Business Description
Pathward Financial Inc
NAICS : 522180
SIC : 6036
ISIN : US59100U1088
Share Class Description:
CASH: Ordinary SharesTotal Employee Number:
1,182Compare
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Traded in other countries / regions
CASH.USAFM7.Germany Index Membership
Russell 2000Russell 3000 IPO Date
1993-09-20Description
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.65 | |||||
Equity-to-Asset | 0.12 | |||||
Debt-to-Equity | 0.07 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.85 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 17.3 | |||||
3-Year EPS without NRI Growth Rate | 17.9 | |||||
3-Year Book Growth Rate | 18.9 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 79.26 | |||||
9-Day RSI | 69.1 | |||||
14-Day RSI | 61.83 | |||||
3-1 Month Momentum % | -5.55 | |||||
6-1 Month Momentum % | 14.23 | |||||
12-1 Month Momentum % | 6.24 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.23 | |||||
Dividend Payout Ratio | 0.02 | |||||
Forward Dividend Yield % | 0.23 | |||||
5-Year Yield-on-Cost % | 0.23 | |||||
3-Year Average Share Buyback Ratio | 7.5 | |||||
Shareholder Yield % | 13.31 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 27.58 | |||||
FCF Margin % | 67.26 | |||||
OCF Margin % | 98.51 | |||||
ROE % | 22.52 | |||||
ROA % | 2.62 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.36 | |||||
Forward PE Ratio | 9.01 | |||||
PE Ratio without NRI | 10.39 | |||||
Shiller PE Ratio | 17.16 | |||||
PEG Ratio | 1.27 | |||||
PS Ratio | 2.85 | |||||
PB Ratio | 2.19 | |||||
Price-to-Tangible-Book | 3.43 | |||||
Price-to-Free-Cash-Flow | 4.22 | |||||
Price-to-Operating-Cash-Flow | 2.89 | |||||
EV-to-Revenue | 2.54 | |||||
EV-to-FCF | 3.78 | |||||
Price-to-GF-Value | 0.98 | |||||
Price-to-Projected-FCF | 0.53 | |||||
Price-to-DCF (Earnings Based) | 0.33 | |||||
Price-to-DCF (FCF Based) | 0.37 | |||||
Price-to-Median-PS-Value | 1 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.1 | |||||
Price-to-Graham-Number | 1.26 | |||||
FCF Yield % | 25.03 | |||||
Forward Rate of Return (Yacktman) % | 16.53 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Annualized Return % Â
Total Annual Return % Â
Pathward Financial Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 685.476 | ||
| EPS (TTM) ($) | 8.42 | ||
| Beta | 0.562 | ||
| 3-Year Sharpe Ratio | 0.72 | ||
| 3-Year Sortino Ratio | 1.56 | ||
| Volatility % | 32.36 | ||
| 14-Day RSI | 61.83 | ||
| 14-Day ATR ($) | 2.294504 | ||
| 20-Day SMA ($) | 82.3925 | ||
| 12-1 Month Momentum % | 6.24 | ||
| 52-Week Range ($) | 65.87 - 101.26 | ||
| Shares Outstanding (Mil) | 21.11 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Pathward Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Pathward Financial Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2026-11-25 | In 151 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-10-21 17:00 | In 117 days | ||
| Fourth quarter earnings results for 2026 | 2026-10-21 | In 116 days | ||
| Third quarter earnings conference call for 2026 | 2026-07-28 17:00 | In 32 days | ||
| Third quarter earnings results for 2026 | 2026-07-28 | In 31 days | ||
| USD 0.050000 Cash Dividend | 2026-06-11 | 81.55 (+0.46%) | ||
| Second quarter earnings conference call for 2026 | 2026-04-22 17:00 | 97.79 (-1.93%) | ||
| Second quarter earnings results for 2026 | 2026-04-22 | 97.79 (-1.93%) | ||
| USD 0.050000 Cash Dividend | 2026-03-12 | 89.06 (-0.48%) | ||
| General meeting for 2026 | 2026-02-24 09:00 | 92.80 (-2.41%) |
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Pathward Financial Inc Frequently Asked Questions
What is Pathward Financial Inc(CASH)'s stock price today?
The current price of CASH is $87.25. The 52 week high of CASH is $101.26 and 52 week low is $65.87.
When is next earnings date of Pathward Financial Inc(CASH)?
The next earnings date of Pathward Financial Inc(CASH) is 2026-07-28 Est..
Does Pathward Financial Inc(CASH) pay dividends? If so, how much?
The Dividend Yield %  of Pathward Financial Inc(CASH) is 0.23% (As of Today), Highest Dividend Payout Ratio of Pathward Financial Inc(CASH) was 0.13. The lowest was 0.02. And the median was 0.06. The  Forward Dividend Yield % of Pathward Financial Inc(CASH) is 0.23%. For more information regarding to dividend, please check our Dividend Page.
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