GIVPY (Grupo de Inversiones Suramericana) Cyclically Adjusted PB Ratio: 0.86 (As of Jul. 31, 2026) — 51% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GIVPY Grupo de Inversiones Suramericana SA GIVPY
65 GF Score
Price $5.75
GF Value $7.13
! 2 Warning Signs
View Full Analysis

What is Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio?

Grupo de Inversiones Suramericana GIVPY -17.86% 65 Cyclically Adjusted PB Ratio is 0.86 as of Jul. 31, 2026, which is 51% above its 10-year median of 0.57. GuruFocus rates GIVPY with a GF Score™ of 65/100 and a GF Value™ of $7.13. The stock has 2 warning signs investors should review. Among 415 Insurance companies, Grupo de Inversiones Suramericana ranks better than 71.33% on this metric.

As of today (2026-07-31), Grupo de Inversiones Suramericana's current share price is $5.75. Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $6.66. Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio for today is 0.86.

The historical rank and industry rank for Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio or its related term are showing as below:

GIVPY' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.32   Med: 0.57   Max: 1.12
Current: 0.92

During the past years, Grupo de Inversiones Suramericana's highest Cyclically Adjusted PB Ratio was 1.12. The lowest was 0.32. And the median was 0.57.

GIVPY's Cyclically Adjusted PB Ratio is ranked better than
71.33% of 415 companies
in the Insurance industry
Industry Median: 1.43 vs GIVPY: 0.92

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Grupo de Inversiones Suramericana's adjusted book value per share data for the three months ended in Mar. 2026 was $15.562. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $6.66 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Grupo de Inversiones Suramericana  (OTCPK:GIVPY) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Related Terms


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Chart

Grupo de Inversiones Suramericana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.70 0.46 0.56 0.96

Grupo de Inversiones Suramericana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.70 0.81 0.96 0.86

GIVPY vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio falls into.


GIVPY
65GF Score
Grupo de Inversiones Suramericana SA GIVPY
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=5.75/6.66
=0.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Grupo de Inversiones Suramericana's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=15.562/330.2130*330.2130
=15.562

Current CPI (Mar. 2026) = 330.2130.

Grupo de Inversiones Suramericana Quarterly Data

Book Value per Share CPI Adj_Book
201606 12.373 241.018 16.952
201609 13.346 241.428 18.254
201612 12.818 241.432 17.532
201703 13.497 243.801 18.281
201706 13.051 244.955 17.593
201709 13.460 246.819 18.008
201712 13.584 246.524 18.195
201803 13.674 249.554 18.094
201806 13.766 251.989 18.039
201809 13.244 252.439 17.324
201812 13.013 251.233 17.104
201903 13.831 254.202 17.967
201906 12.814 256.143 16.519
201909 11.141 256.759 14.328
201912 10.508 256.974 13.503
202003 12.984 258.115 16.611
202006 11.901 257.797 15.244
202009 12.538 260.280 15.907
202012 12.169 260.474 15.427
202103 12.670 264.877 15.795
202106 12.698 271.696 15.433
202109 12.528 274.310 15.081
202112 12.226 278.802 14.480
202203 12.705 287.504 14.592
202206 13.799 296.311 15.378
202209 12.169 296.808 13.539
202212 12.209 296.797 13.584
202303 12.185 301.836 13.331
202306 12.456 305.109 13.481
202309 13.243 307.789 14.208
202312 13.104 306.746 14.106
202403 14.835 312.332 15.684
202406 16.073 314.175 16.893
202409 15.240 315.301 15.961
202412 15.150 315.605 15.851
202503 15.933 319.799 16.452
202506 16.670 322.561 17.065
202509 15.677 324.800 15.938
202512 15.907 324.054 16.209
202603 15.562 330.213 15.562

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.86 mean?
Grupo de Inversiones Suramericana (GIVPY) has a Cyclically Adjusted PB Ratio of 0.86 as of Jul. 31, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors. This is 51% above median its historical median of 0.57. Over the past decade, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio has ranged from 0.32 to 1.12. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #119 out of 415 companies in the Insurance industry, placing it in the top 28.7%.
Is Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio too high?
Grupo de Inversiones Suramericana's current Cyclically Adjusted PB Ratio of 0.86 is 51% above median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 1.12. The Insurance industry median Cyclically Adjusted PB Ratio is 1.43. Grupo de Inversiones Suramericana's value of 0.86 is 39.9% below this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #119 out of 415 companies in the Insurance industry, which is above the industry midpoint. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #119 out of 415 companies for Cyclically Adjusted PB Ratio. This puts Grupo de Inversiones Suramericana in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.43. Grupo de Inversiones Suramericana's value of 0.86 is 39.9% below this benchmark. Historically, Grupo de Inversiones Suramericana's own Cyclically Adjusted PB Ratio has ranged from 0.32 to 1.12 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 1.43, Grupo de Inversiones Suramericana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.43, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current Cyclically Adjusted PB Ratio of 0.86 is 39.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current Cyclically Adjusted PB Ratio is 0.86, which is 51% above median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Grupo de Inversiones Suramericana (GIVPY) has a current Cyclically Adjusted PB Ratio of 0.86. The stock's GF Value™ is $7.13, compared to a current price of $5.75 — trading 19.4% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.86, which is 51% above median its 10-year median of 0.57 and 39.9% below the Insurance industry median of 1.43. Grupo de Inversiones Suramericana's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (GIVPY), the current Cyclically Adjusted PB Ratio is 0.86 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo de Inversiones Suramericana (GIVPY) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued. The current stock price of $5.75 is trading 19.4% below its estimated GF Value™ of $7.13.

Key valuation signals for GIVPY:

  • Cyclically Adjusted PB Ratio: 0.86 (51% above median its 10-year median of 0.57)
  • GF Value™: $7.13 vs. price of $5.75 (19.4% below fair value)
  • GF Score™: 65/100 with 2 warning signs
  • Industry Position: 39.9% below the Insurance median (#119 of 415)

No single metric tells the full story. See the GIVPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo de Inversiones Suramericana Business Description

Address Carrera 43A, No. 5A - 113, Ed. One Plaza, North Tower, El Poblado, Medellin, COL, 05001000
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
65GF Score

Get the complete analysis for GIVPY

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.75
Price
$7.13
GF Value