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Credit Ratingllection KSCCKUW:TAHSSILAT +1.43%10 3-Year ROIIC % is 78.64 as of Dec. 2025, which is 309% above its 10-year median of 19.24. GuruFocus rates KUW:TAHSSILAT with a GF Score™ of 10/100. The stock has 4 warning signs investors should review. Among 661 Capital Markets companies, Credit Ratingllection KSCC ranks better than 91.68% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Credit Ratingllection KSCC's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 78.64%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Credit Ratingllection KSCC's 3-Year ROIIC % or its related term are showing as below:
KUW:TAHSSILAT's 3-Year ROIIC % is ranked better than 91.68% of 661
companies
in the Capital Markets industry
Industry Median: 2.44
vs KUW:TAHSSILAT: 78.64
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Credit Ratingllection KSCC 3-Year ROIIC % Related Terms
Credit Ratingllection KSCC 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KUW:TAHSSILAT vs MS, GS, SCHW: 3-Year ROIIC % Comparison
For the Capital Markets subindustry, Credit Ratingllection KSCC's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Ratingllection KSCC 3-Year ROIIC % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Credit Ratingllection KSCC's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Credit Ratingllection KSCC's 3-Year ROIIC % falls into.
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( -0.292 (Dec. 2025) - -0.454 (Dec. 2022) )
/
( 5.115 (Dec. 2025) - 4.909 (Dec. 2022) )
=
0.162
/
0.206
=
78.64%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Credit Ratingllection KSCC (KUW:TAHSSILAT) has a 3-Year ROIIC % of 78.64 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Credit Ratingllection KSCC and its competitors. This is 309% above median its historical median of 19.24. According to the industry distribution chart, Credit Ratingllection KSCC ranks #55 out of 661 companies in the Capital Markets industry, placing it in the top 8.3%.
Is Credit Ratingllection KSCC's 3-Year ROIIC % too high?
Credit Ratingllection KSCC's current 3-Year ROIIC % of 78.64 is 309% above median its 10-year median of 19.24. The Capital Markets industry median 3-Year ROIIC % is 2.44. Credit Ratingllection KSCC's value of 78.64 is 3123% above this industry median. Based on the distribution chart, Credit Ratingllection KSCC ranks #55 out of 661 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Ratingllection KSCC has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Credit Ratingllection KSCC's 3-Year ROIIC % compare to MS and GS?
According to the Capital Markets industry distribution chart, Credit Ratingllection KSCC ranks #55 out of 661 companies for 3-Year ROIIC %. This places Credit Ratingllection KSCC in the top 8% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 2.44. Credit Ratingllection KSCC's value of 78.64 is 3123% above this benchmark. While the company's 10-year median is 19.24 vs. the industry median of 2.44, Credit Ratingllection KSCC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Capital Markets company?
The median 3-Year ROIIC % among Capital Markets companies is 2.44, based on 661 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Ratingllection KSCC's current 3-Year ROIIC % of 78.64 is 3123% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Credit Ratingllection KSCC and its competitors. For the Capital Markets industry, the median 3-Year ROIIC % is 2.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Ratingllection KSCC's current 3-Year ROIIC % is 78.64, which is 309% above median its own 10-year median of 19.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Ratingllection KSCC stock overvalued right now?
Credit Ratingllection KSCC (KUW:TAHSSILAT) has a current 3-Year ROIIC % of 78.64. The current 3-Year ROIIC % is 78.64, which is 309% above median its 10-year median of 19.24 and 3123% above the Capital Markets industry median of 2.44. Credit Ratingllection KSCC's overall GF Score™ is 10/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Credit Ratingllection KSCC (KUW:TAHSSILAT), the current 3-Year ROIIC % is 78.64 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Credit Rating & Collection KSCC is a Kuwait-based company engaged in collecting and purchasing commercial and other debts on behalf of corporate and private clients, Developing, utilizing, and providing tools for collection and purchasing debts of clients and third parties, and Providing Risk Management Services through its Credit Rating Service among other services. Its operating segment includes Investment; and Credit rating collection. It generates maximum revenue from the Investment segment.
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