833
201709 5.772 98.800 6.584
201712 5.831 99.400 6.611
201803 6.087 99.200 6.915
201806 6.182 99.200 7.023
201809 6.357 99.900 7.172
201812 6.535 99.700 7.387
201903 6.757 99.700 7.638
201906 6.897 99.800 7.788
201909 7.176 100.100 8.079
201912 7.149 100.500 8.017
202003 7.350 100.300 8.259
202006 7.161 99.900 8.079
202009 7.034 99.900 7.935
202012 6.929 99.300 7.864
202103 6.981 99.900 7.875
202106 6.208 99.500 7.032
202109 6.498 100.100 7.316
202112 6.615 100.100 7.448
202203 6.995 101.100 7.798
202206 6.912 101.800 7.652
202209 7.544 103.100 8.246
202212 7.525 104.100 8.147
202303 7.448 104.400 8.040
202306 7.241 105.200 7.757
202309 7.349 106.200 7.799
202312 7.338 106.800 7.743
202403 7.223 107.200 7.594
202406 0.000 108.200 0.000
202409 7.582 108.900 7.847
202412 0.000 110.700 0.000
202503 7.742 111.100 7.853
202506 7.388 111.700 7.454
202509 7.354 112.000 7.400
202512 7.313 113.000 7.294
202603 7.556 112.700 7.556

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €5.58 mean?
Mitsubishi HC Capital (FRA:5B4) has a Cyclically Adjusted Book per Share of €5.58 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Mitsubishi HC Capital and its competitors.
Is Mitsubishi HC Capital's Cyclically Adjusted Book per Share too high?
Mitsubishi HC Capital's current Cyclically Adjusted Book per Share is €5.58. Overall, Mitsubishi HC Capital has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's Cyclically Adjusted Book per Share compare to V and MA?
Mitsubishi HC Capital's Cyclically Adjusted Book per Share of €5.58 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Mitsubishi HC Capital and its competitors. Mitsubishi HC Capital's current Cyclically Adjusted Book per Share is €5.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Mitsubishi HC Capital (FRA:5B4) has a current Cyclically Adjusted Book per Share of €5.58. The stock's GF Value™ is €6.16, compared to a current price of €7.35 — trading 19.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is €5.58. Mitsubishi HC Capital's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Mitsubishi HC Capital (FRA:5B4), the current Cyclically Adjusted Book per Share is €5.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mitsubishi HC Capital (FRA:5B4) Overvalued in 2026?

Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued. The current stock price of €7.35 is trading 19.3% above its estimated GF Value™ of €6.16.

Key valuation signals for FRA:5B4:

  • Cyclically Adjusted Book per Share: €5.58
  • GF Value™: €6.16 vs. price of €7.35 (19.3% above fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the FRA:5B4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mitsubishi HC Capital Business Description

Other Exchanges MIUFY:USA8593:Japan
Address 1-5-1 Marunouchi, Shin-Marunouchi Building, Chiyoda-ku, Tokyo, JPN, 100-6525
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
80GF Score

Get the complete analysis for FRA:5B4

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.35
Price
€6.16
GF Value