Text (LCHTF) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LCHTF Text SA LCHTF
89 GF Score
Price $11.20
GF Value $15.86
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Text Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

LCHTF
89GF Score
Text SA LCHTF
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Text (LCHTF) Overvalued in 2026?

Based on GuruFocus' analysis, Text stock appears to be undervalued. The current stock price of $11.20 is trading 29.4% below its estimated GF Value™ of $15.86. GuruFocus considers Text to be Modestly Undervalued.

Key valuation signals for LCHTF:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $15.86 vs. price of $11.20 (29.4% below fair value)
  • GF Score™: 89/100 with 7 warning signs

No single metric tells the full story. See the LCHTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Text Business Description

Other Exchanges TXT:Poland886:Germany
Address ul. Zwycieska 47, Wroclaw, POL, 53-033
Text SA is a Poland-based company engaged in world-wide AI sales and customer service software. It is offering products in a SaaS model. The company automates customer service at scale by analyzing and enriching text communication. The group has developed multiple products: Text, an AI-powered customer communication suite; LiveChat, a live chat product that allows businesses to communicate with website visitors in real time. ChatBot, a platform for building and managing conversational AI chatbots; HelpDesk, an online ticketing system; KnowledgeBase, a knowledge management platform; OpenWidget, a website widget tool.
89GF Score

Get the complete analysis for LCHTF

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.20
Price
$15.86
GF Value