Universal (FRA:UVV) Cyclically Adjusted PB Ratio: 0.71 (As of Aug. 12, 2026) — 23% Below Median

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FRA:UVV Universal Corp FRA:UVV
73 GF Score
Price €41.02
GF Value €46.74
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Universal Cyclically Adjusted PB Ratio?

Universal FRA:UVV +0.15% 73 Cyclically Adjusted PB Ratio is 0.71 as of Aug. 12, 2026, which is 23% below its 10-year median of 0.92. GuruFocus rates FRA:UVV with a GF Score™ of 73/100 and a GF Value™ of €46.74 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 28 Tobacco Products companies, Universal ranks better than 78.57% on this metric.

As of today (2026-08-12), Universal's current share price is €41.02. Universal's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €57.86. Universal's Cyclically Adjusted PB Ratio for today is 0.71.

The historical rank and industry rank for Universal's Cyclically Adjusted PB Ratio or its related term are showing as below:

FRA:UVV' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.71   Med: 0.92   Max: 1.67
Current: 0.71

During the past years, Universal's highest Cyclically Adjusted PB Ratio was 1.67. The lowest was 0.71. And the median was 0.92.

FRA:UVV's Cyclically Adjusted PB Ratio is ranked better than
78.57% of 28 companies
in the Tobacco Products industry
Industry Median: 2.47 vs FRA:UVV: 0.71

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Universal's adjusted book value per share data for the three months ended in Jun. 2026 was €48.064. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €57.86 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Universal  (FRA:UVV) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Universal Cyclically Adjusted PB Ratio Related Terms


Universal Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Universal's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Cyclically Adjusted PB Ratio Chart

Universal Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.98 0.86 0.82 0.88 0.81

Universal Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 0.87 0.82 0.81 0.80

FRA:UVV vs TPB, AIIR, ISPR: Cyclically Adjusted PB Ratio Comparison

For the Tobacco subindustry, Universal's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Cyclically Adjusted PB Ratio vs Tobacco Products Industry

For the Tobacco Products industry and Consumer Defensive sector, Universal's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Universal's Cyclically Adjusted PB Ratio falls into.


FRA:UVV
73GF Score
Universal Corp FRA:UVV
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Universal Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Universal's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=41.02/57.86
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Universal's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=48.064/333.9520*333.9520
=48.064

Current CPI (Jun. 2026) = 333.9520.

Universal Quarterly Data

Book Value per Share CPI Adj_Book
201609 46.575 241.428 64.424
201612 50.190 241.432 69.423
201703 47.591 243.801 65.189
201706 45.054 244.955 61.423
201709 43.042 246.819 58.237
201712 44.580 246.524 60.390
201803 43.669 249.554 58.438
201806 45.332 251.989 60.077
201809 45.867 252.439 60.678
201812 47.331 251.233 62.915
201903 47.352 254.202 62.208
201906 46.440 256.143 60.547
201909 47.467 256.759 61.738
201912 47.737 256.974 62.037
202003 46.197 258.115 59.770
202006 44.828 257.797 58.070
202009 42.926 260.280 55.076
202012 42.601 260.474 54.618
202103 44.794 264.877 56.475
202106 44.032 271.696 54.121
202109 44.814 274.310 54.558
202112 47.331 278.802 56.694
202203 49.581 287.504 57.591
202206 50.970 296.311 57.445
202209 54.494 296.808 61.314
202212 52.315 296.797 58.864
202303 53.141 301.836 58.795
202306 51.727 305.109 56.617
202309 52.813 307.789 57.302
202312 52.912 306.746 57.605
202403 53.808 312.332 57.533
202406 53.214 314.175 56.564
202409 51.785 315.301 54.848
202412 56.050 315.605 59.308
202503 54.587 319.799 57.003
202506 50.987 322.561 52.788
202509 50.270 324.800 51.686
202512 50.813 324.054 52.365
202603 49.124 330.213 49.680
202606 48.064 333.952 48.064

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.71 mean?
Universal (FRA:UVV) has a Cyclically Adjusted PB Ratio of 0.71 as of Aug. 12, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Universal and its competitors. This is 23% below median its historical median of 0.92. Over the past decade, Universal's Cyclically Adjusted PB Ratio has ranged from 0.71 to 1.67. According to the industry distribution chart, Universal ranks #6 out of 28 companies in the Tobacco Products industry, placing it in the top 21.4%.
Is Universal's Cyclically Adjusted PB Ratio too high?
Universal's current Cyclically Adjusted PB Ratio of 0.71 is 23% below median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 1.67. The Tobacco Products industry median Cyclically Adjusted PB Ratio is 2.47. Universal's value of 0.71 is 71.3% below this industry median. Based on the distribution chart, Universal ranks #6 out of 28 companies in the Tobacco Products industry, which is in the top quartile — a strong position relative to peers. Overall, Universal has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Universal's Cyclically Adjusted PB Ratio compare to TPB and AIIR?
According to the Tobacco Products industry distribution chart, Universal ranks #6 out of 28 companies for Cyclically Adjusted PB Ratio. This places Universal in the top 21% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 2.47. Universal's value of 0.71 is 71.3% below this benchmark. Historically, Universal's own Cyclically Adjusted PB Ratio has ranged from 0.71 to 1.67 over the past decade. While the company's 10-year median is 0.92 vs. the industry median of 2.47, Universal has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Tobacco Products company?
The median Cyclically Adjusted PB Ratio among Tobacco Products companies is 2.47, based on 28 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal's current Cyclically Adjusted PB Ratio of 0.71 is 71.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Universal and its competitors. For the Tobacco Products industry, the median Cyclically Adjusted PB Ratio is 2.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal's current Cyclically Adjusted PB Ratio is 0.71, which is 23% below median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal stock overvalued right now?
Based on GuruFocus' analysis, Universal (FRA:UVV) is currently considered Modestly Undervalued. The stock's GF Value™ is €46.74, compared to a current price of €41.02 — trading 12.2% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.71, which is 23% below median its 10-year median of 0.92 and 71.3% below the Tobacco Products industry median of 2.47. Universal's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Universal (FRA:UVV), the current Cyclically Adjusted PB Ratio is 0.71 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal (FRA:UVV) Overvalued in 2026?

Based on GuruFocus' analysis, Universal stock appears to be undervalued. The current stock price of €41.02 is trading 12.2% below its estimated GF Value™ of €46.74. GuruFocus considers Universal to be Modestly Undervalued.

Key valuation signals for FRA:UVV:

  • Cyclically Adjusted PB Ratio: 0.71 (23% below median its 10-year median of 0.92)
  • GF Value™: €46.74 vs. price of €41.02 (12.2% below fair value)
  • GF Score™: 73/100 with 8 warning signs
  • Industry Position: 71.3% below the Tobacco Products median (#6 of 28)

No single metric tells the full story. See the FRA:UVV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universal Business Description

Other Exchanges UVV:USA0LJD:UK
Address 9201 Forest Hill Avenue, Richmond, VA, USA, 23235
Universal Corp is an international leaf tobacco supplier. The company procures leaf tobacco from farmers, processes it, and sells it to companies that manufacture consumer tobacco products. Universal does not manufacture or sell any consumer products itself. The company's segments include Tobacco Operations and Ingredients Operations. It generates maximum revenue from the Tobacco Operations segment. Geographically, it derives a majority of revenue from the United States. The company operates in the USA, Belgium, China, Egypt, Philippines, Germany, and Other Countries with majority of revenue from USA.
73GF Score

Get the complete analysis for FRA:UVV

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€41.02
Price
€46.74
GF Value