ICRP (InPoint Commercial Real Estateome) Equity-to-Asset: 0.45 (As of Jun. 2026) — 15% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ICRP InPoint Commercial Real Estate Income Inc ICRP
13 GF Score
Price $6.65
! 6 Warning Signs
View Full Analysis

What is InPoint Commercial Real Estateome Equity-to-Asset?

InPoint Commercial Real Estateome ICRP -19.49% 13 Equity-to-Asset is 0.45 as of Jun. 2026, which is 15% above its 10-year median of 0.39. GuruFocus rates ICRP with a GF Score™ of 13/100. The stock has 6 warning signs investors should review.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. InPoint Commercial Real Estateome's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $210.34 Mil. InPoint Commercial Real Estateome's Total Assets for the quarter that ended in Jun. 2026 was $470.91 Mil. Therefore, InPoint Commercial Real Estateome's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.45.

The historical rank and industry rank for InPoint Commercial Real Estateome's Equity-to-Asset or its related term are showing as below:

ICRP' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.3   Med: 0.39   Max: 0.85
Current: 0.45

During the past 10 years, the highest Equity to Asset Ratio of InPoint Commercial Real Estateome was 0.85. The lowest was 0.30. And the median was 0.39.

ICRP's Equity-to-Asset is not ranked
in the REITs industry.
Industry Median: 0.58 vs ICRP: 0.45

InPoint Commercial Real Estateome  (OTCPK:ICRP) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


InPoint Commercial Real Estateome Equity-to-Asset Related Terms


InPoint Commercial Real Estateome Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for InPoint Commercial Real Estateome's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InPoint Commercial Real Estateome Equity-to-Asset Chart

InPoint Commercial Real Estateome Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.40 0.31 0.32 0.37 0.43

InPoint Commercial Real Estateome Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.42 0.43 0.42 0.45

ICRP vs CHMI, RPT, GPMT: Equity-to-Asset Comparison

For the REIT - Mortgage subindustry, InPoint Commercial Real Estateome's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InPoint Commercial Real Estateome Equity-to-Asset vs REITs Industry

For the REITs industry and Real Estate sector, InPoint Commercial Real Estateome's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where InPoint Commercial Real Estateome's Equity-to-Asset falls into.


ICRP
13GF Score
InPoint Commercial Real Estate Income Inc ICRP
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

InPoint Commercial Real Estateome Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

InPoint Commercial Real Estateome's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=226.248/529.241
=0.43

InPoint Commercial Real Estateome's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=210.339/470.91
=0.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.45 mean?
InPoint Commercial Real Estateome (ICRP) has a Equity-to-Asset of 0.45 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on InPoint Commercial Real Estateome and its competitors. This is 15% above median its historical median of 0.39. Over the past decade, InPoint Commercial Real Estateome's Equity-to-Asset has ranged from 0.30 to 0.85.
Is InPoint Commercial Real Estateome's Equity-to-Asset too high?
InPoint Commercial Real Estateome's current Equity-to-Asset of 0.45 is 15% above median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.85. The REITs industry median Equity-to-Asset is 0.58. InPoint Commercial Real Estateome's value of 0.45 is 22.4% below this industry median. Overall, InPoint Commercial Real Estateome has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does InPoint Commercial Real Estateome's Equity-to-Asset compare to CHMI and RPT?
InPoint Commercial Real Estateome's Equity-to-Asset of 0.45 can be compared against companies in the REITs industry. The industry median Equity-to-Asset is 0.58. InPoint Commercial Real Estateome's value of 0.45 is 22.4% below this benchmark. Historically, InPoint Commercial Real Estateome's own Equity-to-Asset has ranged from 0.30 to 0.85 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.58, InPoint Commercial Real Estateome has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a REITs company?
The median Equity-to-Asset among REITs companies is 0.58, based on 918 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. InPoint Commercial Real Estateome's current Equity-to-Asset of 0.45 is 22.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on InPoint Commercial Real Estateome and its competitors. For the REITs industry, the median Equity-to-Asset is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InPoint Commercial Real Estateome's current Equity-to-Asset is 0.45, which is 15% above median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InPoint Commercial Real Estateome stock overvalued right now?
InPoint Commercial Real Estateome (ICRP) has a current Equity-to-Asset of 0.45. The current Equity-to-Asset is 0.45, which is 15% above median its 10-year median of 0.39 and 22.4% below the REITs industry median of 0.58. InPoint Commercial Real Estateome's overall GF Score™ is 13/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For InPoint Commercial Real Estateome (ICRP), the current Equity-to-Asset is 0.45 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

InPoint Commercial Real Estateome Business Description

Industry Real EstateREITs
Address 2901 Butterfield Road, Oak Brook, IL, USA, 60523
InPoint Commercial Real Estate Income Inc sponsors alternative public and private real estate securities, providing opportunities for individuals to invest in real estate programs. The company seeks to originate, acquire, and manage a diversified credit portfolio secured by commercial real estate properties mainly within the United States.
13GF Score

Get the complete analysis for ICRP

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.65
Price