Credit Ratingllection KSCC (KUW:TAHSSILAT) Cyclically Adjusted PB Ratio: 3.60 (As of Aug. 30, 2026)

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KUW:TAHSSILAT Credit Rating & Collection KSCC KUW:TAHSSILAT
10 GF Score
Price KWD0.14
! 5 Warning Signs
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What is Credit Ratingllection KSCC Cyclically Adjusted PB Ratio?

Credit Ratingllection KSCC KUW:TAHSSILAT 10 Cyclically Adjusted PB Ratio is 3.60 as of Aug. 30, 2026. GuruFocus rates KUW:TAHSSILAT with a GF Score™ of 10/100. The stock has 5 warning signs investors should review. Among 432 Capital Markets companies, Credit Ratingllection KSCC ranks worse than 78.47% on this metric.

As of today (2026-08-30), Credit Ratingllection KSCC's current share price is KWD0.144. Credit Ratingllection KSCC's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was KWD0.04. Credit Ratingllection KSCC's Cyclically Adjusted PB Ratio for today is 3.60.

The historical rank and industry rank for Credit Ratingllection KSCC's Cyclically Adjusted PB Ratio or its related term are showing as below:

KUW:TAHSSILAT' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 3.72
Current: 3.72

During the past years, Credit Ratingllection KSCC's highest Cyclically Adjusted PB Ratio was 3.72. The lowest was 0.00. And the median was 0.00.

KUW:TAHSSILAT's Cyclically Adjusted PB Ratio is ranked worse than
78.47% of 432 companies
in the Capital Markets industry
Industry Median: 1.48 vs KUW:TAHSSILAT: 3.72

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Credit Ratingllection KSCC's adjusted book value per share data for the three months ended in Jun. 2026 was KWD0.030. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is KWD0.04 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Credit Ratingllection KSCC  (KUW:TAHSSILAT) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Credit Ratingllection KSCC Cyclically Adjusted PB Ratio Related Terms


Credit Ratingllection KSCC Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Credit Ratingllection KSCC's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Ratingllection KSCC Cyclically Adjusted PB Ratio Chart

Credit Ratingllection KSCC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.31 0.88 3.92

Credit Ratingllection KSCC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.95 4.22 3.92 3.89 3.62

KUW:TAHSSILAT vs MS, GS, SCHW: Cyclically Adjusted PB Ratio Comparison

For the Capital Markets subindustry, Credit Ratingllection KSCC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Ratingllection KSCC Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Credit Ratingllection KSCC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Credit Ratingllection KSCC's Cyclically Adjusted PB Ratio falls into.


KUW:TAHSSILAT
10GF Score
Credit Rating & Collection KSCC KUW:TAHSSILAT
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Ratingllection KSCC Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Credit Ratingllection KSCC's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.144/0.04
=3.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Ratingllection KSCC's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Credit Ratingllection KSCC's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.03/333.9520*333.9520
=0.030

Current CPI (Jun. 2026) = 333.9520.

Credit Ratingllection KSCC Quarterly Data

Book Value per Share CPI Adj_Book
201609 0.061 241.428 0.084
201612 0.034 241.432 0.047
201703 0.000 243.801 0.000
201706 0.000 244.955 0.000
201709 0.039 246.819 0.053
201712 0.035 246.524 0.047
201803 0.034 249.554 0.045
201806 0.034 251.989 0.045
201809 0.034 252.439 0.045
201812 0.034 251.233 0.045
201903 0.034 254.202 0.045
201906 0.033 256.143 0.043
201909 0.033 256.759 0.043
201912 0.033 256.974 0.043
202003 0.032 258.115 0.041
202006 0.031 257.797 0.040
202009 0.031 260.280 0.040
202012 0.030 260.474 0.038
202103 0.029 264.877 0.037
202106 0.029 271.696 0.036
202109 0.029 274.310 0.035
202112 0.030 278.802 0.036
202203 0.030 287.504 0.035
202206 0.029 296.311 0.033
202209 0.029 296.808 0.033
202212 0.031 296.797 0.035
202303 0.030 301.836 0.033
202306 0.030 305.109 0.033
202309 0.030 307.789 0.033
202312 0.031 306.746 0.034
202403 0.031 312.332 0.033
202406 0.030 314.175 0.032
202409 0.030 315.301 0.032
202412 0.030 315.605 0.032
202503 0.030 319.799 0.031
202506 0.030 322.561 0.031
202509 0.030 324.800 0.031
202512 0.031 324.054 0.032
202603 0.031 330.213 0.031
202606 0.030 333.952 0.030

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 3.60 mean?
Credit Ratingllection KSCC (KUW:TAHSSILAT) has a Cyclically Adjusted PB Ratio of 3.60 as of Aug. 30, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Credit Ratingllection KSCC and its competitors. According to the industry distribution chart, Credit Ratingllection KSCC ranks #339 out of 432 companies in the Capital Markets industry, placing it in the top 78.5%.
Is Credit Ratingllection KSCC's Cyclically Adjusted PB Ratio too high?
Credit Ratingllection KSCC's current Cyclically Adjusted PB Ratio is 3.60. The Capital Markets industry median Cyclically Adjusted PB Ratio is 1.48. Credit Ratingllection KSCC's value of 3.60 is 143.2% above this industry median. Based on the distribution chart, Credit Ratingllection KSCC ranks #339 out of 432 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Credit Ratingllection KSCC has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Credit Ratingllection KSCC's Cyclically Adjusted PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Credit Ratingllection KSCC ranks #339 out of 432 companies for Cyclically Adjusted PB Ratio. This places Credit Ratingllection KSCC in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.48. Credit Ratingllection KSCC's value of 3.60 is 143.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Capital Markets company?
The median Cyclically Adjusted PB Ratio among Capital Markets companies is 1.48, based on 432 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Ratingllection KSCC's current Cyclically Adjusted PB Ratio of 3.60 is 143.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Credit Ratingllection KSCC and its competitors. For the Capital Markets industry, the median Cyclically Adjusted PB Ratio is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Ratingllection KSCC's current Cyclically Adjusted PB Ratio is 3.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Ratingllection KSCC stock overvalued right now?
Credit Ratingllection KSCC (KUW:TAHSSILAT) has a current Cyclically Adjusted PB Ratio of 3.60. The current Cyclically Adjusted PB Ratio is 3.60 and 143.2% above the Capital Markets industry median of 1.48. Credit Ratingllection KSCC's overall GF Score™ is 10/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Credit Ratingllection KSCC (KUW:TAHSSILAT), the current Cyclically Adjusted PB Ratio is 3.60 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credit Ratingllection KSCC Business Description

Address Al-Sharq - Al-Shuhada Street, Kuwait ReTower, Sixth floor, Kuwait, KWT, 13015
Credit Rating & Collection KSCC is a Kuwait-based company engaged in collecting and purchasing commercial and other debts on behalf of corporate and private clients, Developing, utilizing, and providing tools for collection and purchasing debts of clients and third parties, and Providing Risk Management Services through its Credit Rating Service among other services. Its operating segment includes Investment; and Credit rating collection. It generates maximum revenue from the Investment segment.
10GF Score

Get the complete analysis for KUW:TAHSSILAT

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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