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NETSOL TechnologiesNTWK +2.74%69 Cyclically Adjusted PB Ratio is 0.77 as of Aug. 29, 2026, which is 48% above its 10-year median of 0.52. GuruFocus rates NTWK with a GF Score™ of 69/100 and a GF Value™ of $3.16 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,473 Software companies, NETSOL Technologies ranks better than 82.01% on this metric.
The historical rank and industry rank for NETSOL Technologies's Cyclically Adjusted PB Ratio or its related term are showing as below:
NTWK'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.27 Med: 0.52 Max: 1.16
Current: 0.77
During the past years, NETSOL Technologies's highest Cyclically Adjusted PB Ratio was 1.16. The lowest was 0.27. And the median was 0.52.
NTWK's Cyclically Adjusted PB Ratio is ranked better than 82.01% of 1473
companies
in the Software industry
Industry Median: 2.34
vs NTWK: 0.77
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
NETSOL Technologies's adjusted book value per share data for the three months ended in Mar. 2026 was $3.138. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $5.38 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
NETSOL Technologies (NAS:NTWK) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
NETSOL Technologies Cyclically Adjusted PB Ratio Related Terms
NETSOL Technologies Cyclically Adjusted PB Ratio Historical Data
* Premium members only.
The historical data trend for NETSOL Technologies's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NETSOL Technologies Cyclically Adjusted PB Ratio Chart
NTWK vs ATHR, NXTT, INVU: Cyclically Adjusted PB Ratio Comparison
For the Software - Application subindustry, NETSOL Technologies's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NETSOL Technologies Cyclically Adjusted PB Ratio vs Software Industry
For the Software industry and Technology sector, NETSOL Technologies's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where NETSOL Technologies's Cyclically Adjusted PB Ratio falls into.
NETSOL Technologies Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
NETSOL Technologies's Cyclically Adjusted PB Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 0.77 mean?
NETSOL Technologies (NTWK) has a Cyclically Adjusted PB Ratio of 0.77 as of Aug. 29, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on NETSOL Technologies and its competitors. This is 48% above median its historical median of 0.52. Over the past decade, NETSOL Technologies' Cyclically Adjusted PB Ratio has ranged from 0.27 to 1.16. According to the industry distribution chart, NETSOL Technologies ranks #265 out of 1473 companies in the Software industry, placing it in the top 18%.
Is NETSOL Technologies' Cyclically Adjusted PB Ratio too high?
NETSOL Technologies' current Cyclically Adjusted PB Ratio of 0.77 is 48% above median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 1.16. The Software industry median Cyclically Adjusted PB Ratio is 2.34. NETSOL Technologies' value of 0.77 is 67.1% below this industry median. Based on the distribution chart, NETSOL Technologies ranks #265 out of 1473 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, NETSOL Technologies has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NETSOL Technologies' Cyclically Adjusted PB Ratio compare to ATHR and NXTT?
According to the Software industry distribution chart, NETSOL Technologies ranks #265 out of 1473 companies for Cyclically Adjusted PB Ratio. This places NETSOL Technologies in the top 18% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 2.34. NETSOL Technologies' value of 0.77 is 67.1% below this benchmark. Historically, NETSOL Technologies' own Cyclically Adjusted PB Ratio has ranged from 0.27 to 1.16 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 2.34, NETSOL Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.34, based on 1,473 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NETSOL Technologies's current Cyclically Adjusted PB Ratio of 0.77 is 67.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on NETSOL Technologies and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NETSOL Technologies's current Cyclically Adjusted PB Ratio is 0.77, which is 48% above median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NETSOL Technologies stock overvalued right now?
Based on GuruFocus' analysis, NETSOL Technologies (NTWK) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.16, compared to a current price of $4.13 — trading 30.7% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.77, which is 48% above median its 10-year median of 0.52 and 67.1% below the Software industry median of 2.34. NETSOL Technologies' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For NETSOL Technologies (NTWK), the current Cyclically Adjusted PB Ratio is 0.77 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NETSOL Technologies (NTWK) Overvalued in 2026?
Based on GuruFocus' analysis, NETSOL Technologies stock appears to be overvalued.
The current stock price of $4.13 is trading 30.7% above its estimated GF Value™ of $3.16.
GuruFocus considers NETSOL Technologies to be Significantly Overvalued.
Key valuation signals for NTWK:
Cyclically Adjusted PB Ratio: 0.77 (48% above median its 10-year median of 0.52)
GF Value™: $3.16 vs. price of $4.13 (30.7% above fair value)
Industry Position: 67.1% below the Software median (#265 of 1473)
No single metric tells the full story. See the NTWK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NETSOL Technologies Inc is an information technology and enterprise software solutions provider to original equipment manufacturers (OEMs), dealerships, and financial institutions to sell, finance, and lease assets. The firm's products include Transcend Retail, Transcend Finance, Transcend Marketplace, Transcend Consultancy, and Transcend AI Labs, catering to its customers in the different stages of how assets are sold, financed, and leased. Its primary sources of revenue are licensing, subscriptions, modification, enhancement, and support of its suite of financial applications offered to businesses in the finance and leasing space, as well as automotive digital retail. The company has three reportable segments: Asia-Pacific, its key revenue-generating market, North America, and Europe.
69GF Score
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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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