ICRP (InPoint Commercial Real Estateome) Cyclically Adjusted PB Ratio: 0.36 (As of Aug. 19, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ICRP InPoint Commercial Real Estate Income Inc ICRP
13 GF Score
Price $8.26
! 6 Warning Signs
View Full Analysis

What is InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio?

InPoint Commercial Real Estateome ICRP +27.08% 13 Cyclically Adjusted PB Ratio is 0.36 as of Aug. 19, 2026, which is at its 10-year median of 0.36. GuruFocus rates ICRP with a GF Score™ of 13/100. The stock has 6 warning signs investors should review.

As of today (2026-08-19), InPoint Commercial Real Estateome's current share price is $8.26. InPoint Commercial Real Estateome's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $23.02. InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio for today is 0.36.

The historical rank and industry rank for InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio or its related term are showing as below:

ICRP' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.28   Med: 0.36   Max: 0.37
Current: 0.36

During the past years, InPoint Commercial Real Estateome's highest Cyclically Adjusted PB Ratio was 0.37. The lowest was 0.28. And the median was 0.36.

ICRP's Cyclically Adjusted PB Ratio is not ranked
in the REITs industry.
Industry Median: 0.8 vs ICRP: 0.36

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

InPoint Commercial Real Estateome's adjusted book value per share data for the three months ended in Jun. 2026 was $20.784. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $23.02 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


InPoint Commercial Real Estateome  (OTCPK:ICRP) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio Related Terms


InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio Chart

InPoint Commercial Real Estateome Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

InPoint Commercial Real Estateome Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.35 0.36

ICRP vs CHMI, RPT, GPMT: Cyclically Adjusted PB Ratio Comparison

For the REIT - Mortgage subindustry, InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio vs REITs Industry

For the REITs industry and Real Estate sector, InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio falls into.


ICRP
13GF Score
InPoint Commercial Real Estate Income Inc ICRP
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=8.26/23.02
=0.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InPoint Commercial Real Estateome's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, InPoint Commercial Real Estateome's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=20.784/333.9520*333.9520
=20.784

Current CPI (Jun. 2026) = 333.9520.

InPoint Commercial Real Estateome Quarterly Data

Book Value per Share CPI Adj_Book
201609 0.000 241.428 0.000
201612 0.523 241.432 0.723
201703 0.000 243.801 0.000
201706 1.329 244.955 1.812
201709 2.428 246.819 3.285
201712 3.732 246.524 5.056
201803 5.338 249.554 7.143
201806 7.449 251.989 9.872
201809 10.213 252.439 13.511
201812 12.648 251.233 16.812
201903 16.213 254.202 21.299
201906 20.370 256.143 26.558
201909 22.021 256.759 28.641
201912 22.772 256.974 29.593
202003 21.055 258.115 27.241
202006 21.116 257.797 27.354
202009 21.408 260.280 27.468
202012 21.358 260.474 27.383
202103 21.198 264.877 26.726
202106 21.184 271.696 26.038
202109 27.828 274.310 33.879
202112 28.006 278.802 33.546
202203 27.908 287.504 32.417
202206 27.865 296.311 31.405
202209 27.888 296.808 31.378
202212 27.599 296.797 31.054
202303 27.059 301.836 29.938
202306 25.078 305.109 27.449
202309 25.103 307.789 27.237
202312 24.767 306.746 26.964
202403 24.641 312.332 26.347
202406 24.673 314.175 26.226
202409 24.269 315.301 25.705
202412 24.172 315.605 25.577
202503 24.104 319.799 25.171
202506 24.050 322.561 24.899
202509 22.832 324.800 23.475
202512 22.356 324.054 23.039
202603 21.488 330.213 21.731
202606 20.784 333.952 20.784

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.36 mean?
InPoint Commercial Real Estateome (ICRP) has a Cyclically Adjusted PB Ratio of 0.36 as of Aug. 19, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on InPoint Commercial Real Estateome and its competitors. This is near median its historical median of 0.36. Over the past decade, InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio has ranged from 0.28 to 0.37.
Is InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio too high?
InPoint Commercial Real Estateome's current Cyclically Adjusted PB Ratio of 0.36 is near median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 0.37. The REITs industry median Cyclically Adjusted PB Ratio is 0.80. InPoint Commercial Real Estateome's value of 0.36 is 55% below this industry median. Overall, InPoint Commercial Real Estateome has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio compare to CHMI and RPT?
InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio of 0.36 can be compared against companies in the REITs industry. The industry median Cyclically Adjusted PB Ratio is 0.80. InPoint Commercial Real Estateome's value of 0.36 is 55% below this benchmark. Historically, InPoint Commercial Real Estateome's own Cyclically Adjusted PB Ratio has ranged from 0.28 to 0.37 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 0.80, InPoint Commercial Real Estateome has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a REITs company?
The median Cyclically Adjusted PB Ratio among REITs companies is 0.80, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. InPoint Commercial Real Estateome's current Cyclically Adjusted PB Ratio of 0.36 is 55% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on InPoint Commercial Real Estateome and its competitors. For the REITs industry, the median Cyclically Adjusted PB Ratio is 0.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InPoint Commercial Real Estateome's current Cyclically Adjusted PB Ratio is 0.36, which is near median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InPoint Commercial Real Estateome stock overvalued right now?
InPoint Commercial Real Estateome (ICRP) has a current Cyclically Adjusted PB Ratio of 0.36. The current Cyclically Adjusted PB Ratio is 0.36, which is near median its 10-year median of 0.36 and 55% below the REITs industry median of 0.80. InPoint Commercial Real Estateome's overall GF Score™ is 13/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For InPoint Commercial Real Estateome (ICRP), the current Cyclically Adjusted PB Ratio is 0.36 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

InPoint Commercial Real Estateome Business Description

Industry Real EstateREITs
Address 2901 Butterfield Road, Oak Brook, IL, USA, 60523
InPoint Commercial Real Estate Income Inc sponsors alternative public and private real estate securities, providing opportunities for individuals to invest in real estate programs. The company seeks to originate, acquire, and manage a diversified credit portfolio secured by commercial real estate properties mainly within the United States.
13GF Score

Get the complete analysis for ICRP

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.26
Price