CAC Holdings (FRA:CB4) Cyclically Adjusted PB Ratio: 0.96 (As of Jul. 21, 2026) — Near Median

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FRA:CB4 CAC Holdings Corp FRA:CB4
70 GF Score
Price €9.60
GF Value €9.66
! 2 Warning Signs
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What is CAC Holdings Cyclically Adjusted PB Ratio?

CAC Holdings FRA:CB4 70 Cyclically Adjusted PB Ratio is 0.96 as of Jul. 21, 2026, which is 8% below its 10-year median of 1.04. GuruFocus rates FRA:CB4 with a GF Score™ of 70/100 and a GF Value™ of €9.66. The stock has 2 warning signs investors should review. Among 1,595 Software companies, CAC Holdings ranks better than 74.86% on this metric.

As of today (2026-07-21), CAC Holdings's current share price is €9.60. CAC Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 was €10.00. CAC Holdings's Cyclically Adjusted PB Ratio for today is 0.96.

The historical rank and industry rank for CAC Holdings's Cyclically Adjusted PB Ratio or its related term are showing as below:

FRA:CB4' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.6   Med: 1.04   Max: 1.46
Current: 0.97

During the past years, CAC Holdings's highest Cyclically Adjusted PB Ratio was 1.46. The lowest was 0.60. And the median was 1.04.

FRA:CB4's Cyclically Adjusted PB Ratio is ranked better than
74.86% of 1595 companies
in the Software industry
Industry Median: 2.26 vs FRA:CB4: 0.97

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

CAC Holdings's adjusted book value per share data for the three months ended in Dec. 2025 was €11.279. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €10.00 for the trailing ten years ended in Dec. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


CAC Holdings  (FRA:CB4) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


CAC Holdings Cyclically Adjusted PB Ratio Related Terms


CAC Holdings Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for CAC Holdings's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CAC Holdings Cyclically Adjusted PB Ratio Chart

CAC Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.01 0.91 1.04 0.92 1.10

CAC Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.14 1.09 1.18 1.10 0.00

FRA:CB4 vs IBM, ACN, FISV: Cyclically Adjusted PB Ratio Comparison

For the Information Technology Services subindustry, CAC Holdings's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CAC Holdings Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, CAC Holdings's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CAC Holdings's Cyclically Adjusted PB Ratio falls into.


FRA:CB4
70GF Score
CAC Holdings Corp FRA:CB4
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CAC Holdings Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

CAC Holdings's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=9.60/10.00
=0.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CAC Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, CAC Holdings's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book=Book Value per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=11.279/113.0000*113.0000
=11.279

Current CPI (Dec. 2025) = 113.0000.

CAC Holdings Quarterly Data

Book Value per Share CPI Adj_Book
201603 10.880 97.900 12.558
201606 11.549 98.100 13.303
201609 12.188 98.000 14.054
201612 11.826 98.400 13.581
201703 12.376 98.100 14.256
201706 12.199 98.500 13.995
201709 12.253 98.800 14.014
201712 12.871 99.400 14.632
201803 12.633 99.200 14.390
201806 13.485 99.200 15.361
201809 14.342 99.900 16.223
201812 11.964 99.700 13.560
201903 12.878 99.700 14.596
201906 13.660 99.800 15.467
201909 13.204 100.100 14.906
201912 12.473 100.500 14.024
202003 11.532 100.300 12.992
202006 12.068 99.900 13.650
202009 11.856 99.900 13.411
202012 11.919 99.300 13.563
202103 12.533 99.900 14.176
202106 12.655 99.500 14.372
202109 13.746 100.100 15.517
202112 14.167 100.100 15.993
202203 13.339 101.100 14.909
202206 12.036 101.800 13.360
202209 12.237 103.100 13.412
202212 11.777 104.100 12.784
202303 11.593 104.400 12.548
202306 11.533 105.200 12.388
202309 11.167 106.200 11.882
202312 11.933 106.800 12.626
202403 11.895 107.200 12.539
202406 12.208 108.200 12.750
202409 12.665 108.900 13.142
202412 13.584 110.700 13.866
202503 12.300 111.100 12.510
202506 12.228 111.700 12.370
202509 11.529 112.000 11.632
202512 11.279 113.000 11.279

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.96 mean?
CAC Holdings (FRA:CB4) has a Cyclically Adjusted PB Ratio of 0.96 as of Jul. 21, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on CAC Holdings and its competitors. This is near median its historical median of 1.04. Over the past decade, CAC Holdings' Cyclically Adjusted PB Ratio has ranged from 0.60 to 1.46. According to the industry distribution chart, CAC Holdings ranks #401 out of 1595 companies in the Software industry, placing it in the top 25.1%.
Is CAC Holdings' Cyclically Adjusted PB Ratio too high?
CAC Holdings' current Cyclically Adjusted PB Ratio of 0.96 is near median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 1.46. The Software industry median Cyclically Adjusted PB Ratio is 2.26. CAC Holdings' value of 0.96 is 57.5% below this industry median. Based on the distribution chart, CAC Holdings ranks #401 out of 1595 companies in the Software industry, which is above the industry midpoint. Overall, CAC Holdings has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does CAC Holdings' Cyclically Adjusted PB Ratio compare to IBM and ACN?
According to the Software industry distribution chart, CAC Holdings ranks #401 out of 1595 companies for Cyclically Adjusted PB Ratio. This puts CAC Holdings in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.26. CAC Holdings' value of 0.96 is 57.5% below this benchmark. Historically, CAC Holdings' own Cyclically Adjusted PB Ratio has ranged from 0.60 to 1.46 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 2.26, CAC Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.26, based on 1,595 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CAC Holdings's current Cyclically Adjusted PB Ratio of 0.96 is 57.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on CAC Holdings and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CAC Holdings's current Cyclically Adjusted PB Ratio is 0.96, which is near median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAC Holdings stock overvalued right now?
CAC Holdings (FRA:CB4) has a current Cyclically Adjusted PB Ratio of 0.96. The stock's GF Value™ is €9.66, compared to a current price of €9.60 — trading 0.6% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.96, which is near median its 10-year median of 1.04 and 57.5% below the Software industry median of 2.26. CAC Holdings' overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For CAC Holdings (FRA:CB4), the current Cyclically Adjusted PB Ratio is 0.96 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CAC Holdings (FRA:CB4) Overvalued in 2026?

Based on GuruFocus' analysis, CAC Holdings stock appears to be undervalued. The current stock price of €9.60 is trading 0.6% below its estimated GF Value™ of €9.66.

Key valuation signals for FRA:CB4:

  • Cyclically Adjusted PB Ratio: 0.96 (near median its 10-year median of 1.04)
  • GF Value™: €9.66 vs. price of €9.60 (0.6% below fair value)
  • GF Score™: 70/100 with 2 warning signs
  • Industry Position: 57.5% below the Software median (#401 of 1595)

No single metric tells the full story. See the FRA:CB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CAC Holdings Business Description

Other Exchanges CAXCF:USA4725:Japan
Address 24-1, Hakozaki-cho, Nihonbashi, Chuo-ku, Tokyo, JPN, 103-0015
CAC Holdings Corp is a Japan-based Information technology (IT) services, provider. The company is mainly engaged in systems development and systems operation. The company also provides outsourcing services, mainly in the field of Contract Research Organization (CRO) services. Other services offered by the company include systems consulting services, systems integration services, systems development services, systems maintenance services, Business process outsourcing (BPO) services, systems operation services, data center services, help desk services, desktop services, information processing services and software/hardware marketing.
70GF Score

Get the complete analysis for FRA:CB4

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.60
Price
€9.66
GF Value