Text (LCHTF) Cyclically Adjusted PB Ratio: 8.89 (As of Jul. 29, 2026) — 42% Below Median

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LCHTF Text SA LCHTF
84 GF Score
Price $11.20
GF Value $15.91
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Text Cyclically Adjusted PB Ratio?

Text LCHTF 84 Cyclically Adjusted PB Ratio is 8.89 as of Jul. 29, 2026, which is 42% below its 10-year median of 15.31. GuruFocus rates LCHTF with a GF Score™ of 84/100 and a GF Value™ of $15.91 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 1,583 Software companies, Text ranks worse than 90.84% on this metric.

As of today (2026-07-29), Text's current share price is $11.20. Text's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $1.26. Text's Cyclically Adjusted PB Ratio for today is 8.89.

The historical rank and industry rank for Text's Cyclically Adjusted PB Ratio or its related term are showing as below:

LCHTF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 8   Med: 15.31   Max: 46.5
Current: 10.18

During the past years, Text's highest Cyclically Adjusted PB Ratio was 46.50. The lowest was 8.00. And the median was 15.31.

LCHTF's Cyclically Adjusted PB Ratio is ranked worse than
90.84% of 1583 companies
in the Software industry
Industry Median: 2.25 vs LCHTF: 10.18

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Text's adjusted book value per share data for the three months ended in Mar. 2026 was $1.124. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $1.26 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Text  (OTCPK:LCHTF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Text Cyclically Adjusted PB Ratio Related Terms


Text Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Text's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Text Cyclically Adjusted PB Ratio Chart

Text Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 45.23 25.50 12.66 8.05

Text Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.66 13.70 12.10 8.92 8.05

LCHTF vs QH, SHOP, UBER: Cyclically Adjusted PB Ratio Comparison

For the Software - Application subindustry, Text's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Text Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Text's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Text's Cyclically Adjusted PB Ratio falls into.


LCHTF
84GF Score
Text SA LCHTF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Text Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Text's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=11.20/1.26
=8.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Text's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Text's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.124/163.0700*163.0700
=1.124

Current CPI (Mar. 2026) = 163.0700.

Text Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.395 99.552 0.647
201609 0.210 99.064 0.346
201612 0.334 100.366 0.543
201703 0.456 101.018 0.736
201706 0.569 101.180 0.917
201709 0.321 101.343 0.517
201712 0.447 102.564 0.711
201803 0.462 102.564 0.735
201806 0.608 103.378 0.959
201809 0.402 103.378 0.634
201812 0.543 103.785 0.853
201903 0.555 104.274 0.868
201906 0.707 105.983 1.088
201909 0.502 105.983 0.772
201912 0.662 107.123 1.008
202003 0.804 109.076 1.202
202006 1.015 109.402 1.513
202009 0.781 109.320 1.165
202012 1.049 109.565 1.561
202103 1.097 112.658 1.588
202106 1.364 113.960 1.952
202109 0.961 115.588 1.356
202112 1.262 119.088 1.728
202203 1.272 125.031 1.659
202206 1.639 131.705 2.029
202209 1.187 135.531 1.428
202212 1.667 139.113 1.954
202303 1.191 145.950 1.331
202306 2.248 147.009 2.494
202309 0.920 146.113 1.027
202312 1.315 147.741 1.451
202403 1.295 149.044 1.417
202406 1.758 150.997 1.899
202409 1.033 153.439 1.098
202412 1.456 154.660 1.535
202503 1.394 157.021 1.448
202506 1.709 157.509 1.769
202509 0.843 158.000 0.870
202512 1.133 158.320 1.167
202603 1.124 163.070 1.124

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 8.89 mean?
Text (LCHTF) has a Cyclically Adjusted PB Ratio of 8.89 as of Jul. 29, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Text and its competitors. This is 42% below median its historical median of 15.31. Over the past decade, Text's Cyclically Adjusted PB Ratio has ranged from 8.00 to 46.50. According to the industry distribution chart, Text ranks #1438 out of 1583 companies in the Software industry, placing it in the top 90.8%.
Is Text's Cyclically Adjusted PB Ratio too high?
Text's current Cyclically Adjusted PB Ratio of 8.89 is 42% below median its 10-year median of 15.31. Over the past 10 years, this metric has ranged from a low of 8.00 to a high of 46.50. The Software industry median Cyclically Adjusted PB Ratio is 2.25. Text's value of 8.89 is 295.1% above this industry median. Based on the distribution chart, Text ranks #1438 out of 1583 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Text has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Text's Cyclically Adjusted PB Ratio compare to QH and SHOP?
According to the Software industry distribution chart, Text ranks #1438 out of 1583 companies for Cyclically Adjusted PB Ratio. This places Text in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.25. Text's value of 8.89 is 295.1% above this benchmark. Historically, Text's own Cyclically Adjusted PB Ratio has ranged from 8.00 to 46.50 over the past decade. While the company's 10-year median is 15.31 vs. the industry median of 2.25, Text has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.25, based on 1,583 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Text's current Cyclically Adjusted PB Ratio of 8.89 is 295.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Text and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Text's current Cyclically Adjusted PB Ratio is 8.89, which is 42% below median its own 10-year median of 15.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Text stock overvalued right now?
Based on GuruFocus' analysis, Text (LCHTF) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.91, compared to a current price of $11.20 — trading 29.6% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 8.89, which is 42% below median its 10-year median of 15.31 and 295.1% above the Software industry median of 2.25. Text's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Text (LCHTF), the current Cyclically Adjusted PB Ratio is 8.89 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Text (LCHTF) Overvalued in 2026?

Based on GuruFocus' analysis, Text stock appears to be undervalued. The current stock price of $11.20 is trading 29.6% below its estimated GF Value™ of $15.91. GuruFocus considers Text to be Significantly Undervalued.

Key valuation signals for LCHTF:

  • Cyclically Adjusted PB Ratio: 8.89 (42% below median its 10-year median of 15.31)
  • GF Value™: $15.91 vs. price of $11.20 (29.6% below fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 295.1% above the Software median (#1438 of 1583)

No single metric tells the full story. See the LCHTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Text Business Description

Other Exchanges TXT:Poland886:Germany
Address ul. Zwycieska 47, Wroclaw, POL, 53-033
Text SA is a Poland-based company engaged in world-wide AI sales and customer service software. It is offering products in a SaaS model. The company automates customer service at scale by analyzing and enriching text communication. The group has developed multiple products: Text, an AI-powered customer communication suite; LiveChat, a live chat product that allows businesses to communicate with website visitors in real time. ChatBot, a platform for building and managing conversational AI chatbots; HelpDesk, an online ticketing system; KnowledgeBase, a knowledge management platform; OpenWidget, a website widget tool.
84GF Score

Get the complete analysis for LCHTF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.20
Price
$15.91
GF Value