Byline Bancorp (MEX:BY) Cyclically Adjusted PB Ratio: 1.32 (As of Aug. 02, 2026) — Near Median

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MEX:BY Byline Bancorp Inc MEX:BY
66 GF Score
Price MXN324.29
GF Value MXN236.18
! 7 Warning Signs
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What is Byline Bancorp Cyclically Adjusted PB Ratio?

Byline Bancorp MEX:BY 66 Cyclically Adjusted PB Ratio is 1.32 as of Aug. 02, 2026, which is 1% below its 10-year median of 1.34. GuruFocus rates MEX:BY with a GF Score™ of 66/100 and a GF Value™ of MXN236.18. The stock has 7 warning signs investors should review. Among 1,286 Banks companies, Byline Bancorp ranks worse than 67.5% on this metric.

As of today (2026-08-02), Byline Bancorp's current share price is MXN324.29. Byline Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN245.40. Byline Bancorp's Cyclically Adjusted PB Ratio for today is 1.32.

The historical rank and industry rank for Byline Bancorp's Cyclically Adjusted PB Ratio or its related term are showing as below:

MEX:BY' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.15   Med: 1.34   Max: 1.64
Current: 1.64

During the past years, Byline Bancorp's highest Cyclically Adjusted PB Ratio was 1.64. The lowest was 1.15. And the median was 1.34.

MEX:BY's Cyclically Adjusted PB Ratio is ranked worse than
67.5% of 1286 companies
in the Banks industry
Industry Median: 1.27 vs MEX:BY: 1.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Byline Bancorp's adjusted book value per share data for the three months ended in Mar. 2026 was MXN508.046. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN245.40 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Byline Bancorp  (MEX:BY) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Byline Bancorp Cyclically Adjusted PB Ratio Related Terms


Byline Bancorp Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Byline Bancorp's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Byline Bancorp Cyclically Adjusted PB Ratio Chart

Byline Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.25

Byline Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.21 1.25 1.32

MEX:BY vs DCOM, HOPE, OCFC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Byline Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Byline Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Byline Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Byline Bancorp's Cyclically Adjusted PB Ratio falls into.


MEX:BY
66GF Score
Byline Bancorp Inc MEX:BY
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Byline Bancorp Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Byline Bancorp's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=324.29/245.40
=1.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Byline Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Byline Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=508.046/330.2130*330.2130
=508.046

Current CPI (Mar. 2026) = 330.2130.

Byline Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 241.018 0.000
201609 0.000 241.428 0.000
201612 259.395 241.432 354.781
201703 241.558 243.801 327.175
201706 270.267 244.955 364.335
201709 278.116 246.819 372.084
201712 300.210 246.524 402.124
201803 279.581 249.554 369.945
201806 328.749 251.989 430.801
201809 319.358 252.439 417.749
201812 345.899 251.233 454.639
201903 350.841 254.202 455.749
201906 356.428 256.143 459.498
201909 375.210 256.759 482.551
201912 364.647 256.974 468.573
202003 459.533 258.115 587.892
202006 463.288 257.797 593.427
202009 449.196 260.280 569.888
202012 409.515 260.474 519.158
202103 414.383 264.877 516.597
202106 421.496 271.696 512.276
202109 444.072 274.310 534.572
202112 449.261 278.802 532.105
202203 415.297 287.504 476.990
202206 408.652 296.311 455.407
202209 401.358 296.808 446.530
202212 398.217 296.797 443.052
202303 380.282 301.836 416.034
202306 369.627 305.109 400.039
202309 366.532 307.789 393.236
202312 384.039 306.746 413.419
202403 379.669 312.332 401.405
202406 428.350 314.175 450.216
202409 486.352 315.301 509.354
202412 512.009 315.605 535.708
202503 517.947 319.799 534.814
202506 489.507 322.561 501.119
202509 495.078 324.800 503.329
202512 501.241 324.054 510.768
202603 508.046 330.213 508.046

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.32 mean?
Byline Bancorp (MEX:BY) has a Cyclically Adjusted PB Ratio of 1.32 as of Aug. 02, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Byline Bancorp and its competitors. This is near median its historical median of 1.34. Over the past decade, Byline Bancorp's Cyclically Adjusted PB Ratio has ranged from 1.15 to 1.64. According to the industry distribution chart, Byline Bancorp ranks #868 out of 1286 companies in the Banks industry, placing it in the top 67.5%.
Is Byline Bancorp's Cyclically Adjusted PB Ratio too high?
Byline Bancorp's current Cyclically Adjusted PB Ratio of 1.32 is near median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 1.64. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. Byline Bancorp's value of 1.32 is 3.9% above this industry median. Based on the distribution chart, Byline Bancorp ranks #868 out of 1286 companies in the Banks industry, which is below the industry midpoint. Overall, Byline Bancorp has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Byline Bancorp's Cyclically Adjusted PB Ratio compare to DCOM and HOPE?
According to the Banks industry distribution chart, Byline Bancorp ranks #868 out of 1286 companies for Cyclically Adjusted PB Ratio. This places Byline Bancorp in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.27. Byline Bancorp's value of 1.32 is 3.9% above this benchmark. Historically, Byline Bancorp's own Cyclically Adjusted PB Ratio has ranged from 1.15 to 1.64 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 1.27, Byline Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Byline Bancorp's current Cyclically Adjusted PB Ratio of 1.32 is 3.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Byline Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Byline Bancorp's current Cyclically Adjusted PB Ratio is 1.32, which is near median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Byline Bancorp stock overvalued right now?
Byline Bancorp (MEX:BY) has a current Cyclically Adjusted PB Ratio of 1.32. The stock's GF Value™ is MXN236.18, compared to a current price of MXN324.29 — trading 37.3% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.32, which is near median its 10-year median of 1.34 and 3.9% above the Banks industry median of 1.27. Byline Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Byline Bancorp (MEX:BY), the current Cyclically Adjusted PB Ratio is 1.32 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Byline Bancorp (MEX:BY) Overvalued in 2026?

Based on GuruFocus' analysis, Byline Bancorp stock appears to be overvalued. The current stock price of MXN324.29 is trading 37.3% above its estimated GF Value™ of MXN236.18.

Key valuation signals for MEX:BY:

  • Cyclically Adjusted PB Ratio: 1.32 (near median its 10-year median of 1.34)
  • GF Value™: MXN236.18 vs. price of MXN324.29 (37.3% above fair value)
  • GF Score™: 66/100 with 7 warning signs
  • Industry Position: 3.9% above the Banks median (#868 of 1286)

No single metric tells the full story. See the MEX:BY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Byline Bancorp Business Description

Other Exchanges BY:USA
Address 180 North LaSalle Street, Suite 300, Chicago, IL, USA, 60601
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to its customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through a wholly-owned subsidiary of Byline Bank.
66GF Score

Get the complete analysis for MEX:BY

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN324.29
Price
MXN236.18
GF Value