Intellicheck (FRA:J5L1) Cyclically Adjusted PB Ratio: 2.30 (As of Aug. 25, 2026) — 70% Above Median

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FRA:J5L1 Intellicheck Inc FRA:J5L1
65 GF Score
Price €2.48
GF Value €3.03
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Intellicheck Cyclically Adjusted PB Ratio?

Intellicheck FRA:J5L1 65 Cyclically Adjusted PB Ratio is 2.30 as of Aug. 25, 2026, which is 70% above its 10-year median of 1.35. GuruFocus rates FRA:J5L1 with a GF Score™ of 65/100 and a GF Value™ of €3.03 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,515 Software companies, Intellicheck ranks worse than 52.28% on this metric.

As of today (2026-08-25), Intellicheck's current share price is €2.48. Intellicheck's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €1.08. Intellicheck's Cyclically Adjusted PB Ratio for today is 2.30.

The historical rank and industry rank for Intellicheck's Cyclically Adjusted PB Ratio or its related term are showing as below:

FRA:J5L1' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.28   Med: 1.35   Max: 7.08
Current: 2.43

During the past years, Intellicheck's highest Cyclically Adjusted PB Ratio was 7.08. The lowest was 0.28. And the median was 1.35.

FRA:J5L1's Cyclically Adjusted PB Ratio is ranked worse than
52.28% of 1515 companies
in the Software industry
Industry Median: 2.31 vs FRA:J5L1: 2.43

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Intellicheck's adjusted book value per share data for the three months ended in Jun. 2026 was €0.964. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €1.08 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Intellicheck  (FRA:J5L1) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Intellicheck Cyclically Adjusted PB Ratio Related Terms


Intellicheck Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Intellicheck's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intellicheck Cyclically Adjusted PB Ratio Chart

Intellicheck Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.81 0.95 1.15 2.12 5.58

Intellicheck Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.28 4.22 5.58 5.85 3.45

FRA:J5L1 vs RSSS, FRMM, AEYE: Cyclically Adjusted PB Ratio Comparison

For the Software - Application subindustry, Intellicheck's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intellicheck Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Intellicheck's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Intellicheck's Cyclically Adjusted PB Ratio falls into.


FRA:J5L1
65GF Score
Intellicheck Inc FRA:J5L1
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intellicheck Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Intellicheck's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.48/1.08
=2.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intellicheck's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Intellicheck's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.964/333.9520*333.9520
=0.964

Current CPI (Jun. 2026) = 333.9520.

Intellicheck Quarterly Data

Book Value per Share CPI Adj_Book
201609 1.145 241.428 1.584
201612 1.144 241.432 1.582
201703 1.055 243.801 1.445
201706 0.926 244.955 1.262
201709 1.055 246.819 1.427
201712 0.901 246.524 1.221
201803 0.815 249.554 1.091
201806 0.803 251.989 1.064
201809 0.744 252.439 0.984
201812 0.726 251.233 0.965
201903 0.683 254.202 0.897
201906 0.647 256.143 0.844
201909 0.642 256.759 0.835
201912 0.659 256.974 0.856
202003 0.675 258.115 0.873
202006 1.087 257.797 1.408
202009 0.960 260.280 1.232
202012 0.992 260.474 1.272
202103 1.000 264.877 1.261
202106 0.985 271.696 1.211
202109 0.994 274.310 1.210
202112 0.929 278.802 1.113
202203 0.921 287.504 1.070
202206 0.920 296.311 1.037
202209 0.978 296.808 1.100
202212 0.880 296.797 0.990
202303 0.867 301.836 0.959
202306 0.831 305.109 0.910
202309 0.829 307.789 0.899
202312 0.819 306.746 0.892
202403 0.814 312.332 0.870
202406 0.825 314.175 0.877
202409 0.771 315.301 0.817
202412 0.857 315.605 0.907
202503 0.822 319.799 0.858
202506 0.779 322.561 0.807
202509 0.798 324.800 0.820
202512 0.874 324.054 0.901
202603 0.920 330.213 0.930
202606 0.964 333.952 0.964

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.30 mean?
Intellicheck (FRA:J5L1) has a Cyclically Adjusted PB Ratio of 2.30 as of Aug. 25, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Intellicheck and its competitors. This is 70% above median its historical median of 1.35. Over the past decade, Intellicheck's Cyclically Adjusted PB Ratio has ranged from 0.28 to 7.08. According to the industry distribution chart, Intellicheck ranks #792 out of 1515 companies in the Software industry, placing it in the top 52.3%.
Is Intellicheck's Cyclically Adjusted PB Ratio too high?
Intellicheck's current Cyclically Adjusted PB Ratio of 2.30 is 70% above median its 10-year median of 1.35. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 7.08. The Software industry median Cyclically Adjusted PB Ratio is 2.31. Intellicheck's value of 2.30 is 0.4% below this industry median. Based on the distribution chart, Intellicheck ranks #792 out of 1515 companies in the Software industry, which is below the industry midpoint. Overall, Intellicheck has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Intellicheck's Cyclically Adjusted PB Ratio compare to RSSS and FRMM?
According to the Software industry distribution chart, Intellicheck ranks #792 out of 1515 companies for Cyclically Adjusted PB Ratio. This places Intellicheck in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.31. Intellicheck's value of 2.30 is 0.4% below this benchmark. Historically, Intellicheck's own Cyclically Adjusted PB Ratio has ranged from 0.28 to 7.08 over the past decade. While the company's 10-year median is 1.35 vs. the industry median of 2.31, Intellicheck has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.31, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intellicheck's current Cyclically Adjusted PB Ratio of 2.30 is 0.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Intellicheck and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intellicheck's current Cyclically Adjusted PB Ratio is 2.30, which is 70% above median its own 10-year median of 1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intellicheck stock overvalued right now?
Based on GuruFocus' analysis, Intellicheck (FRA:J5L1) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.03, compared to a current price of €2.48 — trading 18.2% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.30, which is 70% above median its 10-year median of 1.35 and 0.4% below the Software industry median of 2.31. Intellicheck's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Intellicheck (FRA:J5L1), the current Cyclically Adjusted PB Ratio is 2.30 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intellicheck (FRA:J5L1) Overvalued in 2026?

Based on GuruFocus' analysis, Intellicheck stock appears to be undervalued. The current stock price of €2.48 is trading 18.2% below its estimated GF Value™ of €3.03. GuruFocus considers Intellicheck to be Modestly Undervalued.

Key valuation signals for FRA:J5L1:

  • Cyclically Adjusted PB Ratio: 2.30 (70% above median its 10-year median of 1.35)
  • GF Value™: €3.03 vs. price of €2.48 (18.2% below fair value)
  • GF Score™: 65/100 with 2 warning signs
  • Industry Position: 0.4% below the Software median (#792 of 1515)

No single metric tells the full story. See the FRA:J5L1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intellicheck Business Description

Other Exchanges IDN:USAJ5L1:Germany
Address 200 Broadhollow Road, Suite 207, Melville, NY, USA, 11747
Intellicheck Inc is a trusted industry leader in technology solutions that stop identity theft and fraud with real-time identification authentication and age verification. The group delivers on-demand digital and physical identity verification solutions for KYC, AML, fraud prevention, and age verification needs. The products of the company includes solutions for preventing identity fraud across any industry delivered via smartphone, tablet, POS integration or other electronic devices.
65GF Score

Get the complete analysis for FRA:J5L1

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.48
Price
€3.03
GF Value