Grupo Aval Acciones y Valores (FRA:6GAA) Cyclically Adjusted PB Ratio: 1.01 (As of Aug. 17, 2026) — 55% Above Median

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FRA:6GAA Grupo Aval Acciones y Valores SA FRA:6GAA
62 GF Score
Price €4.58
GF Value €3.04
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Grupo Aval Acciones y Valores Cyclically Adjusted PB Ratio?

Grupo Aval Acciones y Valores FRA:6GAA +0.44% 62 Cyclically Adjusted PB Ratio is 1.01 as of Aug. 17, 2026, which is 55% above its 10-year median of 0.65. GuruFocus rates FRA:6GAA with a GF Score™ of 62/100 and a GF Value™ of €3.04 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,284 Banks companies, Grupo Aval Acciones y Valores ranks better than 71.42% on this metric.

As of today (2026-08-17), Grupo Aval Acciones y Valores's current share price is €4.58. Grupo Aval Acciones y Valores's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €4.53. Grupo Aval Acciones y Valores's Cyclically Adjusted PB Ratio for today is 1.01.

The historical rank and industry rank for Grupo Aval Acciones y Valores's Cyclically Adjusted PB Ratio or its related term are showing as below:

FRA:6GAA' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.45   Med: 0.65   Max: 1.49
Current: 0.89

During the past years, Grupo Aval Acciones y Valores's highest Cyclically Adjusted PB Ratio was 1.49. The lowest was 0.45. And the median was 0.65.

FRA:6GAA's Cyclically Adjusted PB Ratio is ranked better than
71.42% of 1284 companies
in the Banks industry
Industry Median: 1.3 vs FRA:6GAA: 0.89

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Grupo Aval Acciones y Valores's adjusted book value per share data for the three months ended in Mar. 2026 was €3.529. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €4.53 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Grupo Aval Acciones y Valores  (FRA:6GAA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Grupo Aval Acciones y Valores Cyclically Adjusted PB Ratio Related Terms


Grupo Aval Acciones y Valores Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Grupo Aval Acciones y Valores's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Aval Acciones y Valores Cyclically Adjusted PB Ratio Chart

Grupo Aval Acciones y Valores Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.32 0.64 0.53 0.50 0.83

Grupo Aval Acciones y Valores Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.63 0.70 0.83 0.84

FRA:6GAA vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Grupo Aval Acciones y Valores's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Aval Acciones y Valores Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Aval Acciones y Valores's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Aval Acciones y Valores's Cyclically Adjusted PB Ratio falls into.


FRA:6GAA
62GF Score
Grupo Aval Acciones y Valores SA FRA:6GAA
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Aval Acciones y Valores Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Grupo Aval Acciones y Valores's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=4.58/4.53
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Aval Acciones y Valores's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Grupo Aval Acciones y Valores's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.529/330.2130*330.2130
=3.529

Current CPI (Mar. 2026) = 330.2130.

Grupo Aval Acciones y Valores Quarterly Data

Book Value per Share CPI Adj_Book
201606 3.872 241.018 5.305
201609 4.157 241.428 5.686
201612 4.317 241.432 5.904
201703 4.330 243.801 5.865
201706 4.074 244.955 5.492
201709 4.069 246.819 5.444
201712 4.098 246.524 5.489
201803 3.782 249.554 5.004
201806 4.211 251.989 5.518
201809 4.268 252.439 5.583
201812 4.344 251.233 5.710
201903 4.472 254.202 5.809
201906 4.311 256.143 5.558
201909 4.641 256.759 5.969
201912 4.568 256.974 5.870
202003 4.519 258.115 5.781
202006 4.266 257.797 5.464
202009 4.293 260.280 5.446
202012 4.277 260.474 5.422
202103 4.236 264.877 5.281
202106 4.351 271.696 5.288
202109 4.539 274.310 5.464
202112 4.639 278.802 5.494
202203 3.370 287.504 3.871
202206 3.469 296.311 3.866
202209 3.218 296.808 3.580
202212 2.745 296.797 3.054
202303 2.642 301.836 2.890
202306 2.887 305.109 3.125
202309 3.189 307.789 3.421
202312 3.237 306.746 3.485
202403 3.248 312.332 3.434
202406 3.395 314.175 3.568
202409 3.160 315.301 3.309
202412 3.166 315.605 3.313
202503 3.243 319.799 3.349
202506 3.214 322.561 3.290
202509 3.372 324.800 3.428
202512 3.547 324.054 3.614
202603 3.529 330.213 3.529

