Unipol Assicurazioni SpA (MEX:UNIN) Cyclically Adjusted PB Ratio: (As of Sep. 05, 2026)

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MEX:UNIN Unipol Assicurazioni SpA MEX:UNIN
51 GF Score
Price MXN401.52
GF Value MXN244.83
! 4 Warning Signs
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What is Unipol Assicurazioni SpA Cyclically Adjusted PB Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PB Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


Unipol Assicurazioni SpA  (MEX:UNIN) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Unipol Assicurazioni SpA Cyclically Adjusted PB Ratio Related Terms


Unipol Assicurazioni SpA Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Unipol Assicurazioni SpA's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unipol Assicurazioni SpA Cyclically Adjusted PB Ratio Chart

Unipol Assicurazioni SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.46 0.41 0.48 1.13 1.82

Unipol Assicurazioni SpA Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.13 0.00 1.82 0.00

MEX:UNIN vs CB, PGR, TRV: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Property & Casualty subindustry, Unipol Assicurazioni SpA's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unipol Assicurazioni SpA Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Unipol Assicurazioni SpA's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Unipol Assicurazioni SpA's Cyclically Adjusted PB Ratio falls into.


MEX:UNIN
51GF Score
Unipol Assicurazioni SpA MEX:UNIN
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Unipol Assicurazioni SpA Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Unipol Assicurazioni SpA's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Unipol Assicurazioni SpA's adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=306.34/122.6000*122.6000
=306.340

Current CPI (Dec25) = 122.6000.

Unipol Assicurazioni SpA Annual Data

Book Value per Share CPI Adj_Book
201612 173.299 100.300 211.829
201712 179.606 101.200 217.586
201812 157.118 102.300 188.296
201912 195.585 102.800 233.256
202012 257.076 102.600 307.188
202112 251.449 106.600 289.190
202212 197.835 119.000 203.820
202312 205.813 119.700 210.799
202412 284.228 121.200 287.511
202512 306.340 122.600 306.340

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Unipol Assicurazioni SpA (MEX:UNIN) Overvalued in 2026?

Based on GuruFocus' analysis, Unipol Assicurazioni SpA stock appears to be overvalued. The current stock price of MXN401.52 is trading 64% above its estimated GF Value™ of MXN244.83.

Key valuation signals for MEX:UNIN:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: MXN244.83 vs. price of MXN401.52 (64% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the MEX:UNIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unipol Assicurazioni SpA Business Description

Address Via Stalingrado, 45, Bologna, ITA, 40128
Unipol Assicurazioni SpA is engaged in providing insurance and banking products in Italy. It offers life insurance, non-life insurance, car insurance, Reinsurance, etc.
51GF Score

Get the complete analysis for MEX:UNIN

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN401.52
Price
MXN244.83
GF Value