CAC Holdings (FRA:CB4) Cyclically Adjusted PB Ratio: 0.76 (As of Sep. 17, 2026) — 27% Below Median

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FRA:CB4 CAC Holdings Corp FRA:CB4
68 GF Score
Price €10.60
GF Value €10.18
Valuation Fairly Valued
! 1 Warning Sign
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What is CAC Holdings Cyclically Adjusted PB Ratio?

CAC Holdings FRA:CB4 68 Cyclically Adjusted PB Ratio is 0.76 as of Sep. 17, 2026, which is 27% below its 10-year median of 1.04. GuruFocus rates FRA:CB4 with a GF Score™ of 68/100 and a GF Value™ of €10.18 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,464 Software companies, CAC Holdings ranks better than 75.41% on this metric.

As of today (2026-09-17), CAC Holdings's current share price is €10.60. CAC Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €13.91. CAC Holdings's Cyclically Adjusted PB Ratio for today is 0.76.

The historical rank and industry rank for CAC Holdings's Cyclically Adjusted PB Ratio or its related term are showing as below:

FRA:CB4' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.6   Med: 1.04   Max: 1.46
Current: 1

During the past years, CAC Holdings's highest Cyclically Adjusted PB Ratio was 1.46. The lowest was 0.60. And the median was 1.04.

FRA:CB4's Cyclically Adjusted PB Ratio is ranked better than
75.41% of 1464 companies
in the Software industry
Industry Median: 2.34 vs FRA:CB4: 1.00

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

CAC Holdings's adjusted book value per share data for the three months ended in Jun. 2026 was €11.666. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €13.91 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


CAC Holdings  (FRA:CB4) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


CAC Holdings Cyclically Adjusted PB Ratio Related Terms


CAC Holdings Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for CAC Holdings's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CAC Holdings Cyclically Adjusted PB Ratio Chart

CAC Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 0.80 0.83 0.71 0.79

CAC Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.87 0.89 0.79 0.70 0.67

FRA:CB4 vs IBM, ACN, CTSH: Cyclically Adjusted PB Ratio Comparison

For the Information Technology Services subindustry, CAC Holdings's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CAC Holdings Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, CAC Holdings's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CAC Holdings's Cyclically Adjusted PB Ratio falls into.


FRA:CB4
68GF Score
CAC Holdings Corp FRA:CB4
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CAC Holdings Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

CAC Holdings's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=10.60/13.906
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CAC Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, CAC Holdings's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=11.666/113.6000*113.6000
=11.666

Current CPI (Jun. 2026) = 113.6000.

CAC Holdings Quarterly Data

Book Value per Share CPI Adj_Book
201609 12.624 98.000 14.634
201612 12.206 98.400 14.091
201703 13.081 98.100 15.148
201706 12.381 98.500 14.279
201709 12.433 98.800 14.295
201712 13.004 99.400 14.862
201803 12.918 99.200 14.793
201806 13.701 99.200 15.690
201809 14.509 99.900 16.499
201812 12.481 99.700 14.221
201903 13.331 99.700 15.190
201906 13.959 99.800 15.889
201909 13.655 100.100 15.497
201912 12.803 100.500 14.472
202003 12.001 100.300 13.592
202006 12.446 99.900 14.153
202009 12.323 99.900 14.013
202012 12.315 99.300 14.088
202103 12.760 99.900 14.510
202106 12.998 99.500 14.840
202109 14.035 100.100 15.928
202112 14.200 100.100 16.115
202203 13.186 101.100 14.816
202206 12.240 101.800 13.659
202209 12.446 103.100 13.714
202212 12.237 104.100 13.354
202303 11.595 104.400 12.617
202306 11.316 105.200 12.220
202309 11.262 106.200 12.047
202312 12.185 106.800 12.961
202403 11.981 107.200 12.696
202406 12.209 108.200 12.818
202409 12.778 108.900 13.329
202412 13.568 110.700 13.923
202503 12.423 111.100 12.703
202506 12.171 111.700 12.378
202509 11.687 112.000 11.854
202512 11.371 113.000 11.431
202603 11.172 112.700 11.261
202606 11.666 113.600 11.666

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.76 mean?
CAC Holdings (FRA:CB4) has a Cyclically Adjusted PB Ratio of 0.76 as of Sep. 17, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on CAC Holdings and its competitors. This is 27% below median its historical median of 1.04. Over the past decade, CAC Holdings' Cyclically Adjusted PB Ratio has ranged from 0.60 to 1.46. According to the industry distribution chart, CAC Holdings ranks #360 out of 1464 companies in the Software industry, placing it in the top 24.6%.
Is CAC Holdings' Cyclically Adjusted PB Ratio too high?
CAC Holdings' current Cyclically Adjusted PB Ratio of 0.76 is 27% below median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 1.46. The Software industry median Cyclically Adjusted PB Ratio is 2.34. CAC Holdings' value of 0.76 is 67.5% below this industry median. Based on the distribution chart, CAC Holdings ranks #360 out of 1464 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, CAC Holdings has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CAC Holdings' Cyclically Adjusted PB Ratio compare to IBM and ACN?
According to the Software industry distribution chart, CAC Holdings ranks #360 out of 1464 companies for Cyclically Adjusted PB Ratio. This places CAC Holdings in the top 25% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 2.34. CAC Holdings' value of 0.76 is 67.5% below this benchmark. Historically, CAC Holdings' own Cyclically Adjusted PB Ratio has ranged from 0.60 to 1.46 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 2.34, CAC Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.34, based on 1,464 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CAC Holdings's current Cyclically Adjusted PB Ratio of 0.76 is 67.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on CAC Holdings and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CAC Holdings's current Cyclically Adjusted PB Ratio is 0.76, which is 27% below median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAC Holdings stock overvalued right now?
Based on GuruFocus' analysis, CAC Holdings (FRA:CB4) is currently considered Fairly Valued. The stock's GF Value™ is €10.18, compared to a current price of €10.60 — trading 4.1% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.76, which is 27% below median its 10-year median of 1.04 and 67.5% below the Software industry median of 2.34. CAC Holdings' overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For CAC Holdings (FRA:CB4), the current Cyclically Adjusted PB Ratio is 0.76 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CAC Holdings (FRA:CB4) Overvalued in 2026?

Based on GuruFocus' analysis, CAC Holdings stock appears to be overvalued. The current stock price of €10.60 is trading 4.1% above its estimated GF Value™ of €10.18. GuruFocus considers CAC Holdings to be Fairly Valued.

Key valuation signals for FRA:CB4:

  • Cyclically Adjusted PB Ratio: 0.76 (27% below median its 10-year median of 1.04)
  • GF Value™: €10.18 vs. price of €10.60 (4.1% above fair value)
  • GF Score™: 68/100 with 1 warning sign
  • Industry Position: 67.5% below the Software median (#360 of 1464)

No single metric tells the full story. See the FRA:CB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CAC Holdings Business Description

Other Exchanges CAXCF:USA4725:Japan
Address 24-1, Hakozaki-cho, Nihonbashi, Chuo-ku, Tokyo, JPN, 103-0015
CAC Holdings Corp is a Japan-based Information technology (IT) services, provider. The company is mainly engaged in systems development and systems operation. The company also provides outsourcing services, mainly in the field of Contract Research Organization (CRO) services. Other services offered by the company include systems consulting services, systems integration services, systems development services, systems maintenance services, Business process outsourcing (BPO) services, systems operation services, data center services, help desk services, desktop services, information processing services and software/hardware marketing.
68GF Score

Get the complete analysis for FRA:CB4

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.60
Price
€10.18
GF Value