Intellicheck (FRA:J5L1) Net Current Asset Value: €0.48 (As of Mar. 2026) — 95% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:J5L1 Intellicheck Inc FRA:J5L1
65 GF Score
Price €3.16
GF Value €2.91
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Intellicheck Net Current Asset Value?

Intellicheck FRA:J5L1 +0.64% 65 Net Current Asset Value is €0.48 as of Mar. 2026, which is 100% below its 10-year median of 9.30. GuruFocus rates FRA:J5L1 with a GF Score™ of 65/100 and a GF Value™ of €2.91 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,757 Software companies, Intellicheck ranks worse than 61.81% on this metric.

In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).

Intellicheck's net current asset value per share for the quarter that ended in Mar. 2026 was €0.48.

The historical rank and industry rank for Intellicheck's Net Current Asset Value or its related term are showing as below:

FRA:J5L1' s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 4.19   Med: 9.3   Max: 55.57
Current: 6.72

During the past 13 years, the highest Price-to-Net-Current-Asset-Value Ratio of Intellicheck was 55.57. The lowest was 4.19. And the median was 9.30.

FRA:J5L1's Price-to-Net-Current-Asset-Value is ranked worse than
61.81% of 1757 companies
in the Software industry
Industry Median: 4.77 vs FRA:J5L1: 6.72

Intellicheck  (FRA:J5L1) Net Current Asset Value Explanation

Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."

The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]

Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.

One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham’s strategy produced similar results.

Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.


Intellicheck Net Current Asset Value Related Terms


Intellicheck Net Current Asset Value Historical Data

* Premium members only.

The historical data trend for Intellicheck's Net Current Asset Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intellicheck Net Current Asset Value Chart

Intellicheck Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Current Asset Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.49 0.43 0.37 0.32 0.43

Intellicheck Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Current Asset Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.31 0.31 0.34 0.43 0.48

FRA:J5L1 vs RSSS, FRMM, AEYE: Net Current Asset Value Comparison

For the Software - Application subindustry, Intellicheck's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intellicheck Price-to-Net-Current-Asset-Value vs Software Industry

For the Software industry and Technology sector, Intellicheck's Price-to-Net-Current-Asset-Value distribution charts can be found below:

* The bar in red indicates where Intellicheck's Price-to-Net-Current-Asset-Value falls into.


FRA:J5L1
65GF Score
Intellicheck Inc FRA:J5L1
Net Current Asset Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intellicheck Net Current Asset Value Calculation

Intellicheck's Net Current Asset Value (NCAV) per share for the fiscal year that ended in Dec. 2025 is calculated as

Net Current Asset Value Per Share(A: Dec. 2025 )
=(Total Current Assets-Total Liabilities-Minority Interest-Preferred Stock)/Shares Outstanding (EOP)
=(11.877-3.232-0-0)/20.225
=0.43

Intellicheck's Net Current Asset Value (NCAV) per share for the quarter that ended in Mar. 2026 is calculated as

Net Current Asset Value Per Share(Q: Mar. 2026 )
=(Total Current Assets-Total Liabilities-Minority Interest-Preferred Stock)/Shares Outstanding (EOP)
=(14.441-4.823-0-0)/20.239
=0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Current Asset Value of €0.48 mean?
Intellicheck (FRA:J5L1) has a Net Current Asset Value of €0.48 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Intellicheck and its competitors. This is 95% below median its historical median of 9.30. Over the past decade, Intellicheck's Net Current Asset Value has ranged from 4.19 to 55.57. According to the industry distribution chart, Intellicheck ranks #1086 out of 1757 companies in the Software industry, placing it in the top 61.8%.
Is Intellicheck's Net Current Asset Value too high?
Intellicheck's current Net Current Asset Value of €0.48 is 95% below median its 10-year median of 9.30. Over the past 10 years, this metric has ranged from a low of 4.19 to a high of 55.57. Based on the distribution chart, Intellicheck ranks #1086 out of 1757 companies in the Software industry, which is below the industry midpoint. Overall, Intellicheck has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Intellicheck's Net Current Asset Value compare to RSSS and FRMM?
According to the Software industry distribution chart, Intellicheck ranks #1086 out of 1757 companies for Net Current Asset Value. This places Intellicheck in the lower half of its industry. The industry median Net Current Asset Value is 4.77. Historically, Intellicheck's own Net Current Asset Value has ranged from 4.19 to 55.57 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Software company?
The median Net Current Asset Value among Software companies is 4.77, based on 1,757 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Intellicheck and its competitors. For the Software industry, the median Net Current Asset Value is 4.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intellicheck's current Net Current Asset Value is €0.48, which is 95% below median its own 10-year median of 9.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intellicheck stock overvalued right now?
Based on GuruFocus' analysis, Intellicheck (FRA:J5L1) is currently considered Fairly Valued. The stock's GF Value™ is €2.91, compared to a current price of €3.16 — trading 8.6% above its estimated fair value. The current Net Current Asset Value is €0.48, which is 95% below median its 10-year median of 9.30. Intellicheck's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Intellicheck (FRA:J5L1), the current Net Current Asset Value is €0.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intellicheck (FRA:J5L1) Overvalued in 2026?

Based on GuruFocus' analysis, Intellicheck stock appears to be overvalued. The current stock price of €3.16 is trading 8.6% above its estimated GF Value™ of €2.91. GuruFocus considers Intellicheck to be Fairly Valued.

Key valuation signals for FRA:J5L1:

  • Net Current Asset Value: €0.48 (95% below median its 10-year median of 9.30)
  • GF Value™: €2.91 vs. price of €3.16 (8.6% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the FRA:J5L1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intellicheck Business Description

Other Exchanges IDN:USAJ5L1:Germany
Address 200 Broadhollow Road, Suite 207, Melville, NY, USA, 11747
Intellicheck Inc is a trusted industry leader in technology solutions that stop identity theft and fraud with real-time identification authentication and age verification. The group delivers on-demand digital and physical identity verification solutions for KYC, AML, fraud prevention, and age verification needs. The products of the company includes solutions for preventing identity fraud across any industry delivered via smartphone, tablet, POS integration or other electronic devices.
65GF Score

Get the complete analysis for FRA:J5L1

Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.16
Price
€2.91
GF Value