Euronet Worldwide (MIL:1EEFT) Cyclically Adjusted PB Ratio: 2.66 (As of Aug. 06, 2026) — 52% Below Median

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Director of Data and Quant Analytics at GuruFocus
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MIL:1EEFT Euronet Worldwide Inc MIL:1EEFT
63 GF Score
Price €67.00
GF Value €108.66
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Euronet Worldwide Cyclically Adjusted PB Ratio?

Euronet Worldwide MIL:1EEFT 63 Cyclically Adjusted PB Ratio is 2.66 as of Aug. 06, 2026, which is 52% below its 10-year median of 5.53. GuruFocus rates MIL:1EEFT with a GF Score™ of 63/100 and a GF Value™ of €108.66 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,565 Software companies, Euronet Worldwide ranks worse than 53.1% on this metric.

As of today (2026-08-06), Euronet Worldwide's current share price is €67.00. Euronet Worldwide's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €25.19. Euronet Worldwide's Cyclically Adjusted PB Ratio for today is 2.66.

The historical rank and industry rank for Euronet Worldwide's Cyclically Adjusted PB Ratio or its related term are showing as below:

MIL:1EEFT' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.15   Med: 5.53   Max: 10.74
Current: 2.45

During the past years, Euronet Worldwide's highest Cyclically Adjusted PB Ratio was 10.74. The lowest was 2.15. And the median was 5.53.

MIL:1EEFT's Cyclically Adjusted PB Ratio is ranked worse than
53.1% of 1565 companies
in the Software industry
Industry Median: 2.24 vs MIL:1EEFT: 2.45

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Euronet Worldwide's adjusted book value per share data for the three months ended in Jun. 2026 was €28.545. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €25.19 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Euronet Worldwide  (MIL:1EEFT) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Euronet Worldwide Cyclically Adjusted PB Ratio Related Terms


Euronet Worldwide Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Euronet Worldwide's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euronet Worldwide Cyclically Adjusted PB Ratio Chart

Euronet Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.64 4.04 4.02 3.81 2.63

Euronet Worldwide Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.59 3.06 2.63 2.23 2.41

MIL:1EEFT vs NTCT, TDC, STNE: Cyclically Adjusted PB Ratio Comparison

For the Software - Infrastructure subindustry, Euronet Worldwide's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Euronet Worldwide Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Euronet Worldwide's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Euronet Worldwide's Cyclically Adjusted PB Ratio falls into.


MIL:1EEFT
63GF Score
Euronet Worldwide Inc MIL:1EEFT
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Euronet Worldwide Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Euronet Worldwide's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=67.00/25.19
=2.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euronet Worldwide's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Euronet Worldwide's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=28.545/333.9520*333.9520
=28.545

Current CPI (Jun. 2026) = 333.9520.

Euronet Worldwide Quarterly Data

Book Value per Share CPI Adj_Book
201609 15.782 241.428 21.830
201612 16.304 241.432 22.552
201703 16.986 243.801 23.267
201706 17.987 244.955 24.522
201709 19.062 246.819 25.791
201712 19.178 246.524 25.979
201803 17.763 249.554 23.770
201806 17.960 251.989 23.802
201809 19.632 252.439 25.971
201812 20.909 251.233 27.793
201903 21.937 254.202 28.819
201906 22.713 256.143 29.613
201909 24.201 256.759 31.477
201912 26.214 256.974 34.067
202003 22.353 258.115 28.921
202006 20.595 257.797 26.679
202009 21.192 260.280 27.190
202012 22.534 260.474 28.891
202103 22.361 264.877 28.192
202106 22.615 271.696 27.797
202109 23.984 274.310 29.199
202112 21.723 278.802 26.020
202203 20.542 287.504 23.861
202206 19.451 296.311 21.922
202209 20.931 296.808 23.550
202212 23.582 296.797 26.534
202303 23.949 301.836 26.497
202306 25.692 305.109 28.121
202309 23.197 307.789 25.169
202312 25.037 306.746 27.258
202403 24.947 312.332 26.674
202406 25.108 314.175 26.689
202409 27.928 315.301 29.580
202412 26.834 315.605 28.394
202503 27.854 319.799 29.087
202506 28.586 322.561 29.595
202509 27.118 324.800 27.882
202512 28.391 324.054 29.258
202603 27.521 330.213 27.833
202606 28.545 333.952 28.545

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.66 mean?
Euronet Worldwide (MIL:1EEFT) has a Cyclically Adjusted PB Ratio of 2.66 as of Aug. 06, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Euronet Worldwide and its competitors. This is 52% below median its historical median of 5.53. Over the past decade, Euronet Worldwide's Cyclically Adjusted PB Ratio has ranged from 2.15 to 10.74. According to the industry distribution chart, Euronet Worldwide ranks #831 out of 1565 companies in the Software industry, placing it in the top 53.1%.
Is Euronet Worldwide's Cyclically Adjusted PB Ratio too high?
Euronet Worldwide's current Cyclically Adjusted PB Ratio of 2.66 is 52% below median its 10-year median of 5.53. Over the past 10 years, this metric has ranged from a low of 2.15 to a high of 10.74. The Software industry median Cyclically Adjusted PB Ratio is 2.24. Euronet Worldwide's value of 2.66 is 18.8% above this industry median. Based on the distribution chart, Euronet Worldwide ranks #831 out of 1565 companies in the Software industry, which is below the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's Cyclically Adjusted PB Ratio compare to NTCT and TDC?
According to the Software industry distribution chart, Euronet Worldwide ranks #831 out of 1565 companies for Cyclically Adjusted PB Ratio. This places Euronet Worldwide in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.24. Euronet Worldwide's value of 2.66 is 18.8% above this benchmark. Historically, Euronet Worldwide's own Cyclically Adjusted PB Ratio has ranged from 2.15 to 10.74 over the past decade. While the company's 10-year median is 5.53 vs. the industry median of 2.24, Euronet Worldwide has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.24, based on 1,565 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current Cyclically Adjusted PB Ratio of 2.66 is 18.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current Cyclically Adjusted PB Ratio is 2.66, which is 52% below median its own 10-year median of 5.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (MIL:1EEFT) is currently considered Significantly Undervalued. The stock's GF Value™ is €108.66, compared to a current price of €67.00 — trading 38.3% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.66, which is 52% below median its 10-year median of 5.53 and 18.8% above the Software industry median of 2.24. Euronet Worldwide's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Euronet Worldwide (MIL:1EEFT), the current Cyclically Adjusted PB Ratio is 2.66 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Euronet Worldwide (MIL:1EEFT) Overvalued in 2026?

Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued. The current stock price of €67.00 is trading 38.3% below its estimated GF Value™ of €108.66. GuruFocus considers Euronet Worldwide to be Significantly Undervalued.

Key valuation signals for MIL:1EEFT:

  • Cyclically Adjusted PB Ratio: 2.66 (52% below median its 10-year median of 5.53)
  • GF Value™: €108.66 vs. price of €67.00 (38.3% below fair value)
  • GF Score™: 63/100 with 3 warning signs
  • Industry Position: 18.8% above the Software median (#831 of 1565)

No single metric tells the full story. See the MIL:1EEFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Euronet Worldwide Business Description

Address 11400 Tomahawk Creek Parkway, Suite 300, Leawood, KS, USA, 66211
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
63GF Score

Get the complete analysis for MIL:1EEFT

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€67.00
Price
€108.66
GF Value