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.01 mean?
Grupo Aval Acciones y Valores (FRA:6GAA) has a Cyclically Adjusted PB Ratio of 1.01 as of Aug. 17, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo Aval Acciones y Valores and its competitors. This is 55% above median its historical median of 0.65. Over the past decade, Grupo Aval Acciones y Valores' Cyclically Adjusted PB Ratio has ranged from 0.45 to 1.49. According to the industry distribution chart, Grupo Aval Acciones y Valores ranks #367 out of 1284 companies in the Banks industry, placing it in the top 28.6%.
Is Grupo Aval Acciones y Valores' Cyclically Adjusted PB Ratio too high?
Grupo Aval Acciones y Valores' current Cyclically Adjusted PB Ratio of 1.01 is 55% above median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 1.49. The Banks industry median Cyclically Adjusted PB Ratio is 1.30. Grupo Aval Acciones y Valores' value of 1.01 is 22.3% below this industry median. Based on the distribution chart, Grupo Aval Acciones y Valores ranks #367 out of 1284 companies in the Banks industry, which is above the industry midpoint. Overall, Grupo Aval Acciones y Valores has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Aval Acciones y Valores' Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Aval Acciones y Valores ranks #367 out of 1284 companies for Cyclically Adjusted PB Ratio. This puts Grupo Aval Acciones y Valores in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.30. Grupo Aval Acciones y Valores' value of 1.01 is 22.3% below this benchmark. Historically, Grupo Aval Acciones y Valores' own Cyclically Adjusted PB Ratio has ranged from 0.45 to 1.49 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 1.30, Grupo Aval Acciones y Valores has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.30, based on 1,284 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Aval Acciones y Valores's current Cyclically Adjusted PB Ratio of 1.01 is 22.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo Aval Acciones y Valores and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Aval Acciones y Valores's current Cyclically Adjusted PB Ratio is 1.01, which is 55% above median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Aval Acciones y Valores stock overvalued right now?
Based on GuruFocus' analysis, Grupo Aval Acciones y Valores (FRA:6GAA) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.04, compared to a current price of €4.58 — trading 50.7% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.01, which is 55% above median its 10-year median of 0.65 and 22.3% below the Banks industry median of 1.30. Grupo Aval Acciones y Valores' overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Grupo Aval Acciones y Valores (FRA:6GAA), the current Cyclically Adjusted PB Ratio is 1.01 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Aval Acciones y Valores (FRA:6GAA) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Aval Acciones y Valores stock appears to be overvalued. The current stock price of €4.58 is trading 50.7% above its estimated GF Value™ of €3.04. GuruFocus considers Grupo Aval Acciones y Valores to be Significantly Overvalued.

Key valuation signals for FRA:6GAA:

  • Cyclically Adjusted PB Ratio: 1.01 (55% above median its 10-year median of 0.65)
  • GF Value™: €3.04 vs. price of €4.58 (50.7% above fair value)
  • GF Score™: 62/100 with 2 warning signs
  • Industry Position: 22.3% below the Banks median (#367 of 1284)

No single metric tells the full story. See the FRA:6GAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Aval Acciones y Valores Business Description

Address Carrera 13 No. 26A - 47, Bogota D.C., COL, 110311
Grupo Aval Acciones y Valores SA is a Colombian financial services company. Its segments include: Banking Services segment comprises Banking Services, fund management and trust businesses, storage companies and entities that manage low-value payment systems. Merchant Banking segment comprises Financial Sector (trust and brokerage), Gas and Energy Sector (includes natural gas and energy transportation and distribution businesses), Infrastructure Sector (includes road infrastructure projects, construction services, and operation and maintenance), Hotel Sector (includes hospitality services), Agribusiness Sector (includes palm oil, rubber and rice businesses). Pension and Severance Fund Management segment comprise administrator of pension and severance funds; and Holding segment.
62GF Score

Get the complete analysis for FRA:6GAA

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.58
Price
€3.04
GF Value