Yunfeng Financial Group (FRA:MNA1) Cyclically Adjusted PB Ratio: 0.56 (As of Aug. 19, 2026) — 32% Below Median

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FRA:MNA1 Yunfeng Financial Group Ltd FRA:MNA1
39 GF Score
Price €0.17
! 2 Warning Signs
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What is Yunfeng Financial Group Cyclically Adjusted PB Ratio?

Yunfeng Financial Group FRA:MNA1 -1.14% 39 Cyclically Adjusted PB Ratio is 0.56 as of Aug. 19, 2026, which is 32% below its 10-year median of 0.82. GuruFocus rates FRA:MNA1 with a GF Score™ of 39/100. The stock has 2 warning signs investors should review. Among 414 Insurance companies, Yunfeng Financial Group ranks better than 86.23% on this metric.

As of today (2026-08-19), Yunfeng Financial Group's current share price is €0.174. Yunfeng Financial Group's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 was €0.31. Yunfeng Financial Group's Cyclically Adjusted PB Ratio for today is 0.56.

The historical rank and industry rank for Yunfeng Financial Group's Cyclically Adjusted PB Ratio or its related term are showing as below:

FRA:MNA1' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.27   Med: 0.82   Max: 15.19
Current: 0.54

During the past 13 years, Yunfeng Financial Group's highest Cyclically Adjusted PB Ratio was 15.19. The lowest was 0.27. And the median was 0.82.

FRA:MNA1's Cyclically Adjusted PB Ratio is ranked better than
86.23% of 414 companies
in the Insurance industry
Industry Median: 1.4 vs FRA:MNA1: 0.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Yunfeng Financial Group's adjusted book value per share data of for the fiscal year that ended in Dec25 was €0.340. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €0.31 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Yunfeng Financial Group  (FRA:MNA1) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Yunfeng Financial Group Cyclically Adjusted PB Ratio Related Terms


Yunfeng Financial Group Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Yunfeng Financial Group's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yunfeng Financial Group Cyclically Adjusted PB Ratio Chart

Yunfeng Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.61 0.43 0.36 0.37 1.07

Yunfeng Financial Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.36 0.00 0.37 0.00 1.07

FRA:MNA1 vs AFL, MET, PRU: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Life subindustry, Yunfeng Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yunfeng Financial Group Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Yunfeng Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Yunfeng Financial Group's Cyclically Adjusted PB Ratio falls into.


FRA:MNA1
39GF Score
Yunfeng Financial Group Ltd FRA:MNA1
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Yunfeng Financial Group Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Yunfeng Financial Group's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.174/0.31
=0.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yunfeng Financial Group's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Yunfeng Financial Group's adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.34/120.7036*120.7036
=0.340

Current CPI (Dec25) = 120.7036.

Yunfeng Financial Group Annual Data

Book Value per Share CPI Adj_Book
201612 0.226 103.225 0.264
201712 0.185 104.984 0.213
201812 0.322 107.622 0.361
201912 0.361 110.700 0.394
202012 0.367 109.711 0.404
202112 0.346 112.349 0.372
202212 0.345 114.548 0.364
202312 0.335 117.296 0.345
202412 0.333 118.945 0.338
202512 0.340 120.704 0.340

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.56 mean?
Yunfeng Financial Group (FRA:MNA1) has a Cyclically Adjusted PB Ratio of 0.56 as of Aug. 19, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Yunfeng Financial Group and its competitors. This is 32% below median its historical median of 0.82. Over the past decade, Yunfeng Financial Group's Cyclically Adjusted PB Ratio has ranged from 0.27 to 15.19. According to the industry distribution chart, Yunfeng Financial Group ranks #57 out of 414 companies in the Insurance industry, placing it in the top 13.8%.
Is Yunfeng Financial Group's Cyclically Adjusted PB Ratio too high?
Yunfeng Financial Group's current Cyclically Adjusted PB Ratio of 0.56 is 32% below median its 10-year median of 0.82. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 15.19. The Insurance industry median Cyclically Adjusted PB Ratio is 1.40. Yunfeng Financial Group's value of 0.56 is 60% below this industry median. Based on the distribution chart, Yunfeng Financial Group ranks #57 out of 414 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Yunfeng Financial Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Yunfeng Financial Group's Cyclically Adjusted PB Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Yunfeng Financial Group ranks #57 out of 414 companies for Cyclically Adjusted PB Ratio. This places Yunfeng Financial Group in the top 14% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.40. Yunfeng Financial Group's value of 0.56 is 60% below this benchmark. Historically, Yunfeng Financial Group's own Cyclically Adjusted PB Ratio has ranged from 0.27 to 15.19 over the past decade. While the company's 10-year median is 0.82 vs. the industry median of 1.40, Yunfeng Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.40, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yunfeng Financial Group's current Cyclically Adjusted PB Ratio of 0.56 is 60% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Yunfeng Financial Group and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yunfeng Financial Group's current Cyclically Adjusted PB Ratio is 0.56, which is 32% below median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yunfeng Financial Group stock overvalued right now?
Yunfeng Financial Group (FRA:MNA1) has a current Cyclically Adjusted PB Ratio of 0.56. The current Cyclically Adjusted PB Ratio is 0.56, which is 32% below median its 10-year median of 0.82 and 60% below the Insurance industry median of 1.40. Yunfeng Financial Group's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Yunfeng Financial Group (FRA:MNA1), the current Cyclically Adjusted PB Ratio is 0.56 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Yunfeng Financial Group Business Description

Other Exchanges 00376:Hong Kong
Address 38 Gloucester Road, 18th Floor, Rooms 1803-1806, China Evergrande Centre, Wanchai, Hong Kong, HKG
Yunfeng Financial Group Ltd is an investment holding company that provides security trading, advisory, and asset management services. The company operates through two operating segments: Insurance business, which engages in the writing of long-term assurance business; and Other financial services & corporate, which includes Securities brokerage, Wealth management, Principal investment, Consultancy & advisory services, Financial technology activities, and Corporate service. The company's revenue is derived from the Insurance business. The group's operations are in Hong Kong and Macao generating key revenue from Hong Kong region.
39GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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