ICRP (InPoint Commercial Real Estateome) Cyclically Adjusted PB Ratio: 0.36 (As of Jul. 20, 2026) — Near Median

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ICRP InPoint Commercial Real Estate Income Inc ICRP
13 GF Score
Price $8.26
! 5 Warning Signs
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What is InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio?

InPoint Commercial Real Estateome ICRP +27.08% 13 Cyclically Adjusted PB Ratio is 0.36 as of Jul. 20, 2026, which is at its 10-year median of 0.36. GuruFocus rates ICRP with a GF Score™ of 13/100. The stock has 5 warning signs investors should review. Among 557 REITs companies, InPoint Commercial Real Estateome ranks better than 82.05% on this metric.

As of today (2026-07-20), InPoint Commercial Real Estateome's current share price is $8.26. InPoint Commercial Real Estateome's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $22.78. InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio for today is 0.36.

The historical rank and industry rank for InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio or its related term are showing as below:

ICRP' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.29   Med: 0.36   Max: 0.37
Current: 0.36

During the past years, InPoint Commercial Real Estateome's highest Cyclically Adjusted PB Ratio was 0.37. The lowest was 0.29. And the median was 0.36.

ICRP's Cyclically Adjusted PB Ratio is ranked better than
82.05% of 557 companies
in the REITs industry
Industry Median: 0.83 vs ICRP: 0.36

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

InPoint Commercial Real Estateome's adjusted book value per share data for the three months ended in Mar. 2026 was $20.013. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $22.78 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


InPoint Commercial Real Estateome  (OTCPK:ICRP) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio Related Terms


InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio Chart

InPoint Commercial Real Estateome Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

InPoint Commercial Real Estateome Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.35

ICRP vs CHMI, RPT, GPMT: Cyclically Adjusted PB Ratio Comparison

For the REIT - Mortgage subindustry, InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio vs REITs Industry

For the REITs industry and Real Estate sector, InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio falls into.


ICRP
13GF Score
InPoint Commercial Real Estate Income Inc ICRP
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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InPoint Commercial Real Estateome Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=8.26/22.78
=0.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InPoint Commercial Real Estateome's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, InPoint Commercial Real Estateome's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=20.013/330.2130*330.2130
=20.013

Current CPI (Mar. 2026) = 330.2130.

InPoint Commercial Real Estateome Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 241.018 0.000
201609 0.000 241.428 0.000
201612 0.523 241.432 0.715
201703 0.000 243.801 0.000
201706 1.329 244.955 1.792
201709 2.428 246.819 3.248
201712 3.732 246.524 4.999
201803 5.338 249.554 7.063
201806 7.449 251.989 9.761
201809 10.213 252.439 13.360
201812 12.648 251.233 16.624
201903 16.213 254.202 21.061
201906 20.370 256.143 26.260
201909 22.021 256.759 28.321
201912 22.772 256.974 29.262
202003 21.055 258.115 26.936
202006 21.116 257.797 27.048
202009 21.408 260.280 27.160
202012 21.358 260.474 27.076
202103 21.198 264.877 26.427
202106 21.184 271.696 25.747
202109 27.828 274.310 33.499
202112 28.006 278.802 33.170
202203 27.908 287.504 32.054
202206 27.865 296.311 31.053
202209 27.888 296.808 31.027
202212 27.599 296.797 30.706
202303 27.059 301.836 29.603
202306 25.078 305.109 27.141
202309 25.103 307.789 26.932
202312 24.767 306.746 26.662
202403 24.641 312.332 26.052
202406 24.673 314.175 25.933
202409 24.269 315.301 25.417
202412 24.172 315.605 25.291
202503 24.104 319.799 24.889
202506 24.050 322.561 24.621
202509 22.832 324.800 23.213
202512 22.356 324.054 22.781
202603 20.013 330.213 20.013

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.36 mean?
InPoint Commercial Real Estateome (ICRP) has a Cyclically Adjusted PB Ratio of 0.36 as of Jul. 20, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on InPoint Commercial Real Estateome and its competitors. This is near median its historical median of 0.36. Over the past decade, InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio has ranged from 0.29 to 0.37. According to the industry distribution chart, InPoint Commercial Real Estateome ranks #100 out of 557 companies in the REITs industry, placing it in the top 18%.
Is InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio too high?
InPoint Commercial Real Estateome's current Cyclically Adjusted PB Ratio of 0.36 is near median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 0.37. The REITs industry median Cyclically Adjusted PB Ratio is 0.83. InPoint Commercial Real Estateome's value of 0.36 is 56.6% below this industry median. Based on the distribution chart, InPoint Commercial Real Estateome ranks #100 out of 557 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, InPoint Commercial Real Estateome has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does InPoint Commercial Real Estateome's Cyclically Adjusted PB Ratio compare to CHMI and RPT?
According to the REITs industry distribution chart, InPoint Commercial Real Estateome ranks #100 out of 557 companies for Cyclically Adjusted PB Ratio. This places InPoint Commercial Real Estateome in the top 18% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 0.83. InPoint Commercial Real Estateome's value of 0.36 is 56.6% below this benchmark. Historically, InPoint Commercial Real Estateome's own Cyclically Adjusted PB Ratio has ranged from 0.29 to 0.37 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 0.83, InPoint Commercial Real Estateome has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a REITs company?
The median Cyclically Adjusted PB Ratio among REITs companies is 0.83, based on 557 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. InPoint Commercial Real Estateome's current Cyclically Adjusted PB Ratio of 0.36 is 56.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on InPoint Commercial Real Estateome and its competitors. For the REITs industry, the median Cyclically Adjusted PB Ratio is 0.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InPoint Commercial Real Estateome's current Cyclically Adjusted PB Ratio is 0.36, which is near median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InPoint Commercial Real Estateome stock overvalued right now?
InPoint Commercial Real Estateome (ICRP) has a current Cyclically Adjusted PB Ratio of 0.36. The current Cyclically Adjusted PB Ratio is 0.36, which is near median its 10-year median of 0.36 and 56.6% below the REITs industry median of 0.83. InPoint Commercial Real Estateome's overall GF Score™ is 13/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For InPoint Commercial Real Estateome (ICRP), the current Cyclically Adjusted PB Ratio is 0.36 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

InPoint Commercial Real Estateome Business Description

Industry Real EstateREITs
Address 2901 Butterfield Road, Oak Brook, IL, USA, 60523
InPoint Commercial Real Estate Income Inc sponsors alternative public and private real estate securities, providing opportunities for individuals to invest in real estate programs. The company seeks to originate, acquire, and manage a diversified credit portfolio secured by commercial real estate properties mainly within the United States.
13GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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