GPFOF (Grupo Financiero InbursaB de CV) Cyclically Adjusted PB Ratio: 1.18 (As of Jul. 11, 2026) — 20% Below Median


GPFOF Grupo Financiero Inbursa SAB de CV GPFOF
72 GF Score
Price $2.41
GF Value $2.65
Valuation Fairly Valued
! 1 Warning Sign
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What is Grupo Financiero InbursaB de CV Cyclically Adjusted PB Ratio?

Grupo Financiero InbursaB de CV GPFOF 72 Cyclically Adjusted PB Ratio is 1.18 as of Jul. 11, 2026, which is 20% below its 10-year median of 1.47. GuruFocus rates GPFOF with a GF Score™ of 72/100 and a GF Value™ of $2.65 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,299 Banks companies, Grupo Financiero InbursaB de CV ranks better than 55.5% on this metric.

As of today (2026-07-11), Grupo Financiero InbursaB de CV's current share price is $2.405. Grupo Financiero InbursaB de CV's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $2.04. Grupo Financiero InbursaB de CV's Cyclically Adjusted PB Ratio for today is 1.18.

The historical rank and industry rank for Grupo Financiero InbursaB de CV's Cyclically Adjusted PB Ratio or its related term are showing as below:

GPFOF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.78   Med: 1.47   Max: 2.38
Current: 1.15

During the past years, Grupo Financiero InbursaB de CV's highest Cyclically Adjusted PB Ratio was 2.38. The lowest was 0.78. And the median was 1.47.

GPFOF's Cyclically Adjusted PB Ratio is ranked better than
55.5% of 1299 companies
in the Banks industry
Industry Median: 1.24 vs GPFOF: 1.15

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Grupo Financiero InbursaB de CV's adjusted book value per share data for the three months ended in Mar. 2026 was $2.636. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $2.04 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Grupo Financiero InbursaB de CV  (OTCPK:GPFOF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Grupo Financiero InbursaB de CV Cyclically Adjusted PB Ratio Related Terms


Grupo Financiero InbursaB de CV Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Grupo Financiero InbursaB de CV's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero InbursaB de CV Cyclically Adjusted PB Ratio Chart

Grupo Financiero InbursaB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 1.28 1.63 1.37 1.24

Grupo Financiero InbursaB de CV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.42 1.46 1.49 1.24 1.25

GPFOF vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Grupo Financiero InbursaB de CV's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero InbursaB de CV Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero InbursaB de CV's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Financiero InbursaB de CV's Cyclically Adjusted PB Ratio falls into.


GPFOF
72GF Score
Grupo Financiero Inbursa SAB de CV GPFOF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Financiero InbursaB de CV Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Grupo Financiero InbursaB de CV's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.405/2.04
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero InbursaB de CV's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Grupo Financiero InbursaB de CV's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.636/166.0400*166.0400
=2.636

Current CPI (Mar. 2026) = 166.0400.

Grupo Financiero InbursaB de CV Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.878 101.905 1.431
201609 0.850 103.084 1.369
201612 0.853 105.002 1.349
201703 0.977 108.063 1.501
201706 1.016 108.339 1.557
201709 1.045 109.628 1.583
201712 1.028 112.114 1.522
201803 1.134 113.505 1.659
201806 1.064 113.373 1.558
201809 1.146 115.130 1.653
201812 1.133 117.530 1.601
201903 0.000 118.050 0.000
201906 1.112 117.848 1.567
201909 1.094 118.581 1.532
201912 1.175 120.854 1.614
202003 0.956 121.885 1.302
202006 0.981 121.777 1.338
202009 1.056 123.341 1.422
202012 1.203 124.661 1.602
202103 1.181 127.574 1.537
202106 1.280 128.936 1.648
202109 1.224 130.742 1.554
202112 1.354 133.830 1.680
202203 1.341 137.082 1.624
202206 1.353 139.233 1.613
202209 3.373 142.116 3.941
202212 1.634 144.291 1.880
202303 1.834 146.472 2.079
202306 1.983 146.272 2.251
202309 2.028 148.446 2.268
202312 2.172 151.017 2.388
202403 2.283 152.947 2.478
202406 2.148 153.551 2.323
202409 2.073 155.246 2.217
202412 2.030 157.378 2.142
202503 2.128 158.761 2.226
202506 2.323 160.180 2.408
202509 2.441 161.030 2.517
202512 2.564 163.190 2.609
202603 2.636 166.040 2.636

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.18 mean?
Grupo Financiero InbursaB de CV (GPFOF) has a Cyclically Adjusted PB Ratio of 1.18 as of Jul. 11, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo Financiero InbursaB de CV and its competitors. This is 20% below median its historical median of 1.47. Over the past decade, Grupo Financiero InbursaB de CV's Cyclically Adjusted PB Ratio has ranged from 0.78 to 2.38. According to the industry distribution chart, Grupo Financiero InbursaB de CV ranks #578 out of 1299 companies in the Banks industry, placing it in the top 44.5%.
Is Grupo Financiero InbursaB de CV's Cyclically Adjusted PB Ratio too high?
Grupo Financiero InbursaB de CV's current Cyclically Adjusted PB Ratio of 1.18 is 20% below median its 10-year median of 1.47. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 2.38. The Banks industry median Cyclically Adjusted PB Ratio is 1.24. Grupo Financiero InbursaB de CV's value of 1.18 is 4.8% below this industry median. Based on the distribution chart, Grupo Financiero InbursaB de CV ranks #578 out of 1299 companies in the Banks industry, which is above the industry midpoint. Overall, Grupo Financiero InbursaB de CV has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero InbursaB de CV's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero InbursaB de CV ranks #578 out of 1299 companies for Cyclically Adjusted PB Ratio. This puts Grupo Financiero InbursaB de CV in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.24. Grupo Financiero InbursaB de CV's value of 1.18 is 4.8% below this benchmark. Historically, Grupo Financiero InbursaB de CV's own Cyclically Adjusted PB Ratio has ranged from 0.78 to 2.38 over the past decade. While the company's 10-year median is 1.47 vs. the industry median of 1.24, Grupo Financiero InbursaB de CV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.24, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero InbursaB de CV's current Cyclically Adjusted PB Ratio of 1.18 is 4.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo Financiero InbursaB de CV and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero InbursaB de CV's current Cyclically Adjusted PB Ratio is 1.18, which is 20% below median its own 10-year median of 1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero InbursaB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero InbursaB de CV (GPFOF) is currently considered Fairly Valued. The stock's GF Value™ is $2.65, compared to a current price of $2.41 — trading 9.2% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.18, which is 20% below median its 10-year median of 1.47 and 4.8% below the Banks industry median of 1.24. Grupo Financiero InbursaB de CV's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Grupo Financiero InbursaB de CV (GPFOF), the current Cyclically Adjusted PB Ratio is 1.18 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero InbursaB de CV (GPFOF) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero InbursaB de CV stock appears to be undervalued. The current stock price of $2.41 is trading 9.2% below its estimated GF Value™ of $2.65. GuruFocus considers Grupo Financiero InbursaB de CV to be Fairly Valued.

Key valuation signals for GPFOF:

  • Cyclically Adjusted PB Ratio: 1.18 (20% below median its 10-year median of 1.47)
  • GF Value™: $2.65 vs. price of $2.41 (9.2% below fair value)
  • GF Score™: 72/100 with 1 warning sign
  • Industry Position: 4.8% below the Banks median (#578 of 1299)

No single metric tells the full story. See the GPFOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero InbursaB de CV Business Description

Other Exchanges GFINBURO:Mexico4FY:Germany
Address Paseo de las Palmas 736, Lomas de Chapultepec, Miguel Hidalgo, Mexico City, DF, MEX, 11000
Grupo Financiero Inbursa SAB de CV is a financial group that controls the majority of shares in various financial entities, including a multiple banking institution, insurance companies, and companies involved in providing financial services related to social security, asset management, and retail credit, among others.
72GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.41
Price
$2.65
GF Value